Updates 2023 (job hunt etc)

[Spryte]

3 minutes ago, KungFuPanda said:

This could be a good project for you and your son to do together, BUT if you're going to embark on this you need to first be financially stable enough that if he wrecks your car in the process you can manage the fallout without being homeless or jobless.  If you or your ex can't afford that gamble right now it's probably wise to put a pin in it until you can.

This. A thousand times over.

It happens. My closest friend’s car was totaled last summer, when her kid with a learner’s permit overcompensated and hit a tree. Kid had a concussion, and my friend’s back was broken in multiple places. She was out of commission for months, in a back brace even longer, narrowly avoided surgery. They are both ok now, thank goodness, but seriously — teaching someone to drive is not without risk. Make sure you are financially able to manage that risk and any consequences.

I have a late blooming driver, and we are following his lead on when to forge ahead. He has his permit, but wants to take it slow.

[heartlikealion]

@bolt.What are you talking about? Ds didn’t make any decision. He went from excitedly talking about how he’s almost old enough/old enough to drive (when I hung out with him on his birthday and another visit leading up to it)  to saying he doesn’t think dad wants him to drive this summer. He didn’t express a lot, it was said matter-of-factly… but it definitely did not feel like he had any control or input. 

It’s moot. The school is closed for summer and you can’t get the papers from the office. 

[heartlikealion]

1 hour ago, KungFuPanda said:

This could be a good project for you and your son to do together, BUT if you're going to embark on this you need to first be financially stable enough that if he wrecks your car in the process you can manage the fallout without being homeless or jobless.  If you or your ex can't afford that gamble right now it's probably wise to put a pin in it until you can.

He wouldn’t wreck it. We’d drive slowly in an empty parking lot or isolated roads. 

I realize now it’s moot. The school has papers you need. They are closed. And someone told me you also need something notarized. 

[heartlikealion]

On a happier note, we got to use a restaurant gift card last night. We are loosely planning to see a movie next visit. Wasn’t much playing this week. 

I’m hoping I get second interview for casino job. They said I should hear something by end of this week. 

Ds has not been a butt this summer. It’s nice. And he did get one YouTube channel monetized so he’s excited about that. We watched part of a show together the other night and laughed (the one where only one person is not an actor and they think it’s real jury duty). 

I have zoom interview today for 9 weeks construction course that meets in Sept. If I get in and don’t have a job yet I’ll go through it. But I don’t know if my orthotics will be enough to help me in a trade job. I ordered a new model night splint. I’ll order second one later. 

[freesia]

I know you dropped the driving issues, but in case it matters school offices are usually open all summer.

[fairfarmhand]

44 minutes ago, freesia said:

I know you dropped the driving issues, but in case it matters school offices are usually open all summer.

yeah, I just called my school for the attendance form for learners permit and they're doing summer school. I can drop by next week to pick it up!

[heartlikealion]

42 minutes ago, freesia said:

I know you dropped the driving issues, but in case it matters school offices are usually open all summer.

Not around here. My friend that used to work in a school nearby their school said she thinks they report back sometime in July (school resumes in Aug). 

I would think that xh might have a certificate of school attendance from recent registration but have no idea if that’s the same thing. Like proof of registration may be different. Maybe proof of attendance for the upcoming year is what is needed? 

We just had a bad storm. We rescheduled my zoom. Power is out. 

[Forget-Me-Not]

Our state requires a document called a verification of compliance that states they are enrolled and not truant. It’s usually just a brief letter on official letterhead. You might be able to reach the district even if the school office isn’t open. 

[heartlikealion]

5 minutes ago, fairfarmhand said:

yeah, I just called my school for the attendance form for learners permit and they're doing summer school. I can drop by next week to pick it up!

Maybe high school is more likely to be staffed. Hadn’t thought of summer school. But I’ll butt out since I’m not the custodial parent. 

[heartlikealion]

Power trucks haven’t come yet. Whole town is out of power. Some trees and power lines fell/got damaged. 
ds helped me move limbs to curb. House seems be ok. But I’m apprehensive about temperature getting too hot in house without a/c. And not sure when we’ll have working fridge again. So I have a couple options. Try to eat my half prepared dinner without being able to reheat everything. Leave town for dinner & get motel. Drive kids to my dad’s home. I don’t feel like driving 4 hours to my dad’s. It’s already 6 pm. 

[Starr]

Oh no. How hot is it?

[heartlikealion]

14 minutes ago, Starr said:

Oh no. How hot is it?

