BamaTanya Posted August 10, 2011 Share Posted August 10, 2011 We closed on my parents' old house this afternoon. After 1.5 years in the works -- waiting for Dad to move his stuff in with his new wife (or just out, lol) and our slow move and then the fixing up the old house to sell and then SELLING (:hurray:), and then going through this complicated loan process . . . We closed today. :party: Yes, Dave would be disappointed. It's a 30 year loan and taxes and insurance and utilities are higher and it might not have been the best move financially --- But it's a good place for our children. And it's good for my heart. Quote Link to comment Share on other sites More sharing options...
Alenee Posted August 10, 2011 Share Posted August 10, 2011 I KNOW he'd say the same thing about us for those and maybe a few other reasons as well, too. Ah well! Glad you got through the process! Quote Link to comment Share on other sites More sharing options...
Runningmom80 Posted August 10, 2011 Share Posted August 10, 2011 - But it's a good place for our children. And it's good for my heart. that's what life is about. :D Congrats! Quote Link to comment Share on other sites More sharing options...
leeannpal Posted August 10, 2011 Share Posted August 10, 2011 that's what life is about. :D Congrats! Yeah, well, Dave doesn't have your particular life. Some things really are more important than money. Quote Link to comment Share on other sites More sharing options...
iquilt Posted August 10, 2011 Share Posted August 10, 2011 I'm not a huge fan of him for all life decisions. Sounds like a great thing for your life-congratulations! Quote Link to comment Share on other sites More sharing options...
hsmomof2boys Posted August 10, 2011 Share Posted August 10, 2011 Congratulations!!!!:) Quote Link to comment Share on other sites More sharing options...
annandatje Posted August 10, 2011 Share Posted August 10, 2011 Although I am aware of Dave Ramsey's existence, I have never read or listened to his works. However, there is no reason that you cannot pay extra funds toward principal when there is wiggle room. Quote Link to comment Share on other sites More sharing options...
Quiver0f10 Posted August 10, 2011 Share Posted August 10, 2011 :party: Quote Link to comment Share on other sites More sharing options...
PeacefulChaos Posted August 10, 2011 Share Posted August 10, 2011 Yeah, well, Dave doesn't have your particular life. Some things really are more important than money. :iagree: Quote Link to comment Share on other sites More sharing options...
1bassoon Posted August 10, 2011 Share Posted August 10, 2011 Yeah, well, Dave doesn't have your particular life. Some things really are more important than money. This. Exactly. Congratulations!!! Quote Link to comment Share on other sites More sharing options...
Chris in VA Posted August 10, 2011 Share Posted August 10, 2011 So, are you going to live in the home you were raised in? Or are you helping your dad by buying his house? I have fantasies of buying one of my childhood homes--I even dream about it. I don't think I've ever felt "home" anywhere else. I hope that's what you got to do! (Sorry I couldn't remember if you've shared your story before.) Quote Link to comment Share on other sites More sharing options...
justamouse Posted August 10, 2011 Share Posted August 10, 2011 Congratulations!!! And don't worry about what Dave thinks. Quote Link to comment Share on other sites More sharing options...
BamaTanya Posted August 10, 2011 Author Share Posted August 10, 2011 So, are you going to live in the home you were raised in? Or are you helping your dad by buying his house? I have fantasies of buying one of my childhood homes--I even dream about it. I don't think I've ever felt "home" anywhere else. I hope that's what you got to do! (Sorry I couldn't remember if you've shared your story before.) Yes, this is where we (my FOO) moved with my mom, dad, and younger brothers when I was in elementary school and where I lived until I moved out on my own at 23. And where I brought my first and then second and then third dc every morning while I worked and Mom kept them for me until I got dh through grad school and quit to be a SAHM. And where the dc had tea parties and slumber parties with their Nana. And where I visited and helped Dad care for her until she died in 2008. When Dad started seeing someone new, we told him we would be interested if he ever decided to sell the house. And then he remarried in 2010 and moved in with his new wife. (I think he needed a fresh start after his debilitating grief.) This house was a constant in my dc's lives from the beginning. 4 of the 5 wanted the move -- were EXCITED to move. The other ds has Asperger's with anxiety and depression symptoms and he was afraid of "bad memories" of Nana's illness and death. We didn't ignore his concerns. The other dc worked together to convince him we'd remember the good times, too. And we have! This particular ds seems more relaxed here than our previous homes. He has more room for his stuff and more room outside to explore . . . Going deeper into debt sounds like a bad idea. Usually. When you already have a suitable home. And plenty of substantial expenses ahead. But this was a once in a lifetime opportunity we could not pass up. Dh was gung ho because it was important to me. And he loved my mom, too. And he knew the children would thrive in her garden. I'm feeling very blessed today. Thanks for sharing in my celebration! Quote Link to comment Share on other sites More sharing options...
