Tabrett Posted December 6, 2008 Share Posted December 6, 2008 What is your monthly mortgage including taxes and insurance (escrow)? Quote Link to comment Share on other sites More sharing options...
Tabrett Posted December 6, 2008 Author Share Posted December 6, 2008 What is you monthly mortgage including insurance and taxes (escrow)? Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted December 6, 2008 Share Posted December 6, 2008 $1600 roughly. Quote Link to comment Share on other sites More sharing options...
tuckabella Posted December 6, 2008 Share Posted December 6, 2008 $1950 Quote Link to comment Share on other sites More sharing options...
BamaTanya Posted December 6, 2008 Share Posted December 6, 2008 (edited) $630. 3/2, approx 1800 sf in a comfortable, convenient, but older neighborhood (not great school district) in the city. 30 year fixed. We had a 25% downpayment from the sale of our last house. Edited December 7, 2008 by BamaTanya Quote Link to comment Share on other sites More sharing options...
RebeccaS Posted December 6, 2008 Share Posted December 6, 2008 $1,000 give or take a few $. We live in Ohio in a moderate community. It's roughly 27% of our income. Quote Link to comment Share on other sites More sharing options...
Tree House Academy Posted December 6, 2008 Share Posted December 6, 2008 $2400 - we live in a very small, very rural area where cost of living is low. Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted December 6, 2008 Share Posted December 6, 2008 Way too much. I'm embarassed to post it even!!:tongue_smilie: Quote Link to comment Share on other sites More sharing options...
newbie Posted December 6, 2008 Share Posted December 6, 2008 Way too much. I'm embarassed to post it even!!:tongue_smilie: :iagree: Quote Link to comment Share on other sites More sharing options...
KIN Posted December 6, 2008 Share Posted December 6, 2008 We live in a 2000 sq. ft. home in a rural area. Quote Link to comment Share on other sites More sharing options...
Guest janainaz Posted December 7, 2008 Share Posted December 7, 2008 $1223.00 - 3bd, 2ba, 1600sq ft. Quote Link to comment Share on other sites More sharing options...
Mommyof4ks Posted December 7, 2008 Share Posted December 7, 2008 $750 Quote Link to comment Share on other sites More sharing options...
Merry Posted December 7, 2008 Share Posted December 7, 2008 ... Quote Link to comment Share on other sites More sharing options...
Diana in OR Posted December 7, 2008 Share Posted December 7, 2008 $1500 -1850sf home with a tiny yard in a suburban neighborhood . Quote Link to comment Share on other sites More sharing options...
Deidre in GA Posted December 7, 2008 Share Posted December 7, 2008 $550. 1400sq ft. 3 bd, 1.5 bath outside of atlanta. bought the house 14 years ago. Quote Link to comment Share on other sites More sharing options...
Faith Posted December 7, 2008 Share Posted December 7, 2008 $410 a month. Quote Link to comment Share on other sites More sharing options...
beansprouts Posted December 7, 2008 Share Posted December 7, 2008 It is going to vary widely depending where people live, their income level, etc., What is your reason for asking? Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted December 7, 2008 Share Posted December 7, 2008 Actually what I realized after posting is that it makes a huge difference if these numbers are for 30 year fixed, 15 year fixed, adjustable rate etc. Quote Link to comment Share on other sites More sharing options...
whitestavern Posted December 7, 2008 Share Posted December 7, 2008 About $2200. Taxes eat up $500/mo; insurance about $200/mo; P&I is roughly $1500/mo. We live in a rural town in CT, house is about 2600 sq ft, 3 acres. Quote Link to comment Share on other sites More sharing options...
LizzyBee Posted December 7, 2008 Share Posted December 7, 2008 $827, for 1350 sf, 3 bd, 2.5 bath on an acre lot, in a rural area that is rapidly becoming a suburb. Quote Link to comment Share on other sites More sharing options...
Desert Rat Posted December 7, 2008 Share Posted December 7, 2008 $989-1,480 sq ft. built in 1979. Quote Link to comment Share on other sites More sharing options...
hillfarm Posted December 7, 2008 Share Posted December 7, 2008 I'm wondering if I understand the question. Our mortgage is $345.00 per month. We also pay approximately $75 per month in property taxes and homeowners insurance (required by our lender). We live in an appx 2000 sqft farm house on 17.5 acres of land. Quote Link to comment Share on other sites More sharing options...
Sarah CB Posted December 7, 2008 Share Posted December 7, 2008 Way too much. I'm embarassed to post it even!!:tongue_smilie: I'm with you. Ours is *way* more than anything posted so far. Quote Link to comment Share on other sites More sharing options...
