sarahli Posted April 29, 2008 Share Posted April 29, 2008 I saw another message board with a poll, and most of the members said they were going to put their rebates towards savings instead of spending it. Mine's going towards the student loan. Are most people here saving or spending? Quote Link to comment Share on other sites More sharing options...
Tracy in Ky Posted April 29, 2008 Share Posted April 29, 2008 We're going to buy a milk cow with it! :lol: Quote Link to comment Share on other sites More sharing options...
beansprouts Posted April 29, 2008 Share Posted April 29, 2008 I am guessing we will use it either to pay down our home equity loan, or invest in our new business venture. Quote Link to comment Share on other sites More sharing options...
beansprouts Posted April 29, 2008 Share Posted April 29, 2008 We're going to buy a milk cow with it! :lol: Cool!! Quote Link to comment Share on other sites More sharing options...
Jenny in Atl Posted April 29, 2008 Share Posted April 29, 2008 Using it to by next years curriculum/bks is a way of keeping out debt down. :nopity: Quote Link to comment Share on other sites More sharing options...
Plucky Posted April 29, 2008 Share Posted April 29, 2008 Ours is going into a college fund. Quote Link to comment Share on other sites More sharing options...
Mrs Mungo Posted April 29, 2008 Share Posted April 29, 2008 I voted other but we're using part of it for our homeschool and saving the rest. Quote Link to comment Share on other sites More sharing options...
Michelle T Posted April 29, 2008 Share Posted April 29, 2008 I personally would prefer to use all of it towards bills, but DH strongly wants us to each get a couple hundred to use as we each desire. I don't know what I'll get, most likely some homeschool stuff, and more flowers for the backyard. Michelle T Quote Link to comment Share on other sites More sharing options...
Old Dominion Heather Posted April 29, 2008 Share Posted April 29, 2008 Ours will almost pay off the credit card. Quote Link to comment Share on other sites More sharing options...
Diana in OR Posted April 29, 2008 Share Posted April 29, 2008 We are going to take a mini-vacation with part of it, and the rest will probably go into savings. Quote Link to comment Share on other sites More sharing options...
beansprouts Posted April 29, 2008 Share Posted April 29, 2008 Ours will almost pay off the credit card. Sweet! Quote Link to comment Share on other sites More sharing options...
Krista in LA Posted April 29, 2008 Share Posted April 29, 2008 We are probably putting it towards one of the land/sea Disney Cruises. The kids have been begging to go to Disney as we have never been there and I sure could go for a cruise - the best of both worlds. Now, to keep it a secret until October when it's a little less expensive and we can make it a great 13th birthday present for dd. :party: Quote Link to comment Share on other sites More sharing options...
nutmeg Posted April 29, 2008 Share Posted April 29, 2008 We will put it in savings for now, and use some for our August vacation. Quote Link to comment Share on other sites More sharing options...
QuirkyKapers Posted April 29, 2008 Share Posted April 29, 2008 Saving it- We perpetually owe for taxes every year so it wil pay for next years so we don't get in a bind (hopefully...) Quote Link to comment Share on other sites More sharing options...
ncmomo3 Posted April 29, 2008 Share Posted April 29, 2008 Buying a couple of computers for the kiddos and saving some. Quote Link to comment Share on other sites More sharing options...
5kidsforME Posted April 29, 2008 Share Posted April 29, 2008 We will put it toward our May family reunion/Vacation. Wooohooo! Quote Link to comment Share on other sites More sharing options...
CookieMonster Posted April 29, 2008 Share Posted April 29, 2008 We are relatively debt free (house only). We give regularly - as in out of every monthly paycheck, to our church and a few other organizations. We also give spontaneously as led. We save first, right after tithing. Our savings that was missing from our emergency fund (used for an emergency! :)) was paid back with our tax return. My husband and I are too frugal to just go spend it on ourselves. We would feel wasteful. But the vehicle needs fixed, and we haven't otherwise had one chunk of cash to do it with. Now we will. Quote Link to comment Share on other sites More sharing options...
Janna Posted April 29, 2008 Share Posted April 29, 2008 I said "other" because it will be used for more than one thing. Most of it will be to pay off/down medical bills from pre-term labor stuff as well as the actual birth. But we also want to make sure we save a portion of it as well, seeing as though we are in such unstable times right now. It kind of stinks to be "responsible" with it because there are so many things I can think of to do with the money - fun things, kwim? But I just can't in clear conscience do that. :( Quote Link to comment Share on other sites More sharing options...
*anj* Posted April 29, 2008 Share Posted April 29, 2008 Most of it is going to savings, but some of it is going towards homeschooling. Quote Link to comment Share on other sites More sharing options...
sleepy Posted April 29, 2008 Share Posted April 29, 2008 I wish we could afford to save it. We'll use ours to pay the bills. Quote Link to comment Share on other sites More sharing options...
