Mrs Mungo Posted December 13, 2011 Share Posted December 13, 2011 (edited) Do you have an account or multiple accounts (credit card, utilities or *something*) that are in your name? Eta:in your name, alone, or with you as the primary and your dh as the secondary? Edited December 13, 2011 by Mrs Mungo Quote Link to comment Share on other sites More sharing options...
melissel Posted December 13, 2011 Share Posted December 13, 2011 I have credit cards in my name, all in good standing. The mortgage also used to be in my name, but when we refinanced it switched over to DH. I should probably try to get a utility in my name or something too, just in case. You never know, I guess! Quote Link to comment Share on other sites More sharing options...
Alte Veste Academy Posted December 13, 2011 Share Posted December 13, 2011 (edited) Yes, credit cards from before we were even married. Virtually all credit since then has been joint. We purposely put the house and car notes in both of our names. All the utilities are always in my name because whenever we move, he is too busy signing into his new unit and doing paperwork to do home stuff. That's my job. Edited December 13, 2011 by Alte Veste Academy Quote Link to comment Share on other sites More sharing options...
MamaT Posted December 13, 2011 Share Posted December 13, 2011 I have credit cards in my name only, my own checking account, and our cell phone account is in my name. Quote Link to comment Share on other sites More sharing options...
Carrie12345 Posted December 13, 2011 Share Posted December 13, 2011 In my name *alone*? No, unless you count my Paypal account with card. I'm a secondary and co-signor (with dh) on multiple loans and accounts. Quote Link to comment Share on other sites More sharing options...
Joker Posted December 13, 2011 Share Posted December 13, 2011 I have two credit cards in my name only. All of our utilities, except the cell phone (dh gets us a discount through work), are in my name only as well. Quote Link to comment Share on other sites More sharing options...
Princess Peach Posted December 13, 2011 Share Posted December 13, 2011 I am on all utilities, have my own credit card (we also have a joint one) and my own bank account (we have joint ones also). We don't have a mortgage. I'm not on the car. Quote Link to comment Share on other sites More sharing options...
Mrs Mungo Posted December 13, 2011 Author Share Posted December 13, 2011 In my name *alone*? No, unless you count my Paypal account with card. I'm a secondary and co-signor (with dh) on multiple loans and accounts. You, alone, or with you as the primary and your dh as the secondary. Quote Link to comment Share on other sites More sharing options...
nukeswife Posted December 13, 2011 Share Posted December 13, 2011 Yes, I have a couple of credit cards, all the utilities (so I can deal with them if the need arrives when DH is deployed) as well as two checking and savings accounts in my name only. Quote Link to comment Share on other sites More sharing options...
regentrude Posted December 13, 2011 Share Posted December 13, 2011 When I was a SAHM, I had a credit card in my name (acquired while I was working before having kids) and also some utilities in my name. I also maintained my own checking account. Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted December 13, 2011 Share Posted December 13, 2011 I have better credit than my dh (based on my own separate accounts) even though I pay all of our bills! I think that's mainly because on paper, he has more loans. Quote Link to comment Share on other sites More sharing options...
Susan in TN Posted December 13, 2011 Share Posted December 13, 2011 Two of my kids have educational accounts and I am listed as the "adult in charge" - whatever that term is. But we don't have any credit cards, and all our bank accounts/utilities/mortgage/etc are in both our names. Quote Link to comment Share on other sites More sharing options...
eternalknot Posted December 13, 2011 Share Posted December 13, 2011 I didn't vote in the poll because I'm technically employed (though I don't work regularly, and often take years off at a time). I don't have anything in my name - mortgage, car, credit cards, utilities, cell phones, nothing. The only exception is a bank account he already had, to which he added me when my paychecks started to get direct deposited; so my name is on it, but he's the primary and it's his account in name (though my account in pratice - he never accesses it). That's all by my personal preference and choice; my husband has long offered -wanted- to add me, but respects my wishes to keep everything in his name only. Because of his job, we've always had a POA that allowed me full access to anything I needed or wanted that was in his name only. Quote Link to comment Share on other sites More sharing options...
TravelingChris Posted December 13, 2011 Share Posted December 13, 2011 I am the primary on one card and the only person on another card. I don't have utilities in my name because we got a better rate or discount or no penalty if in my dh's name since he is military. (For example, because the cable, computer and phone bill were in dh's name, we didn't have to pay a penalty when we canceled the service because dh was transferred). Quote Link to comment Share on other sites More sharing options...
BarbecueMom Posted December 13, 2011 Share Posted December 13, 2011 I have my own credit cards and electric/cell phones/trash are in my name. DH has his own credit card and the internet bill in his name. Everything else is a joint account. I don't think we put that much thought into it. We paper/rock/scissors to see who gets to deal with the customer service people, so that ends up the name on the account. DH got the shaft with Charter! Quote Link to comment Share on other sites More sharing options...