It’s not bad but my girlfriend one town over said they are without power too and last estimate was Friday for power to be restored. Lots of messed up power poles. Shingles from roofs on grass. 

I’m driving to my dad’s tonight. 

Edited June 15, 2023 by heartlikealion

[mommyoffive]

6 hours ago, heartlikealion said:

On a happier note, we got to use a restaurant gift card last night. We are loosely planning to see a movie next visit. Wasn’t much playing this week. 

I’m hoping I get second interview for casino job. They said I should hear something by end of this week. 

Ds has not been a butt this summer. It’s nice. And he did get one YouTube channel monetized so he’s excited about that. We watched part of a show together the other night and laughed (the one where only one person is not an actor and they think it’s real jury duty). 

I have zoom interview today for 9 weeks construction course that meets in Sept. If I get in and don’t have a job yet I’ll go through it. But I don’t know if my orthotics will be enough to help me in a trade job. I ordered a new model night splint. I’ll order second one later. 

Congrats to him!!  He has more than one?  What is his one about that is monetized?  

[heartlikealion]

9 hours ago, mommyoffive said:

Congrats to him!!  He has more than one?  What is his one about that is monetized?  

Frankly I don’t get his channel lol he’s recorded himself playing Friday Night Funkin (video game with music) and has other misc stuff. He kept getting rejected by YouTube so he made a second channel but doesn’t use it now. YouTube would flag stuff because he edited lots of music and it wasn’t original content. 

[heartlikealion]

We barely got out of the neighborhood. I ordered us movie tickets for Friday afternoon to see Elementals before xh gets them. I already told work I’d be leaving early Friday. 
 

 

[freesia]

That’s a lot of damage. I’m glad you got out and had somewhere to go. 

[Scarlett]

Wow, that is a lot of damage!

[vonfirmath]

3 hours ago, heartlikealion said:

Frankly I don’t get his channel lol he’s recorded himself playing Friday Night Funkin (video game with music) and has other misc stuff. He kept getting rejected by YouTube so he made a second channel but doesn’t use it now. YouTube would flag stuff because he edited lots of music and it wasn’t original content. 

That sounds like copyright strikes.

[heartlikealion]

Just now, vonfirmath said:

That sounds like copyright strikes.

We kept telling him not to use others’ stuff even though he would edit it (speed up, etc) and gave credit to creator. 
He’s stubborn. Wonder where he gets that from lol 

[Kidlit]

On 6/3/2023 at 12:53 PM, Jean in Newcastle said:

Just thought that I'd throw out a counterintuitive suggestion for PF.  I have found my only real relief to be from minimalist shoes.  I recommend Xeros shoes.  (I have only tried their Women's prios, so have no other recommendations for kinds of shoes.)  Their website has a video explaining the science etc. behind going the opposite direction from orthotics.  (BTW - I had custom made orthotics, Superfeet, etc. and Xeros has helped me in a way that those did not.)  But. . . as with anything to do with bodies, YMMV. 

Chiming in here to say I've had a similar experience.  After years of babying my feet with Hokas and other highly cushioned shoes, I started wearing Altras (not exactly minimalist but almost) and they helped more than anything else.  The foot needs to be strengthened and stabilized. 

[bolt.]

21 hours ago, heartlikealion said:

@bolt.What are you talking about? Ds didn’t make any decision. He went from excitedly talking about how he’s almost old enough/old enough to drive (when I hung out with him on his birthday and another visit leading up to it)  to saying he doesn’t think dad wants him to drive this summer. He didn’t express a lot, it was said matter-of-factly… but it definitely did not feel like he had any control or input. 

It’s moot. The school is closed for summer and you can’t get the papers from the office. 

I'm just talking about the decision of when to learn to drive, and why. I'm encouraging you not to bother deciding your opinion of what timing-about-driving would be best for him, and just hold the opinion that only he will know when it's a good time for him to learn to drive.

It's a perfect decision for you to begin practicing the late-teen / young-adult parenting skill of throwing decisions back into their laps and telling them you believe in them... instead of the young-teen-parenting skill of applying adult wisdom, getting to a conclusion about what they should do / when they should do it, and then explaining and encouraging that set of actions.

[heartlikealion]

21 minutes ago, Kidlit said:

Chiming in here to say I've had a similar experience.  After years of babying my feet with Hokas and other highly cushioned shoes, I started wearing Altras (not exactly minimalist but almost) and they helped more than anything else.  The foot needs to be strengthened and stabilized. 