Tutor Posted April 29, 2008 Share Posted April 29, 2008 We're giving ours away. Quote Link to comment Share on other sites More sharing options...
lynn Posted April 29, 2008 Share Posted April 29, 2008 We plan to spend it on patio furniture and a new tv. Quote Link to comment Share on other sites More sharing options...
AngelaC Posted April 29, 2008 Share Posted April 29, 2008 Ours is going to help pay for a pedal harp. We'll have beautiful music! It will help offset the banging of the piano keys around here. Quote Link to comment Share on other sites More sharing options...
Sara R Posted April 29, 2008 Share Posted April 29, 2008 I voted "other," but we plan to "invest" it in things close to home that reduce our cost of living. We just bought a wood burning fireplace insert, and if we find a deal on a used vehicle that runs on compressed natural gas (for 63 cents per gallon in Utah, and another tax rebate) we'll use it for that. We also put in a supply of food and clothes in the basement. I feel more confident "investing" in "commodities" close to home rather than putting the money in the bank when the dollar is falling so much and prices are going up. Quote Link to comment Share on other sites More sharing options...
Susie-Knits Posted April 29, 2008 Share Posted April 29, 2008 everyone in the family needs new glasses!?? How did that happen? Well, you have to be able to read ... knit.. and generally see to post on wtmboard. Susie :001_huh: Quote Link to comment Share on other sites More sharing options...
JFSinIL Posted April 29, 2008 Share Posted April 29, 2008 It is going for vacation simply because we committed to vacation - over two weeks in California - last fall, and my dad (all my folks are in California) has been asking us to come out for a long time. The only other time we took the kids they were 6,4 and 2 years old. So it has been ten years!!!! Quote Link to comment Share on other sites More sharing options...
jacqui in mo Posted April 29, 2008 Share Posted April 29, 2008 A local grocery chain just advertised that they will give you an extra 10% on your purchase of a gift card using your rebate. So if you purchase a $300 gift card, they will add $30 to that. It's one of the cheaper grocery stores too which we shop at all the time so we may "invest" in these gift cards & get a 10% interest! Quote Link to comment Share on other sites More sharing options...
Chris in VA Posted April 29, 2008 Share Posted April 29, 2008 We save it to pay quarterly taxes. How weird is that?:tongue_smilie: Quote Link to comment Share on other sites More sharing options...
Jennifer in MI Posted April 30, 2008 Share Posted April 30, 2008 We are probably putting it towards one of the land/sea Disney Cruises. The kids have been begging to go to Disney as we have never been there and I sure could go for a cruise - the best of both worlds. Now, to keep it a secret until October when it's a little less expensive and we can make it a great 13th birthday present for dd.:party: Hey - we're going on the Disney cruise next January! We're SOOOO excited. We've already got the money set aside for that, but the rebate sure helps us feel better about going!! We plan to spend it on patio furniture and a new tv. I think we'll spend ours on this same thing. I think we'll also buy one of those fully-inclosed fire pits. We also get a rebate, so we're also getting carpet installed in our finished basement. Quote Link to comment Share on other sites More sharing options...
cin Posted April 30, 2008 Share Posted April 30, 2008 I checked something for fun--maybe vacation. That wasn't the original intention. We scheduled our vacation for this time, about 6 mos ago. As it happens, the rebate checks are coming in about 2 weeks before we leave. I would like to put it in savings and maybe dh & I both get $1-200 to do something for ourselves. Quote Link to comment Share on other sites More sharing options...
BamaTanya Posted April 30, 2008 Share Posted April 30, 2008 categories. Some on debt, some on a new mattress/bed for the dc, and the rest in savings. The rest of the debt will have to wait. Quote Link to comment Share on other sites More sharing options...
Elisabeth in IL Posted April 30, 2008 Share Posted April 30, 2008 Our rebate will be paying off the new, used mini-van that we just purchased and repaired. Quote Link to comment Share on other sites More sharing options...
Mom2jnb Posted April 30, 2008 Share Posted April 30, 2008 We are currently saving for a down payment on a house...trying to pull a 15 year mortgage out so that we can pay it off a lot sooner. :) I like this poll very interesting... I also had a $1400 garage sale over the weekend....YIPPEE!!! Doing well to saving up. Alison Quote Link to comment Share on other sites More sharing options...
Debbi in Texas Posted April 30, 2008 Share Posted April 30, 2008 We will use ours to fully fund an account to pay dh's life insurance prmium in December. This past year,we had to get a loan to pay it. Not good. With what is left of it, I think he wants to take a small trip. I could go for that. Probably hiking in Hot Springs, AR!! Quote Link to comment Share on other sites More sharing options...
Amy loves Bud Posted April 30, 2008 Share Posted April 30, 2008 I voted other. We'll be giving it to charity. http://www.giveitaway.typepad.com :D Quote Link to comment Share on other sites More sharing options...
