Forget-Me-Not Posted December 19, 2013 Share Posted December 19, 2013 https://corporate.target.com/discover/article/Important-Notice-Unauthorized-access-to-payment-ca?intc=importantguestinfo If you shopped at Target between 11/27-12/15 using a debit or credit card, your data may have been compromised. This is going to be a big snarled mess. Quote Link to comment Share on other sites More sharing options...
umsami Posted December 19, 2013 Share Posted December 19, 2013 Yes, I called and cancelled the card I typically use at Target. Luckily, I use the same card every time, so it was easy. Sadly, I think this is going to happen more and more frequently. I suppose we're lucky that Target realized the breech as soon as it did. Quote Link to comment Share on other sites More sharing options...
gingersmom Posted December 19, 2013 Share Posted December 19, 2013 I knew stuff like this happens especially this time of year so I have been trying to use more cash and less credit/debit. I think I may have used a credit card at Target though. I keep checking my statement to make sure no funny business. I did have a problem last year with unauthorized charge on my credit and debit card. Credit card company was amazing! The bank (debit card) was beyond awful and I still haven't forgiven them. Quote Link to comment Share on other sites More sharing options...
Forget-Me-Not Posted December 19, 2013 Author Share Posted December 19, 2013 I'm combing through all my stuff right now. I've been there a few times. Quote Link to comment Share on other sites More sharing options...
ashfern Posted December 19, 2013 Share Posted December 19, 2013 Thanks for the info. Will let DH know so he can monitor the account for that. Quote Link to comment Share on other sites More sharing options...
umsami Posted December 19, 2013 Share Posted December 19, 2013 Here's some tips on what to do http://www.nbcnews.com/business/use-your-credit-card-target-heres-what-do-if-your-2D11775079 Quote Link to comment Share on other sites More sharing options...
Catwoman Posted December 19, 2013 Share Posted December 19, 2013 Thank you for posting this! I don't think I charged anything at Target during that time period, but it's still a good reminder for all of us to keep an eye on our credit card bills, particularly at this time of the year when we tend to buy more stuff. When there are lots of transactions on a statement, it's so easy to assume they are all legitimate, instead of really paying attention to the details. Thanks again! :) Quote Link to comment Share on other sites More sharing options...
Jen500 Posted December 19, 2013 Share Posted December 19, 2013 ugh! Quote Link to comment Share on other sites More sharing options...
Alte Veste Academy Posted December 19, 2013 Share Posted December 19, 2013 Ugh! Thanks for posting this. I am there all the time and only use my debit MasterCard. This is the second time this year I have had to cancel it due to this type of breach (first was when a local grocery chain was compromised). Because it is linked to our checking account, it is too stressful for me to just sit back and monitor it, and I don't really get that anyway because the info is out there, to be used, or sold then used by someone else eventually. I am starting to get why people might prefer to shop with a credit card. Quote Link to comment Share on other sites More sharing options...
Mom2TheTeam Posted December 19, 2013 Share Posted December 19, 2013 Ugh! I don't even go to Target that often, but I did this time....I think. I need to double check. Luckily, my CC company is really, really awesome about stuff like this. Still, it's a big pain. :( Quote Link to comment Share on other sites More sharing options...
Dandelion Posted December 19, 2013 Share Posted December 19, 2013 Thanks for posting this! I did shop there a few times during that period. Ironically (or perhaps fortuitously), I just canceled the credit card I used at Target for a different reason (we've given my mom a card linked to our credit card account, and she lost it yesterday - I canceled it last night). Quote Link to comment Share on other sites More sharing options...
flyingiguana Posted December 19, 2013 Share Posted December 19, 2013 Target says the problem is "resolved". Any idea what that means? Are they saying if you already don't have strange charges on your credit card that they're guaranteeing none will show up? Seems like an odd word to use when all those numbers are out there already. I can't see that there'd be a good way to get them back. I'm assuming that Target is sharing which credit card numbers were stolen so the appropriate credit card companies can cancel our current cards? Or maybe they don't even have that info, so we should all just cancel our cards to be safe? Quote Link to comment Share on other sites More sharing options...