Ohio12 Posted December 7, 2008 Share Posted December 7, 2008 $950 for 1700 sf in a not popular neighborhood with terrible schools. built in the 70s. Quote Link to comment Share on other sites More sharing options...
Ohio12 Posted December 7, 2008 Share Posted December 7, 2008 $1,000 give or take a few $. We live in Ohio in a moderate community. It's roughly 27% of our income. are you near Columbus? Quote Link to comment Share on other sites More sharing options...
newbie Posted December 7, 2008 Share Posted December 7, 2008 I'm wondering if I understand the question. Our mortgage is $345.00 per month. We also pay approximately $75 per month in property taxes and homeowners insurance (required by our lender). We live in an appx 2000 sqft farm house on 17.5 acres of land. Where do you live w/ a 350 mort. w/that much acreage and big house. I am moving tomorrow. Quote Link to comment Share on other sites More sharing options...
Nestof3 Posted December 7, 2008 Share Posted December 7, 2008 (edited) Mortgage: $611 Monthly taxes: $143 Homeowners: $39 Flood ins: $25 Total = $818 1,100 sq ft house in city/neighborhood Was a 15 year -- 2 years left. I don't know how anyone affords a $2,500/month mortgage! Eek Edited December 7, 2008 by nestof3 Quote Link to comment Share on other sites More sharing options...
Pretty in Pink Posted December 7, 2008 Share Posted December 7, 2008 Ours is 900.00/mo. for 1388 sq. ft., 3 br, 2 ba with a tiny yard in the least expensive suburban neighborhood in our area. Quote Link to comment Share on other sites More sharing options...
laughing lioness Posted December 7, 2008 Share Posted December 7, 2008 Ours is just over $900 a month for a 4 bedrm, 1 1/2 bath on 10 acres. I am just astounded at what's been posted! What does everyone do for a living?? Quote Link to comment Share on other sites More sharing options...
cillakat Posted December 7, 2008 Share Posted December 7, 2008 Way too much. I'm embarassed to post it even!!:tongue_smilie: :iagree: 3rd. Quote Link to comment Share on other sites More sharing options...
Lorna in the boonies Posted December 7, 2008 Share Posted December 7, 2008 $580 for everything with a 15 year loan. 1900 square feet, 4 bedroom, 2 1/2 baths on 2/3 of an acre. Our house was built in 1967 and is in an undesirable-but-not-awful neighborhood. Quote Link to comment Share on other sites More sharing options...
Melissa B Posted December 7, 2008 Share Posted December 7, 2008 approximately $2300 including taxes, property and flood insurance Yes - we do indeed pay for the sun in Florida. :D Quote Link to comment Share on other sites More sharing options...
mom31257 Posted December 7, 2008 Share Posted December 7, 2008 745 including property taxes and insurance. 4.5 year old home; 1850 sq ft.; 3 bdrm, 2 bath, bonus, 2 car garage, 1/2 acre lot; 45 minutes from Atlanta We did put 20% down, though, that was from the sale of our last home. Quote Link to comment Share on other sites More sharing options...
Klowee Posted December 7, 2008 Share Posted December 7, 2008 $0 My family purchased 5 acres 18 years ago on a lease option and paid it off in 10 years. We built the house ourselves over all this time (still a work in progress on so many levels..ugh) Taxes around $700/year. Quote Link to comment Share on other sites More sharing options...
Melissa in Australia Posted December 7, 2008 Share Posted December 7, 2008 $0 here as well. we bought the property 15 years ago, and built the house ourselves. we saved up for each Item and then bought it. we never went into debt. our property tax (rates) is just over $1000 per year. Our house insurance, including fire is $400 per year. Quote Link to comment Share on other sites More sharing options...
Blessedfamily Posted December 7, 2008 Share Posted December 7, 2008 (edited) I have two words for you- Northern. Virginia. Which means at least twice as much as 80% of the rest of the country (including most other parts of Virginia) for the same square footage. Edited December 7, 2008 by Blessedfamily Quote Link to comment Share on other sites More sharing options...
Lizzie in Ma Posted December 7, 2008 Share Posted December 7, 2008 For a house built in the 70's, fixed, 30 year and refinanced about 3 times. Quote Link to comment Share on other sites More sharing options...
TraceyS/FL Posted December 7, 2008 Share Posted December 7, 2008 0 here as well - paid for by selling our last house. However, our Taxes are $2300/yr and Insurance is $1300 (well, i'm afraid to open the bill.....). SO, over $200/mo. Which is a lot on our income right now..... Quote Link to comment Share on other sites More sharing options...
Pamela H in Texas Posted December 7, 2008 Share Posted December 7, 2008 (edited) $846 for everything...I WISH it were a 15y loan. 2400 sq ft, 4 bed, 2 LA, office, 3 bath, carport on an acre. Rural. Edited December 7, 2008 by 2J5M9K Quote Link to comment Share on other sites More sharing options...