Sasharowan Posted December 13, 2011 Share Posted December 13, 2011 All utilities are in my name and one CC is in my name. Quote Link to comment Share on other sites More sharing options...
Mom22ns Posted December 13, 2011 Share Posted December 13, 2011 The only thing in my name alone are my retirement accounts (Roth & IRA). That was true when I was working too though. Everything else is in both our names. Quote Link to comment Share on other sites More sharing options...
SkateLeft Posted December 13, 2011 Share Posted December 13, 2011 Yup. We have separate American Express accounts because we earn more airline mileage that way. Everything else, including asset management, other credit cards, and both homes are owned jointly. I also have my own Roth IRA. Quote Link to comment Share on other sites More sharing options...
Firefly Posted December 13, 2011 Share Posted December 13, 2011 Yes, utilities and a credit card. Quote Link to comment Share on other sites More sharing options...
Jen in PA Posted December 13, 2011 Share Posted December 13, 2011 I have my own checking account and some utilities are in my name. Quote Link to comment Share on other sites More sharing options...
BridgeTea Posted December 13, 2011 Share Posted December 13, 2011 Yes, my Roth, some certificates of deposit, a savings account, and the internet bill are in my name or have me listed as primary. Two cars are in my name only, but just by oversight by me - I should've had MrTea listed as well. He gets the utilities to himself, and we share two houses and a mortgage. Quote Link to comment Share on other sites More sharing options...
Wheres Toto Posted December 13, 2011 Share Posted December 13, 2011 I have a credit card in my name alone, our cell phone account is mine from before we were married and one of our cars was recently paid off and was mine from before we married so in my name alone. Just about everything else is joint except maybe some of the utilities that were in place before we married (we live in a house dh had before). I've never had a problem dealing with the utilities or anything else though, they just ask if I'm his wife. Maybe because we are a community property state? Quote Link to comment Share on other sites More sharing options...
LMD Posted December 13, 2011 Share Posted December 13, 2011 Everything is joint here. Quote Link to comment Share on other sites More sharing options...
QuirkyKapers Posted December 13, 2011 Share Posted December 13, 2011 Some of the utilites are in my name. Phone/cell phone is dh. I have a credit card in my name only and one that is joint. One of the cars is in my name and one is dh. The house has both names. Quote Link to comment Share on other sites More sharing options...
In the Rain Posted December 13, 2011 Share Posted December 13, 2011 I have a credit card in my name alone. I don't use it, but I keep the account open. Quote Link to comment Share on other sites More sharing options...
Mrs Mungo Posted December 13, 2011 Author Share Posted December 13, 2011 Everything is joint here. Everything is joint here too, but I am the primary on a couple of accounts. Quote Link to comment Share on other sites More sharing options...
Rosie_0801 Posted December 13, 2011 Share Posted December 13, 2011 I have my own bank account with a credit functioning card linked to it. Some of the utilities are in my name, some are in his. The rent is under both names. When we are involved with social security, we both have permission to access each other's accounts. The long term savings account is in his name, though I have contributed a few grand. Rosie Quote Link to comment Share on other sites More sharing options...
T'smom Posted December 13, 2011 Share Posted December 13, 2011 I wouldn't know off the top of my head whose name is on what....who is the primary, etc. Both of us are listed on all "big" things. I have had probs in the past with one of us not being able to change something because the other one's name is on it. It's gone both ways and it's always annoying. Quote Link to comment Share on other sites More sharing options...
Night Elf Posted December 13, 2011 Share Posted December 13, 2011 The only credit card in my name is my Amazon visa and I got that when I was working. I use it every month. I love Amazon. :tongue_smilie: I might have some utility bills in my name, but I'm not 100% certain. Quote Link to comment Share on other sites More sharing options...
Crissy Posted December 13, 2011 Share Posted December 13, 2011 One of our utilities is in my name, and I hold two credit accounts in my name only. Quote Link to comment Share on other sites More sharing options...
Thea Posted December 13, 2011 Share Posted December 13, 2011 I have credit cards, a mutual fund account and a car in my name only. I set up the utilities so I think there are a couple still just in my name. Dh has a couple of cc's and his truck in his name. Everything else is in both of our names. Quote Link to comment Share on other sites More sharing options...
catz Posted December 13, 2011 Share Posted December 13, 2011 I have several credit cards in my name (1 primary, 2 backup) and everything else has both our names on it. Quote Link to comment Share on other sites More sharing options...
mlbuchina Posted December 13, 2011 Share Posted December 13, 2011 I'm the primary on our cell phone account and one credit card. I am the only on our gas bill, but only because he was out of town with the Navy when we closed on our house. How I'm not the only on the other utilities, I'll never know. LOL :lol: Quote Link to comment Share on other sites More sharing options...