Kari C in SC Posted August 10, 2011 Share Posted August 10, 2011 Yes, this is where we (my FOO) moved with my mom, dad, and younger brothers when I was in elementary school and where I lived until I moved out on my own at 23. And where I brought my first and then second and then third dc every morning while I worked and Mom kept them for me until I got dh through grad school and quit to be a SAHM. And where the dc had tea parties and slumber parties with their Nana. And where I visited and helped Dad care for her until she died in 2008. When Dad started seeing someone new, we told him we would be interested if he ever decided to sell the house. And then he remarried in 2010 and moved in with his new wife. (I think he needed a fresh start after his debilitating grief.) This house was a constant in my dc's lives from the beginning. 4 of the 5 wanted the move -- were EXCITED to move. The other ds has Asperger's with anxiety and depression symptoms and he was afraid of "bad memories" of Nana's illness and death. We didn't ignore his concerns. The other dc worked together to convince him we'd remember the good times, too. And we have! This particular ds seems more relaxed here than our previous homes. He has more room for his stuff and more room outside to explore . . . Going deeper into debt sounds like a bad idea. Usually. When you already have a suitable home. And plenty of substantial expenses ahead. But this was a once in a lifetime opportunity we could not pass up. Dh was gung ho because it was important to me. And he loved my mom, too. And he knew the children would thrive in her garden. I'm feeling very blessed today. Thanks for sharing in my celebration! Thank you for sharing your wonderful and GOOD story. I get so tired of hearing all the bad and once in awhile it is just so nice to hear a happy story. Oh and congratulations to you and your family! Quote Link to comment Share on other sites More sharing options...
swellmomma Posted August 10, 2011 Share Posted August 10, 2011 :party: Quote Link to comment Share on other sites More sharing options...
4kiddies Posted August 10, 2011 Share Posted August 10, 2011 OP I understand exactly how you feel! When I moved back to my hometown I bought the house my parents bought when I was in high school. It is the home where my husband first told me he loved me and proposed to me and where our son took our first steps and so much more! When we moved in the kids were already at home! Quote Link to comment Share on other sites More sharing options...
creekland Posted August 10, 2011 Share Posted August 10, 2011 Yeah, well, Dave doesn't have your particular life. Some things really are more important than money. :iagree: While I agree with DR in some aspects, there are some like these where I totally disagree. We've also raised our boys in a great place. The mortgage and fees are well worth it and I wouldn't change a thing if I had it to do over again. I can pay the mortgage off later. I can't get the time back with the boys. Quote Link to comment Share on other sites More sharing options...
Tammyla Posted August 10, 2011 Share Posted August 10, 2011 :party::party: Quote Link to comment Share on other sites More sharing options...
butterflymommy Posted August 10, 2011 Share Posted August 10, 2011 My husband is something of a financial brainiac and a major tightwad... but even he admits there are two things worth going into debt for: home ownership and education. Enjoy your new home! Quote Link to comment Share on other sites More sharing options...
Impish Posted August 10, 2011 Share Posted August 10, 2011 Sounds wonderful! Congrats! Quote Link to comment Share on other sites More sharing options...
elfgivas Posted August 10, 2011 Share Posted August 10, 2011 smiling happily for you and whistfully for me. ann Quote Link to comment Share on other sites More sharing options...
CalicoKat Posted August 10, 2011 Share Posted August 10, 2011 congratulations! Quote Link to comment Share on other sites More sharing options...
Desert Rat Posted August 10, 2011 Share Posted August 10, 2011 Congrats! Don't feel too badly about not following DR to the letter. He doesn't live your life or know what's good for your family. You made the right move! Enjoy! FWIW, I wanted my childhood home too. But, my parents still live there. So, I bought one 3 blocks away. Same floor plan. LOL Quote Link to comment Share on other sites More sharing options...
amydavis Posted August 10, 2011 Share Posted August 10, 2011 Congratulations!!! :party: Quote Link to comment Share on other sites More sharing options...
KrissiK Posted August 10, 2011 Share Posted August 10, 2011 I'm not all that sure that Dave Ramsey would be disappointed. I think that there are decisions that we make every day that become part of our habits and lifestyles and then there are decisions that we make because we are in certain circumstances that require that type of decision, and even though we may realize it is not the wisest, it's the best we can do at the time. I think Dave Ramsey (and other gurus) are more concerned about the type of decisions that we make every day and become habits. Dave Ramsey is more concerned about that Starbucks stop "you" make every day when you're $150,000 in credit card debt. KWIM? Quote Link to comment Share on other sites More sharing options...
BeckyFL Posted August 10, 2011 Share Posted August 10, 2011 So happy for you! :party: Quote Link to comment Share on other sites More sharing options...
Lady Florida. Posted August 10, 2011 Share Posted August 10, 2011 Some things really are more important than money. Most definitely! Quote Link to comment Share on other sites More sharing options...
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