Meriwether Posted January 25, 2021 Share Posted January 25, 2021 they said she would get arrested. Sigh. She gave them her birthdate and the last 4 digits. What do I need to do now? 5 Quote Link to comment Share on other sites More sharing options...
Sneezyone Posted January 25, 2021 Share Posted January 25, 2021 Just now, Meriwether said: they said she would get arrested. Sigh. She gave them her birthdate and the last 4 digits. What do I need to do now? Contact the credit bureaus to place a hard block on her credit accounts. Contact the SSA about getting a replacement number? 4 Quote Link to comment Share on other sites More sharing options...
TravelingChris Posted January 25, 2021 Share Posted January 25, 2021 Just now, Meriwether said: they said she would get arrested. Sigh. She gave them her birthdate and the last 4 digits. What do I need to do now? I would immediately sign her up for credit monitoring and make sure no can open anything. I think that companies like Experian have expericane with this. Also call BBB since they know a lot about fraud and will give you more tips. They are often on our local news warning about new frauds. 3 Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 I'm on the Experian site now. I've never heard of them, Do you have direct experience with them? 1 Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 Do I get her accounts with multiple credit bureaus? Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 They won't let me make an account for her, since she isn't 18 years old. Quote Link to comment Share on other sites More sharing options...
Katy Posted January 25, 2021 Share Posted January 25, 2021 There’s nothing to do until she turns 18. Then check her credit reports immediately and dispute false items. And remind her, “Cops don’t call and warn you you’re going to be arrested.” 5 Quote Link to comment Share on other sites More sharing options...
BlsdMama Posted January 25, 2021 Share Posted January 25, 2021 It’s called a freeze. Request one from all three. Don’t lose the PIN or password - you’ll need it to unlock it later. 2 Quote Link to comment Share on other sites More sharing options...
dsmith Posted January 25, 2021 Share Posted January 25, 2021 The scam calls are out of control lately. My mother-in-law gets me at least 3 times a month for these types of calls. We go over what kind of calls to ignore and hang up on, but they constantly freak her out. My elderly neighbor had some trouble with these calls in the past, but luckily I happened to be walking in his house while he was still on the phone and hadn't given any information yet. They are pushy and scary, so I could see how this happens to so many people. I'm sorry this happened to your daughter, and I don't have any advice with her being under 18, but it's a good reminder to go over phone and email scams with my son. Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 I cannot put a freeze on her credit since she is over 16. She cannot until she is 18. 4 4 Quote Link to comment Share on other sites More sharing options...
Spryte Posted January 25, 2021 Share Posted January 25, 2021 10 minutes ago, Meriwether said: I cannot put a freeze on her credit since she is over 16. She cannot until she is 18. Well, that feels like a loophole for scammers. Ugh! I’m so sorry this happened. I hope nothing bad comes of it. Thankfully she’ll have your help navigating anything that does. 1 Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted January 25, 2021 Share Posted January 25, 2021 20 minutes ago, Meriwether said: I cannot put a freeze on her credit since she is over 16. She cannot until she is 18. She should be able to cancel her card and request a new one. 1 Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 3 minutes ago, Jean in Newcastle said: She should be able to cancel her card and request a new one. She doesn't have a credit card. We want to freeze her credit so someone can't use her SSN to apply for credit in her name. Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted January 25, 2021 Share Posted January 25, 2021 Just now, Meriwether said: She doesn't have a credit card. We want to freeze her credit so someone can't use her SSN to apply for credit in her name. Oh ok. I misunderstood. Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted January 25, 2021 Share Posted January 25, 2021 Was she born in your current state? I ask because prior to 2011, social security numbers were assigned by state. So by having her birthday and last four digits of the ssn, they could extrapolate her entire social security number. Now they've moved to random numbers but of course that doesn't help her. Quote Link to comment Share on other sites More sharing options...
historically accurate Posted January 25, 2021 Share Posted January 25, 2021 I am sorry about the hassle. It might be worth the fee to hire an ID theft insurance company for a year or two since she appears to have fallen into the age loophole. Zander Insurance is the one I have heard of (through Dave Ramsey sites). I don't know who else offers that service. It appears to be $75 per year according to this DR site: https://www.daveramsey.com/recommends/id-theft-protection There is a family plan that would protect her if they won't do hers as an individual as well. Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted January 25, 2021 Share Posted January 25, 2021 You might want to check into getting an adult membership to Lifelock. If you have an adult membership then you can get Lifelock Jr. for children under 18. It monitors your credit. Quote Link to comment Share on other sites More sharing options...
Meriwether Posted January 25, 2021 Author Share Posted January 25, 2021 No, we've moved, but they could Google her name easily and for $15 bucks find where she born. Quote Link to comment Share on other sites More sharing options...
Junie Posted January 25, 2021 Share Posted January 25, 2021 identitytheft.gov has a checklist of the different steps that you should take. 😞 1 Quote Link to comment Share on other sites More sharing options...
gardenmom5 Posted January 25, 2021 Share Posted January 25, 2021 2 hours ago, Meriwether said: Do I get her accounts with multiple credit bureaus? yes. report it to the FBI, The likely hood is this is an organized group, and they're on their radar. Also report it to your local people helper (who may be able to give you 'what to do" info, and also make other people aware this scam is operating in your area so others won't (hopefully) fall for it. I had someone get my info - I found out from the FBI. I know it was them, they didn't ask me about any sensitive information, but did refer me to the fraud person at our bank (really him - I verified by looking up the information myself), told me how to get the credit bureaus to block accounts being created, etc. It was an organized ID fraud group they were following across multiple states. Quote Link to comment Share on other sites More sharing options...
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