Alte Veste Academy Posted December 19, 2013 Share Posted December 19, 2013 I think resolved just means you can shop there safely again. I think what is out there is out there and canceled my card. Quote Link to comment Share on other sites More sharing options...
LucyStoner Posted December 19, 2013 Share Posted December 19, 2013 I am reminded why I like shopping with cold hard cash. Quote Link to comment Share on other sites More sharing options...
Jen500 Posted December 19, 2013 Share Posted December 19, 2013 Target says the problem is "resolved". Any idea what that means? Are they saying if you already don't have strange charges on your credit card that they're guaranteeing none will show up? Seems like an odd word to use when all those numbers are out there already. I can't see that there'd be a good way to get them back. I'm assuming that Target is sharing which credit card numbers were stolen so the appropriate credit card companies can cancel our current cards? Or maybe they don't even have that info, so we should all just cancel our cards to be safe? If you used a card there during the stated time period, your info has been stolen and may be used. Quote Link to comment Share on other sites More sharing options...
Dandelion Posted December 19, 2013 Share Posted December 19, 2013 Target says the problem is "resolved". Any idea what that means? Are they saying if you already don't have strange charges on your credit card that they're guaranteeing none will show up? "Resolved" means that they've addressed whatever security breach allowed the information to be compromised. Anyone whose info was stolen is still at risk for unauthorized charges, unless they cancel their cards or put some other protection on their accounts. Quote Link to comment Share on other sites More sharing options...
Mom2TheTeam Posted December 19, 2013 Share Posted December 19, 2013 I just want to whine so more... I don't wanna cancel my card. I know my number by heart and I need it right now during this time of year. It is the only card I use. I have things go on there automatically....like my gym membership. Stupid criminals!! :willy_nilly: ETA - I don't even go to Target very often and I managed to go there 2x's in that time! Urrr.... Quote Link to comment Share on other sites More sharing options...
PuddleJumper1 Posted December 19, 2013 Share Posted December 19, 2013 I cancelled and replaced mine this morning. Not worth the stress of keeping watch for me. Thankfully I have a second account that I can use while we wait for cards. There are some sites that are saying to just change your PIN but they have the card numbers and the security code on the back . That's all they need to use the info online. Changing your PIN doesn't help with that. There is something to be said for shopping with cash. Quote Link to comment Share on other sites More sharing options...
sassenach Posted December 19, 2013 Share Posted December 19, 2013 On a related note, CCs have gotten significantly better at spotting fraudulent charges before they go through. Well, at least Chase has, as I think that's the bank that all of our CCs are with. Over the past few years, they've caught fraud right at the outset and contacted us on 2 occasions. We were never even impacted. In fact, when we were in Hawaii we had fraud on our card and not only did they catch it first, they overnighted us a new card to our vacation house. Quote Link to comment Share on other sites More sharing options...
Guest Posted December 19, 2013 Share Posted December 19, 2013 I cancelled and replaced mine this morning, too. This is the second time I've done it this year. Bleh. Quote Link to comment Share on other sites More sharing options...
J-rap Posted December 19, 2013 Share Posted December 19, 2013 Target says the problem is "resolved". Any idea what that means? Are they saying if you already don't have strange charges on your credit card that they're guaranteeing none will show up? Seems like an odd word to use when all those numbers are out there already. I can't see that there'd be a good way to get them back. I'm assuming that Target is sharing which credit card numbers were stolen so the appropriate credit card companies can cancel our current cards? Or maybe they don't even have that info, so we should all just cancel our cards to be safe? I was wondering the same thing. So if I don't have any strange charges on it yet, am I okay? I always monitor mine closely because I charge everything on my card so that I can get airline points. (I have a daughter living in Costa Rica!) I don't plan to cancel mine unless I see strange charges on it. Once last year, we did have a fraudulent charge. The cc company was amazing and immediately credited my card, changed our number, and prosecuted the person. The person who used it was from China. They had somehow gotten my number and had everything shipped to an address in Iowa (a completely different state). The cc company was even able to get the Fed Ex signature from the person who had fraudulently ordered the items. It was a Chinese name. Ever since then, I monitor my two cc very closely. Quote Link to comment Share on other sites More sharing options...