My concern is how do you even transition?? My feet hurt in the house without shoes on and I accidentally left my Chacos at my house 😞

[Jean in Newcastle]

31 minutes ago, heartlikealion said:

My concern is how do you even transition?? My feet hurt in the house without shoes on and I accidentally left my Chacos at my house 😞

If you go to the Xeroshoes.com site, they have a number of articles on this, including some videos on foot exercises. It took me about a month to really get used to minimalist shoes.  (Typed with all the usual disclaimers about this just bring my experience). 

[heartlikealion]

Those of you that went with minimalist shoes… was your main issue heel pain or what?? 

Mine is a tight fascia that hurts my arch. 

[Jean in Newcastle]

Just now, heartlikealion said:

Those of you that went with minimalist shoes… was your main issue heel pain or what?? 

Mine is a tight fascia that hurts my arch. 

I have very tight fascia. I have worked on it with PT, exercises from the internet and the minimalist shoes. My feet can still get very painful. But now I can hike three plus miles.  
 

Just sitting in one position for one hour will allow everything to tighten up again for me so I’m a bit tottery for the first ten feet or so but then it loosens up for me.  But pre- minimalist shoes it wouldn’t loosen up at all. I should note that the biggest benefit for me from minimalist shoes has actually been my spine and posture. They keep my whole body in alignment and while I do go to the chiropractor every two weeks for an adjustment, he’s no longer having to pop my hips, knees or shoulders back into place. (I have fibromyalgia and my entire body is like a tight rubber band.). 

[Jean in Newcastle]

Hopefully @Kidlitwill respond so you will get feedback from someone who hasn’t been in pain for 40 years. 

[Kidlit]

33 minutes ago, heartlikealion said:

Those of you that went with minimalist shoes… was your main issue heel pain or what?? 

Mine is a tight fascia that hurts my arch. 

Honestly, my foot pain was such that it didn't matter too much which shoes I was wearing, my feet (mostly heels) hurt, and like @Jean in Newcastle, I was very "stove up" for the first 5 min or so after standing from sitting for any length of time.  The biggest difference for me is a sense of stability and "groundedness" the minimalist shoes offer. I will say, too, that this is probably helped by the fact that Altras aren't completely cushionless, and that probably helped the transition.  It's that wide toe box, though, that makes the difference--toe splay is everything! 

[Jean in Newcastle]

I should note that I didn't start with Xeros shoes.  My first minimalist shoes were Merrell Trail Gloves.  But they stopped making the style of trail runners that fit my feet best.  So that's when I chose Xeros as the closest alternative.  I went to REI and tried a bunch of minimalist shoe brands to find which ones fit me best. 

[heartlikealion]

1 hour ago, bolt. said:

I'm just talking about the decision of when to learn to drive, and why. I'm encouraging you not to bother deciding your opinion of what timing-about-driving would be best for him, and just hold the opinion that only he will know when it's a good time for him to learn to drive.

It's a perfect decision for you to begin practicing the late-teen / young-adult parenting skill of throwing decisions back into their laps and telling them you believe in them... instead of the young-teen-parenting skill of applying adult wisdom, getting to a conclusion about what they should do / when they should do it, and then explaining and encouraging that set of actions.

I asked him his thoughts last night. He said he did want to start sooner than later as you must have the permit 12 months before getting the DL and it would delay his ability to drive to a job. He doesn’t want to get permit at 16 and DL at 17. That’s what he said. We also discussed if walking to a job was practical. I suggested he do a test run because I don’t think he realizes how miserable it is to walk to work in this humidity. There are 1-2 potential businesses semi close… like I said upthread what I would consider decent biking distance. He seems to think Dad is pushing off the permit til “next year” and I asked if he meant this coming school year or another. He wasn’t see and said Dad had been vague (typical annoying responses from xh I’m sure… evade direct questions). 

I said we should get Dad to clarify and it’s something maybe we can all discuss later. 

But I know at the end if the day xh will do what he wants. My opinion and ds’ won’t matter.

Edited June 15, 2023 by heartlikealion

[YaelAldrich]

I too  am a minimalist shoe person.  But I wear the funny looking Vibram Five Fingers or go barefoot. When I transitioned I had orthotics I wore every day,  all day and suffered from plantar fascititis and needed a chiropractor to adjust me almost every week.  I moved to zero drop, wide toe box shoes and the pain and such went away very quickly. But most people transition slowly so you need to do the foot exercises to strengthen your arch, feet,  ankles, and upwards through your legs, hips,  and back. 

