As I understand it, the replacement cost is what they estimate it would cost to replace your house exactly as it is now should it burn to the ground. Think about building the house you have brand new and hiring a contractor to do it all. It would cost more than you think. Also, your personal belongings may not seem to be worth much but think about replacing them with brand new items. Your entire wardrobe, bed linens, towels, furniture, TVs, computers, pots and pans, appliances, dishes, the food in your pantry...it really does all add up. You look around and see old furniture, a TV with a crack in the screen, the couch with a hole in the upholstery, but if you had a loss your insurance would buy you a brand new one. We have the same issue here, where real estate values are low. My house is about 1600 square feet and was built around 1890. We have done a lot of work on it but it is still an old house and our insurance value is similar to yours. The market value is around $130,000. It never hurts to shop around if the premium seems high but the values probably are not going to change with another company. Sent from my iPhone using Tapatalk

I went when I was 14 and enjoyed it. There is plenty to do for all ages. Sent from my iPhone using Tapatalk

My SIL lives in Edmond. She loves it even with the frequent earthquakes. Sent from my iPhone using Tapatalk

I'm a big fan of New Balance. If you have wide feet they are definitely the way to go. I can walk all day in the pair I have now which have a neutral drop so it's more like walking barefoot. They weigh hardly anything. You can find good deals at 6pm.com. Sent from my iPhone using Tapatalk

My maternal great grandparents were potato farmers. My grandfather carried on farming but turned to truck driving when his children were young to make a better living. My paternal grandparents and great grandparents were farmers and mill workers. Sent from my iPhone using Tapatalk

I homeschool an extroverted only. As a family we are busy with church and community activities and we spend a lot of time with extended family. Ds also takes a few elective classes at the public high school and has a good group of friends a couple of towns away that we make sure he sees frequently. Sent from my iPhone using Tapatalk

It could be a sign of dementia but it could also be a symptom of depression. Depression doesn't always manifest as being down in the dumps or suicidal; often a depressed person just acts cranky and irritable. Has this person experienced a sudden decline in independence or general health recently? Do they talk a lot about being too old to do things they enjoy or complain about having to rely on others for daily needs? Sent from my iPhone using Tapatalk

We enjoy Midsomer Murders. It's a BBC detective show. Sent from my iPhone using Tapatalk

I think of him as having an average Middle Eastern Semitic appearance. The Bible makes it pretty clear that there was nothing about his physical appearance that would have made him stand out among everyone else in the region. Sent from my iPhone using Tapatalk

We have a queen with regular sheets and covers but we keep twin size blankets on or near the bed in case one of us is a blanket hog in the middle of the night. Also, I'm always hot at night and Dh is always cold so in planning on getting a heated mattress pad with dual controls so that we can set the temp for each side independently. Sent from my iPhone using Tapatalk

I would go with opposite sex if you already have a male dog. Sometimes even fixed males can be aggressive with each other. Definitely research breed temperaments before picking a breed; the second dog we just added to our home is a bloodhound given to us by friends because he wasn't getting along with their male collie of the same age. Both are great dogs, but those two breeds are just not a good mix. The bloodhound gets along great with, and adores our female lab. We are really enjoying having two dogs and now can't believe we ever got by with only one! Sent from my iPhone using Tapatalk

Excellence in Literature: American Lit US History using a variety of texts and documentaries Holt McDougal Earth Science Saxon Algebra I Henle Latin I with Memoria Press study guide He is also taking classes part time at the local high school: Band, Theater, Health, Phys Ed. Sent from my iPhone using Tapatalk

I like LL Bean and The Company Store. Both have very good quality but can be pricey. LL Bean is always nice because of the 100% guarantee...you can return anything anytime if you are not satisfied. Sent from my iPhone using Tapatalk