Just Another Jen Posted December 7, 2008 Share Posted December 7, 2008 Ours is $1552 p and i We pay taxes and insurance ourselves: Insurance is -$1440 Taxes are-$8000 a year- they've gone up about a lot each year- 10 years ago they were $3000 All for a 2200 sq ft suburban house about 40 miles from any decent jobs. Moving is on our agenda for 2009 Quote Link to comment Share on other sites More sharing options...
Cindy in FL. Posted December 7, 2008 Share Posted December 7, 2008 Probably $2,700-$2,900. Ouch! 3,700 sf, one acre in a semi-rural area. 30 year mortgage (not sure if fixed or not). Cindy Quote Link to comment Share on other sites More sharing options...
NicksMama-Zack's Mama Too Posted December 7, 2008 Share Posted December 7, 2008 including taxes and insurance. 30 yr fixed (oh how I envy those 15 yr mortgage holders). Put some down from the sale of our townhouse in '01. Watched the market go from RED HOT (selling in 24 hours for double what we paid) to hope we can find a buyer someday.... 2200 sq ft finished (+ unfinished basement), two car garage, 1/3 acre, 12 yr old colonial in currently less than desirable neighborhood. It's home. K Quote Link to comment Share on other sites More sharing options...
Country Mouse Posted December 7, 2008 Share Posted December 7, 2008 About $660 (tax, insurance included) for an 1100sq ft., two bed, one bath house on almost 2 acres. We live in a rural area. 30 yr fixed mortgage. Quote Link to comment Share on other sites More sharing options...
TwinMominTX Posted December 7, 2008 Share Posted December 7, 2008 +/- $3000 - our taxes are approximately 1/3 of that amount. Quote Link to comment Share on other sites More sharing options...
RJH Posted December 7, 2008 Share Posted December 7, 2008 $3000 :( Quote Link to comment Share on other sites More sharing options...
Kari C in SC Posted December 7, 2008 Share Posted December 7, 2008 We have two houses - couldn't sell our Florida house. The Florida house has a standard mortgage and that runs about $850 a month PITI. Our house that we actually live in South Carolina is $1000 PITI. The SC house is a home equity loan, so it is a higher interest rate than our first mortgage. We rent the house in Florida and that pays $1500 that covers the principal and interest for both houses. We count on our great tax write off equaling a great tax return to pay the taxes and insurance in annual payments for both houses. If we can ever sell the Florida house, we should be darn close to being completely without a house payment. That would bring our payments down to about $100 a month for taxes and insurance. Quote Link to comment Share on other sites More sharing options...
LBC Posted December 7, 2008 Share Posted December 7, 2008 It's a hard number for me to pin down. Rather than a mortgage, we have a home equity line of credit. It is split into a few different loans. We have an investment loan, and the payments are $970/mo. Other than this we had no mortgage on our previous home. We needed more space to accommodate our business, so we moved into a larger house, but are trying to pay off the extra cost of our new home in 3-5 years. Because of this, we have accelerated bi-weekly payments of $350 every two weeks (15 year amortization), and we pay an additional $400/month in principal and will be making an annual lump sum payment. Investment loan - $970/mo. Accelerated mortgage payments - $1100/mo. Taxes - $230/mo. Insurance - $850/yr. Our house is about 3850 square feet in a fairly decent neighborhood. Our city is considered one of the most expensive places to live in Canada. Our house was $631,000 when we bought it in April of this year, but the amount borrowed against our home is less than 50% of that, including the investment loan. Note: In Canada, mortgage interest is not tax deductible, so it makes sense to pay it down quickly. Money borrowed for an investment is considered a carrying charge, and the interest is tax deductible. Whew. That's way more information than you asked for :001_smile:. I miss the days when our personal finances were much simpler. Lori Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted December 7, 2008 Share Posted December 7, 2008 I'm with you. Ours is *way* more than anything posted so far. yup! Quite a bit of ours is our high taxes. Our city is amazing to live in, but we sure do pay for it! But, it's quite a bit higher than most posted thus far. Ugh. 14 years until we're debt free (house and all). Quote Link to comment Share on other sites More sharing options...
mrsdash Posted December 8, 2008 Share Posted December 8, 2008 $962.00 for 1850 sq. ft., tri-level, 4 bedroom,1.5 baths, built in the 70's. It needs a LOT of work. bleh. Quote Link to comment Share on other sites More sharing options...
lynn Posted December 8, 2008 Share Posted December 8, 2008 Mortgage is $0 I think our property taxes are around $700-800 or something like that and is paid yearly. Quote Link to comment Share on other sites More sharing options...
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