Good luck! 

[bolt.]

2 minutes ago, heartlikealion said:

I asked him his thoughts last night. He said he did want to start sooner than later as you must have the permit 12 months before getting the DL and it would delay his ability to drive to a job. He doesn’t want to get permit at 16 and DL at 17. That’s what he said. We also discussed if walking to a job was practical. I suggested he do a test run because I don’t think he realizes how miserable it is to walk to work in this humidity. There are 1-2 potential businesses semi close… like I said upthread what I would consider decent biking distance. He seems to think Dad is pushing off the permit til “next year” and I asked if he meant this coming school year or another. He wasn’t see and said Dad had been vague (typical annoying responses from xh I’m sure… evade direct questions). 

I said we should get Dad to clarify and it’s something maybe we can all discuss later. 

But I know at the end if the day xh will do what he wants. My opinion and ds’ won’t matter.

That's so strange to me. Does your area require parental consent for these permits? How can the opinion of the person applying for the permit be the thing that doesn't matter?

[heartlikealion]

53 minutes ago, Jean in Newcastle said:

I have very tight fascia. I have worked on it with PT, exercises from the internet and the minimalist shoes. My feet can still get very painful. But now I can hike three plus miles.  
 

Just sitting in one position for one hour will allow everything to tighten up again for me so I’m a bit tottery for the first ten feet or so but then it loosens up for me.  But pre- minimalist shoes it wouldn’t loosen up at all. I should note that the biggest benefit for me from minimalist shoes has actually been my spine and posture. They keep my whole body in alignment and while I do go to the chiropractor every two weeks for an adjustment, he’s no longer having to pop my hips, knees or shoulders back into place. (I have fibromyalgia and my entire body is like a tight rubber band.). 

That’s roughly what time wise? Because I’m worried that’s where I might be already. I last a certain set of time then I’m in pain. And that doesn’t give me any more hope of a job where I’d be on my feet. 

[YaelAldrich]

Just now, bolt. said:

That's so strange to me. Does your area require parental consent for these permits? How can the opinion of the person applying for the permit be the thing that doesn't matter?

Because the person of whom you speak is a minor. A child likely isn't paying for the major bump in insurance rates that will happen when the child gets his or her license. 

[Jean in Newcastle]

1 minute ago, heartlikealion said:

That’s roughly what time wise? Because I’m worried that’s where I might be already. I last a certain set of time then I’m in pain. And that doesn’t give me any more hope of a job where I’d be on my feet. 

Well, it depends on how fast you walk!  I am a slow walker and it takes me an hour and 20 minutes to walk that far.  But my hikes often include hills. 

For me (and YMMV), steady walking is different than standing in one place. 

[bolt.]

1 minute ago, YaelAldrich said:

Because the person of whom you speak is a minor. A child likely isn't paying for the major bump in insurance rates that will happen when the child gets his or her license. 

I guess that means that the minor who wants a permit should also consider whether and where they will get a vehicle, and who will be insuring it. (Simply getting a permit doesn't mean that anyone is forced to gift or lend them a vehicle, or pay to insure them on it.)

[heartlikealion]

Just now, bolt. said:

That's so strange to me. Does your area require parental consent for these permits? How can the opinion of the person applying for the permit be the thing that doesn't matter?

Because you haven’t met xh lol… 

Ds would need xh the same way I would… to deal with the paper part. And in his case, to get to the DMV for the permit test and later the DL test. Ds won’t go over xh’s head (ie ask someone else to drive him to the DMV). And I’m certainly not in a good position to do it. All I can do is advocate or suggest things it seems. I should probably stay in my lane (har har). Ds considers dad his best friend (🤮) and is currently volunteering at his work over the summer. I’m sure ds will sooner drop it than push against dad. 
 

[bolt.]

Just now, heartlikealion said:

Because you haven’t met xh lol… 

Ds would need xh the same way I would… to deal with the paper part. And in his case, to get to the DMV for the permit test and later the DL test. Ds won’t go over xh’s head (ie ask someone else to drive him to the DMV). And I’m certainly not in a good position to do it. All I can do is advocate or suggest things it seems. I should probably stay in my lane (har har). Ds considers dad his best friend (🤮) and is currently volunteering at his work over the summer. I’m sure ds will sooner drop it than push against dad. 
 