Maura in NY Posted April 30, 2008 Share Posted April 30, 2008 Home repair (new garage door) and curriculum. And the ever rising groceries & gas. Quote Link to comment Share on other sites More sharing options...
Rich with Kids Posted April 30, 2008 Share Posted April 30, 2008 We are gonna tithe the first ten% to our church, then we're gonna buy guns and ammo. True story. Quote Link to comment Share on other sites More sharing options...
Brigitte Posted April 30, 2008 Share Posted April 30, 2008 We are hitting all of the top three categories with ours. First it will go to savings, then it will be used as part of the downpayment on the house we need. :D Quote Link to comment Share on other sites More sharing options...
Guest Virginia Dawn Posted April 30, 2008 Share Posted April 30, 2008 We will use it to buy a class ring for my son, next year's school books, tickets to Bush Gardens, and pay off part of a dental bill. In that order. We can not save any of it or it could change our son's financial aid status. :-P Quote Link to comment Share on other sites More sharing options...
hanki Posted April 30, 2008 Share Posted April 30, 2008 I have to pay regular household bills (mortgage, utilities, etc.) since husband lost job a few weeks ago. I guess this comes at just the right time. Even though I really wanted to get my hardwood floors refinished!:crying: Oh well... Quote Link to comment Share on other sites More sharing options...
PrairieAir Posted April 30, 2008 Share Posted April 30, 2008 We're putting it toward property taxes.:glare: Quote Link to comment Share on other sites More sharing options...
Blue Hen Posted April 30, 2008 Share Posted April 30, 2008 yep, spent it all already. NYC was FUN! Quote Link to comment Share on other sites More sharing options...
Plaid Dad Posted April 30, 2008 Share Posted April 30, 2008 Other: Both building up savings and paying down debt. There might even be some left for curriculum! Quote Link to comment Share on other sites More sharing options...
theodwyn Posted April 30, 2008 Share Posted April 30, 2008 I put down for savings, but that will be short term as we are saving for a new vehicle. Quote Link to comment Share on other sites More sharing options...
CookieMonster Posted April 30, 2008 Share Posted April 30, 2008 I have to pay regular household bills (mortgage, utilities, etc.) since husband lost job a few weeks ago. I guess this comes at just the right time. Even though I really wanted to get my hardwood floors refinished!:crying: Oh well... Oh, honey! :grouphug: And another one: :grouphug: Quote Link to comment Share on other sites More sharing options...
Debbie in OR Posted April 30, 2008 Share Posted April 30, 2008 Books, books, books... Quote Link to comment Share on other sites More sharing options...
rockermom Posted April 30, 2008 Share Posted April 30, 2008 Since I am currently paying off IRS debt, I will only receive a notification letter of the amount and that it was applied to my debt.... stupid self-employment taxes... Quote Link to comment Share on other sites More sharing options...
CookieMonster Posted April 30, 2008 Share Posted April 30, 2008 Since I am currently paying off IRS debt, I will only receive a notification letter of the amount and that it was applied to my debt.... stupid self-employment taxes... Here's some fun trivia for you. You know that VeggieTales song, "Oh, Santa!" from their very first Christmas video, The Toy that Saved Christmas? Remember the IRS man coming to the door, having the door slammed on him, and then coming in uninvited and taking the last cookie? Well there's a story behind that. Mike Nawrocki, the dude who wrote the song, was suffering from 'stupid self-employment taxes syndrome'. Apparently he was unaware of the need for freelancers to set aside some of their income for taxes. He got a big surprise when he filed that year. Same year as he was writing the song. There. Does that make you feel better? Quote Link to comment Share on other sites More sharing options...
rockermom Posted April 30, 2008 Share Posted April 30, 2008 Here's some fun trivia for you. You know that VeggieTales song, "Oh, Santa!" from their very first Christmas video, The Toy that Saved Christmas? Remember the IRS man coming to the door, having the door slammed on him, and then coming in uninvited and taking the last cookie? Well there's a story behind that. Mike Nawrocki, the dude who wrote the song, was suffering from 'stupid self-employment taxes syndrome'. Apparently he was unaware of the need for freelancers to set aside some of their income for taxes. He got a big surprise when he filed that year. Same year as he was writing the song. There. Does that make you feel better? I'd feel better if there was any money to set aside. :tongue_smilie: We finally qualified for a refund in 2007 and I'm pretty sure that our debt will be paid in full in 2008. My new baby is a blessing in more ways than one!!:) Quote Link to comment Share on other sites More sharing options...
jjmw1 Posted April 30, 2008 Share Posted April 30, 2008 unfortunately we aren't doing anything fun with ours, just trying to pay off bills..... isn't that something we all always seem to be doing? Quote Link to comment Share on other sites More sharing options...
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