Parrothead Posted December 13, 2011 Share Posted December 13, 2011 I have three major CCs and the telephone/internet in my name only. I'm primary (name first on the accounts) for our checking with two different banks and the vehicle insurance. Dh has the mortgage, both vehicles, one CC, the water, electricity and the cell phone. I'm on the registration for one vehicle. I'll have to go through a bit of trouble to get the truck in my name should dh die. but I have enough insurance that if it were too much trouble I'd just buy a new truck. Quote Link to comment Share on other sites More sharing options...
SweetMissMagnolia Posted December 13, 2011 Share Posted December 13, 2011 well when we got married,I worked at a bank and I just added hubby to my account-meaning he's the one working,but I'm the "head" of the account (if it makes sense)---I have a couple of bills that are in my name -life insurance/store charge card--most of the major stuff is in his name though-but I'm added onto a few of his loan accounts so I can call and find out how much is due/etc without causing a mess LOL Quote Link to comment Share on other sites More sharing options...
Unicorn. Posted December 13, 2011 Share Posted December 13, 2011 All of our accounts, including cc, utilities, you name it, are in my name. Quote Link to comment Share on other sites More sharing options...
edelweiss Posted December 13, 2011 Share Posted December 13, 2011 I have a few credit cards in my name and a few utilities as well. Our finances are put in trusts and the trust in my name holds half of our possessions/money. Quote Link to comment Share on other sites More sharing options...
NicAnn Posted December 13, 2011 Share Posted December 13, 2011 I am the primary on all utility accounts and phone accounts because I set them up. Some are in my name only, I guess because they didn't ask for a secondary at the time. I have my own bank account, and then Dh and I have a joint one. Mine was for my business, and will be again when I start up next year. Quote Link to comment Share on other sites More sharing options...
Cricket Posted December 14, 2011 Share Posted December 14, 2011 When I wasn't working and dh was, utilities were in my name. I paid all the bills and it was just easier to do it that way. Quote Link to comment Share on other sites More sharing options...
mommyrooch Posted December 14, 2011 Share Posted December 14, 2011 Yes, I have two credit cards in my name. I am also the primary with my DH as secondary on both of our car loans as well as our checking and savings accounts. We are joint on the mortgage. Several of our utilities are also in my name. BTW.. I am a SAHM and have been for about 15 years now. I have a very high credit score and have never had any trouble getting any type of credit. I have never had to have DH co-sign anything. Quote Link to comment Share on other sites More sharing options...
mommaduck Posted December 14, 2011 Share Posted December 14, 2011 Most of the bills are in my name. This means my credit is carp and DH's isn't too bad, despite the fact that I have paid off loans in the past. Quote Link to comment Share on other sites More sharing options...
Dustybug Posted December 14, 2011 Share Posted December 14, 2011 The majority of the household bills are in my name as the primary because whenever we move, I do all the calling around and setting up accounts, etc. Quote Link to comment Share on other sites More sharing options...
kalanamak Posted December 14, 2011 Share Posted December 14, 2011 I replied no for Hubby. I keep track of everything, and it is much easier if it is all in my name. The couple of times his name has been on it, I've had to have him tell someone on the phone he just can't hear well enough to get details right on the phone and to please talk to me. It is a hassle for all concerned. To make hubby safer, I have made my 100% honest, calm, kind, and an attorney brother my POA. If I drop dead, he can clean up all the financial loose ends for hubby. Quote Link to comment Share on other sites More sharing options...
6packofun Posted December 14, 2011 Share Posted December 14, 2011 I have my own bank account and our cell phone account and one utility are in my name. Quote Link to comment Share on other sites More sharing options...
Myeightkiddies Posted December 14, 2011 Share Posted December 14, 2011 My credit card is in my name and my name only. DH isn't on it. Everything else is joint or his. Quote Link to comment Share on other sites More sharing options...
dm379 Posted December 14, 2011 Share Posted December 14, 2011 Everything is either in my name alone or with dh as a secondary. I got tired of dealing with the hassle of getting things done when he wasn't around so we switched everything to me. Quote Link to comment Share on other sites More sharing options...
Hannah C. Posted December 14, 2011 Share Posted December 14, 2011 Our bank accounts and one credit card are joint. I'm the primary on the cell phone account because I had much better credit when we set it up. I'm the only one on the other utilities, and I have several credit cards in my name only (three from before we married, two since). DH is an authorized user on two of them. We are both on the rent. The car is in DH's name only, AFAIK - but that's the deed and nothing else - it's a cheap old car. Quote Link to comment Share on other sites More sharing options...
ereks mom Posted December 14, 2011 Share Posted December 14, 2011 Yes, the car I drive is in my name. The house is in both our names. I think everything else is in dh's name. Quote Link to comment Share on other sites More sharing options...
oldskool Posted December 14, 2011 Share Posted December 14, 2011 I have my own checking account and a credit card in my name. Shared on utilities. Quote Link to comment Share on other sites More sharing options...
justamouse Posted December 14, 2011 Share Posted December 14, 2011 I have stuff in mine without him, he has stuff on his without me, we ahve stuff jointly. Quote Link to comment Share on other sites More sharing options...
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