Susan in TN Posted December 19, 2013 Share Posted December 19, 2013 Ugh! I shop at Target about 3 times a year but wouldn't you know I bought tights for the girls there a couple weeks ago. Blast. Quote Link to comment Share on other sites More sharing options...
Forget-Me-Not Posted December 19, 2013 Author Share Posted December 19, 2013 Ha, yeah, the issue is resolved FOR TARGET. Not so much for the customers who had their data stolen. I changed my debit and AmEx numbers and put an alert on my credit report. Quote Link to comment Share on other sites More sharing options...
Ali in OR Posted December 19, 2013 Share Posted December 19, 2013 Target is an out-of-town trip for us, so I usually just go every 6 weeks or so. I used to always go on Black Friday but have noticed that since they open on Thanksgiving, they've been sold out on some of the attractive deals by the time I get there and the atmosphere hasn't been that fun. So this year I didn't even go on Black Friday. Feeling even better about that now. I did have a credit card number stolen somehow a few years ago during December. I now have more than one credit card because it's a terrible time to have this happen and have to close your account. Quote Link to comment Share on other sites More sharing options...
Cafdog Posted December 19, 2013 Share Posted December 19, 2013 Yep, I shopped there. Yep, I used my debit card. Rats! Quote Link to comment Share on other sites More sharing options...
lavender's green Posted December 19, 2013 Share Posted December 19, 2013 Oh, how irritating! My card's been compromised three times this year already (different merchant). Ugh. Quote Link to comment Share on other sites More sharing options...
BarbecueMom Posted December 19, 2013 Share Posted December 19, 2013 Argh. We had this happen earlier this year right before a trip. Bank reissued everything before we knew what was going on. Reservations were on the old card, causing a small check-in fiasco, and the bank got a little trigger happy when out-of-town charges showed up and blocked our card while at the gas station! At least the Christmas shopping is done. Quote Link to comment Share on other sites More sharing options...
Wheres Toto Posted December 19, 2013 Share Posted December 19, 2013 DD works for Target so we've been doing a LOT of shopping there. She has a million small charges on her debit Red Card from buying food on her breaks. Her debit is linked to an account her and I have together, but not my account with dh. It is an account I monitor very closely, I'm probably looking at it everyday since she hasn't signed up for an internet log-in yet so can't check the balance. I wonder if Target is going to automatically send everyone new Red Cards or if you have to request one? Quote Link to comment Share on other sites More sharing options...
Cinder Posted December 19, 2013 Share Posted December 19, 2013 I just shopped at Target a couple weeks ago--the first time in about 6 months. Ugh! Quote Link to comment Share on other sites More sharing options...
Mom2TheTeam Posted December 19, 2013 Share Posted December 19, 2013 I would suspect you should call and request a new card. I called my company. We use Discover and only Discover. They have amazing fraud protection. I've actually had fraud on my account with them 2 x's and they were awesome. Once they even found it before we did. They called me and said, "did you just buy gas in X state and then again in this state 20 minutes later across the country?" Umm...nope! The other time was my fault for dropping my card at a gas station. Someone picked it up and started using it. I was not held liable for any of it and taken at my word about it. (I tried to get a police report for the one, but cops wouldn't call me back. :huh: ) Discover has a $0 responsibility policy. So, even if my card is used, they will credit me and take me at my word about it, no proof needed. It's really easy and it is one of the biggest reasons I stay with them. So, that said, I'm going to stick with my account through the holidays and request a new one in January. It is the only card I use and I need it right now...if possible. My world would not end if I didn't have it. ;) In January, I can have a few days to a week without it more easily. I'll do it then so I don't have to worry about it till the end of time. :D Quote Link to comment Share on other sites More sharing options...