In that case, you should probably indicate your open and full support for your son's wise decision in being the best-knower of his own circumstances with his dad, and choosing to delay getting his permit. If he "would sooner drop it than push against dad" -- try to embrace that (a) That's his call, and (b) It's probably a smart call, because your son is a smart kid.

Framing it as your son's own decision (and framing him as someone who knows what to do and can predict how things will go) is empowering to him.

Framing yourself as someone who considers your son wise and supports his decisions is good for your relationship with him.

Your current framing (that your son is under his dad's thumb and that's a sad thing for your son to be enduring) disempowers your son and sets the stage for the possibility of a three-way conflict if this ever comes to a three-way discussion.

[heartlikealion]

14 minutes ago, bolt. said:

In that case, you should probably indicate your open and full support for your son's wise decision in being the best-knower of his own circumstances with his dad, and choosing to delay getting his permit. If he "would sooner drop it than push against dad" -- try to embrace that (a) That's his call, and (b) It's probably a smart call, because your son is a smart kid.

Framing it as your son's own decision (and framing him as someone who knows what to do and can predict how things will go) is empowering to him.

Framing yourself as someone who considers your son wise and supports his decisions is good for your relationship with him.

Your current framing (that your son is under his dad's thumb and that's a sad thing for your son to be enduring) disempowers your son and sets the stage for the possibility of a three-way conflict if this ever comes to a three-way discussion.

Ok

[heartlikealion]

To clarify, I really didn’t say much. I asked questions. 

And I’m not sure ds is predicting backlash from dad so much as not wanting to rock the boat/disagree with this person he thinks so highly of. 

[Danae]

34 minutes ago, bolt. said:

I guess that means that the minor who wants a permit should also consider whether and where they will get a vehicle, and who will be insuring it. (Simply getting a permit doesn't mean that anyone is forced to gift or lend them a vehicle, or pay to insure them on it.)

Insurance rates are (often?  always?) based on licensed drivers living in the home, whether or not they have a car.  Once your kid gets a license the rate will go up.  No way an insurance company is going to trust the customer’s word that the kid will not be driving the car.

[heartlikealion]

43 minutes ago, Jean in Newcastle said:

Well, it depends on how fast you walk!  I am a slow walker and it takes me an hour and 20 minutes to walk that far.  But my hikes often include hills. 

For me (and YMMV), steady walking is different than standing in one place. 

I agree on them being different. I was standing 3 hours at a concert about a month ago. It was painful. And my neighborhood walks tend to be 45 min or so. My treadmill walks (faster pace than neighborhood walk) tend to be 45 min which is when pain kicks in.  If I do the full hour I regret that last 15 min. So I try to listen to my body. 
I can bike longer and I think it’s a more efficient way to burn calories but I don’t want to give up step goals. I think walking is essential & important. I recently went on a trip and we walked around Memphis all day. But not like steady walking… a shrine, putt putt golf, IKEA, and a mall. When we got to the mall I was done… I told them I’d stay in the food court while they browsed. I hate that it’s like that. That’s not that much activity. 

Edited June 15, 2023 by heartlikealion

[Jean in Newcastle]

28 minutes ago, heartlikealion said:

I agree on them being different. I was standing 3 hours at a concert about a month ago. It was painful. And my neighborhood walks tend to be 45 min or so. My treadmill walks (faster pace than neighborhood walk) tend to be 45 min which is when pain kicks in.  If I do the full hour I regret that last 15 min. So I try to listen to my body. 
I can bike longer and I think it’s a more efficient way to burn calories but I don’t want to give up step goals. I think walking is essential & important. I recently went on a trip and we walked around Memphis all day. But not like steady walking… a shrine, putt putt golf, IKEA, and a mall. When we got to the mall I was done… I told them I’d stay in the food court while they browsed. I hate that it’s like that. That’s not that much activity. 

I hear you. Because I have fibromyalgia, it’s hard to separate that out from my experience. But my back health has a lot to do with my feet and knee health. Especially when standing in one spot. Building up muscles (which has been a slow laborious process for me) has been the greatest gift that I have given myself. I wish that I had started earlier. Or rather found out how to do it in a way that wouldn’t lead to injury sooner. In the past I would go too hard too fast and then end up seriously injured and back on the couch.  So now I’m going very slowly.  (But like I said, fibromyalgia does get in the way.). 