Forget-Me-Not Posted December 19, 2013 Author Share Posted December 19, 2013 A friend of mine who has a RedCard said she's been getting a busy signal at Target all morning and her bank won't unlink it for her. What a pain. Quote Link to comment Share on other sites More sharing options...
Alte Veste Academy Posted December 19, 2013 Share Posted December 19, 2013 A friend of mine who has a RedCard said she's been getting a busy signal at Target all morning and her bank won't unlink it for her. What a pain. Since it is linked to a debit card, won't canceling the old debit card and getting a new one from the bank effectively cancel the Red Card? Quote Link to comment Share on other sites More sharing options...
Forget-Me-Not Posted December 19, 2013 Author Share Posted December 19, 2013 Since it is linked to a debit card, won't canceling the old debit card and getting a new one from the bank effectively cancel the Red Card? You'd think so. I think she was hoping to not have to change all her bank account info, but I would in her shoes. Quote Link to comment Share on other sites More sharing options...
Guest Posted December 19, 2013 Share Posted December 19, 2013 But, what I'm wondering, is that I had to give them a check when I opened that Target debit account. So, I'm guessing that they have more information than just my debit card. Quote Link to comment Share on other sites More sharing options...
Cinder Posted December 19, 2013 Share Posted December 19, 2013 I would suspect you should call and request a new card. I called my company. We use Discover and only Discover. They have amazing fraud protection. I've actually had fraud on my account with them 2 x's and they were awesome. Once they even found it before we did. Were you responding to me? I did call and cancel. Last year our credit card got hacked (different institution--they were great handling it) and we ended up using our debit card more than "usual." At least our bank thought it was unusual because they called to ask if those were our charges. They were, but it was nice to know they were alerted to the different spending pattern. Quote Link to comment Share on other sites More sharing options...
Mom2TheTeam Posted December 19, 2013 Share Posted December 19, 2013 Were you responding to me? I did call and cancel. Last year our credit card got hacked (different institution--they were great handling it) and we ended up using our debit card more than "usual." At least our bank thought it was unusual because they called to ask if those were our charges. They were, but it was nice to know they were alerted to the different spending pattern. Sorry, I didn't quote because I was being lazy and they were right above where I was responding...then you slipped in between. LOL! Sorry about that. Someone above you asked if they needed to cancel or if it would happen automatically. I think they probably need to call and at least find out. :) Discover has called us to make sure a few times too when it's been big purchases. They have even required it at the register to make sure it was us. I think it's great when they do it and appreciate that they pay close attention. Quote Link to comment Share on other sites More sharing options...
Cinder Posted December 19, 2013 Share Posted December 19, 2013 Sorry, I didn't quote because I was being lazy and they were right above where I was responding...then you slipped in between. LOL! Sorry about that. Someone above you asked if they needed to cancel or if it would happen automatically. I think they probably need to call and at least find out. :) No worries--it's still good advice no matter who it's directed to. Quote Link to comment Share on other sites More sharing options...
Hunter's Moon Posted December 19, 2013 Share Posted December 19, 2013 Ugh. We're canceling our cards. Now maybe DH will listen to me about switching to cash... Quote Link to comment Share on other sites More sharing options...
J-rap Posted December 19, 2013 Share Posted December 19, 2013 Wow, I just checked the credit card I used at Target during that time, and I had over $10,000 of fraudulent charges on it in the last four days!!!!! AUGH!!!! It was a US Bank card. They cancelled it immediately and were very helpful. Also, our hometown bank just called and said they are closing down our daughter's debit card, because they can see she used it at Target during that period... Quote Link to comment Share on other sites More sharing options...
trulycrabby Posted December 19, 2013 Share Posted December 19, 2013 Wow, I just checked the credit card I used at Target during that time, and I had over $10,000 of fraudulent charges on it in the last four days!!!!! AUGH!!!! It was a US Bank card. They cancelled it immediately and were very helpful. Also, our hometown bank just called and said they are closing down our daughter's debit card, because they can see she used it at Target during that period... Wow!!!! I bet that was a sit down moment!!!! I"m glad it got taken care of quickly!!! :w00t: Quote Link to comment Share on other sites More sharing options...
Cinder Posted December 19, 2013 Share Posted December 19, 2013 Wow, I just checked the credit card I used at Target during that time, and I had over $10,000 of fraudulent charges on it in the last four days!!!!! AUGH!!!! It was a US Bank card. They cancelled it immediately and were very helpful. :scared: Yowza--$10,000! Quote Link to comment Share on other sites More sharing options...
blondeviolin Posted December 19, 2013 Share Posted December 19, 2013 Wow, I just checked the credit card I used at Target during that time, and I had over $10,000 of fraudulent charges on it in the last four days!!!!! AUGH!!!! It was a US Bank card. They cancelled it immediately and were very helpful. Also, our hometown bank just called and said they are closing down our daughter's debit card, because they can see she used it at Target during that period... Well...now I can't complain about the minor annoyance of canceling my two cards... I'm glad it was caught and taken care of! Quote Link to comment Share on other sites More sharing options...
Mom2TheTeam Posted December 20, 2013 Share Posted December 20, 2013 Wow, I just checked the credit card I used at Target during that time, and I had over $10,000 of fraudulent charges on it in the last four days!!!!! AUGH!!!! It was a US Bank card. They cancelled it immediately and were very helpful. Also, our hometown bank just called and said they are closing down our daughter's debit card, because they can see she used it at Target during that period... So sorry!! I'm glad they were helpful and took care of it. I keep checking mine because I am choosing not to close it until January...now I'm even more nervous. :o Quote Link to comment Share on other sites More sharing options...
laundrycrisis Posted December 20, 2013 Share Posted December 20, 2013 I would not recommend the "wait and see" approach for any card that was used in a Target store duing the time period of the breach. The data they have harvested is now in the wild, and can be sold around the world....people out there may keep trying to use some of the stolen cards up until they expire. Just because nothing happens on an account this week, this month, in two months, etc does not mean that card is not compromised and it will not eventually happen. I decided I just do not want to worry about it - I've been through it before and I don't want a repeat. I shut it down first thing this morning. Quote Link to comment Share on other sites More sharing options...
SunnyDays Posted December 20, 2013 Share Posted December 20, 2013 Dang it. Of course I was at Target in the last three weeks, I practically live there. ;) We'll have to deal with the card... Which is the same one that just got reissued two months ago due to some fraudulent charges that our bank, thankfully, caught. Grrr.... Quote Link to comment Share on other sites More sharing options...
Susan in TN Posted December 20, 2013 Share Posted December 20, 2013 Dh called our bank and they are keeping an eye on it. BUT it's a good thing he called because we are going out of town, and they would likely have put our card on hold because of the sudden and uncommon out-of-state charges. They took down the dates and places of our trip so they can differentiate. Quote Link to comment Share on other sites More sharing options...
Ann.without.an.e Posted December 20, 2013 Share Posted December 20, 2013 If you don't want to cancel your cc then you could just keep an eye on it, but if you used a debit card then you really should cancel it. Fraudulent charges on a debit card are not as quick and easy to deal with as a CC. Once the money is gone then you must wait for it to be investigated, etc before it is returned. ugh. Quote Link to comment Share on other sites More sharing options...
DragonFaerie Posted December 20, 2013 Share Posted December 20, 2013 Are the dates fairly certain? I was at Target on the 23rd, which is four days earlier than they said the breach occurred. I've checked my card, and all is well. Does that mean I'm safe? Quote Link to comment Share on other sites More sharing options...
Parrothead Posted December 20, 2013 Share Posted December 20, 2013 Does anyone know if this applies to all purchases or just in store? I shopped there online about a week and a half ago. Quote Link to comment Share on other sites More sharing options...
5of5 Posted December 20, 2013 Share Posted December 20, 2013 I read one report that said it did NOT apply to online purchases, but I'm not sure I would trust that. Does anyone know if this applies to all purchases or just in store? I shopped there online about a week and a half ago. Quote Link to comment Share on other sites More sharing options...
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