[heartlikealion]

44 minutes ago, Jean in Newcastle said:

I hear you. Because I have fibromyalgia, it’s hard to separate that out from my experience. But my back health has a lot to do with my feet and knee health. Especially when standing in one spot. Building up muscles (which has been a slow laborious process for me) has been the greatest gift that I have given myself. I wish that I had started earlier. Or rather found out how to do it in a way that wouldn’t lead to injury sooner. In the past I would go too hard too fast and then end up seriously injured and back on the couch.  So now I’m going very slowly.  (But like I said, fibromyalgia does get in the way.). 

Building strength, muscle, and endurance is something I want to work on. I’ve been standing on my slant board more lately. I know it helps. 

[fairfarmhand]

2 hours ago, bolt. said:

I guess that means that the minor who wants a permit should also consider whether and where they will get a vehicle, and who will be insuring it. (Simply getting a permit doesn't mean that anyone is forced to gift or lend them a vehicle, or pay to insure them on it.)

In our state minors automatically go on our insurance for at least one vehicle. So my minor dd (as of this spring before she was 18) was listed on 2 of our cars but not on our expensive truck. We signed an affidavit that she wouldn’t be driving that and if she did and wrecked it, the insurance company would not pay.

[heartlikealion]

Since I don’t know when power will be restored I forfeited my Sunday babysitting gig. Uggghhh 

[heartlikealion]

Ds went with my dad to play pickleball 🙂 they can go to an indoor court if they need to. 

Power is out at my office in the city and they had some stormy weather/debris. I hear thunder and lighting here. A couple friends posted pics of hail. Weather in the local areas is crazy. 2 of my colleagues in the city have lost power. 

My sister sent money for the movies for me and the kids and I reserved us seats to an afternoon showing of Elementals before the kids go back to xh this evening. I’ll have extra time with them since I don’t have to drive them to the halfway point. 

I attended an event as a plus one with my dad last night. My aunt thought I could network but there really wasn’t good timing for that. On the way out my dad asked the company hosting (my dad is a client of theirs) if they were hiring and they said not now but we hire often. I was told to send my resume. But honestly it’s probably a dead end… no idea what I could possibly do/make with them. After that I asked my dad to drive by the townhouse I didn’t jump on. It was decent but people hanging out in the street at 8:30 pm (unsupervised kids sitting on a car). I think they were likely harmless though. Definitely too far from casino. Hope I hear back today. 

I’m trying to work with a staffing agency now in AL. I ended up in touch with them because they were behind one of the Indeed jobs I applied for.

[heartlikealion]

Casino didn't contact me yet. I followed up with the company that hosted the dinner event, just in case. 

Xh and I spoke at drop off. He said he's supportive of me moving closer to the kids and that I needed help to ask... I was like huh?? He meant like helping move furniture apparently. Dude, whatever. I'm not asking you for help. My dad doesn't get it. When I told him he said, "why not?" No. Just no. I would rather pay movers than involve him. 

I discussed loan options with the bank. Apparently I could take out a loan or ask for a cash advance on my credit card that I have through them. I had no idea you could do that. The interest rate on the card can change quarterly so I will see what it's at in July when it updates. It will likely still be lower than the loan interest option. I sorta regret the credit card pull now but if I need the loan I should be approved. 

[Danae]

9 hours ago, heartlikealion said:

Casino didn't contact me yet. I followed up with the company that hosted the dinner event, just in case. 

Xh and I spoke at drop off. He said he's supportive of me moving closer to the kids and that I needed help to ask... I was like huh?? He meant like helping move furniture apparently. Dude, whatever. I'm not asking you for help. My dad doesn't get it. When I told him he said, "why not?" No. Just no. I would rather pay movers than involve him. 

I discussed loan options with the bank. Apparently I could take out a loan or ask for a cash advance on my credit card that I have through them. I had no idea you could do that. The interest rate on the card can change quarterly so I will see what it's at in July when it updates. It will likely still be lower than the loan interest option. I sorta regret the credit card pull now but if I need the loan I should be approved. 

Double check to make sure of the interest rate on the cash advance.  Cash advance on a credit card is often at a higher interest rate than spending with the card and doesn’t have the no-interest grace period even if you pay your statement in full.

[heartlikealion]

Just now, Danae said:

Double check to make sure of the interest rate on the cash advance.  Cash advance on a credit card is often at a higher interest rate than spending with the card and doesn’t have the no-interest grace period even if you pay your statement in full.

She said it’s the same as the cc… but I said I’m aware that rate can change quarterly so am curious to see what it is in July (which is when it can change again). Currently it’s at 8% vs the loan rate which is a little over 11%

[heartlikealion]

I will double check with another employee, though. It was her first day!