We don't have that model but we have an Infiniti M35 (made by Nissan) and just bought a Nissan Armada. Nissans get excellent quality and reliability ratings. Our car is 8 years old and we've never done anything but routine maintenance on it. The last time we bought a Ford vehicle there was always something wrong with it...mostly sensors and computer system problems. I would definitely go with the Nissan. Sent from my iPhone using Tapatalk

If you own the house you are in now, is there enough equity to borrow against it? Then when you have done the necessary repairs on the new house so that it is mortgageable you can take out a loan against that one and pay off the other loan. Sent from my iPhone using Tapatalk

Neither is it something to be proud of that you think that everyone, regardless of language, education and upbringing should only use one English Bible translation that is in a form of English that is difficult for current English speakers to understand. Let alone someone who is not fluent in English. Your children being able to read it is not a valid argument; it is anecdotal and ignores the fact that being able to read the words doesn't equate to understanding them. So it leaves all these other people in the position of needing someone more educated/better at reading KJ English to explain what it means, and I fail to see how that is different from the RC church forbidding the Bible to be translated into the common languages. Common English today is different from common English in 1611. You are saying that you don't think the Bible should be translated into a version today's common people can understand. Today's common English speakers have difficulty with Shakespeare, what makes you believe that they don't also have difficulty with the KJV? And just in case you think I'm some New Age Apostate Christian, I believe everything stated in the Apostle's Creed and am a young earth creationist. I attend a Bible-believing Baptist church that preaches Salvation through faith in Christ alone. I have also extensively studied history and have thoroughly researched Bible versions to make sure that the Bible I am reading is the Word of God. I use the NASB, the ESV and the KJV and they do not disagree and I am convinced that each one is an accurate translation of Holy Scripture. Sent from my iPhone using Tapatalk

My family contracts to service foreclosures, so here is my advice: A lot of foreclosures need work and are not mortgageable. People who lose their homes often strip the place before they move out and the banks are not quick to get in there and winterize to prevent freeze damage or make sure there is a sump pump in the basement of water tends to seep in. Also, they close them up tight so newer homes can be quite moldy. If none of that scares you (we bought a foreclosure and repaired it and are considering doing it again for our next house) then expect a lot of time to pass between signing a contract and the actual closing. The banks don't hurry; it can be 3-6 months by the time you close on the house. You can get an awesome deal on a house you maybe wouldn't be able to afford normally if you consider foreclosures. If you don't mind maybe doing some work it's definitely worth considering. Sent from my iPhone using Tapatalk

The perfect text would be the original documents We don't have a translation from the perfect text because we don't have the original documents. Neither did the KJV translators. Sent from my iPhone using Tapatalk

Differences do not make one right and one wrong. There are differences in the way the Synoptic Gospels (Matthew, Mark and Luke) tell the events of Jesus's life and ministry but that does not make any of them wrong, just different. If someone told you that they didn't believe the Bible is true because of the differences between the gospels you would tell them that being different does not mean they contradict each other or teach something different. In the same way, differences in translations does not necessarily make one wrong and one right. For example, I went to the grocery store on Monday. I could tell you this in many ways. I could say "I went to the grocery store on Monday" or "I bought food two days ago" or " on Monday I drove to Shop'N'Save at 10:00 a.m. and spent $90 on food and household supplies." All of these statements are true. They are different but still true. And this is just one English speaker to another. Imagine if I was speaking to a Latin speaker from 2000 years ago? I would have to be a little creative in my word choice in order to convey the information. They wouldn't know what a grocery store is or Shop'N'Save or a dollar. I would need to find the best Latin words I could to tell them this information and it wouldn't be exact. This is what Bible translators are up against. They are translating a document written thousands of years ago in languages that don't exist anymore (modern Greek and Hebrew are different from Ancient Greek and Hebrew) to people with completely different lives and experiences than now. It is not as easy as it sounds. Sent from my iPhone using Tapatalk

You are creating a false dichotomy. It is not an either/or issue; the KJV and modern translations were translated from translations. These manuscripts don't disagree, they are just slightly different in translation. The meaning remains the same. Sent from my iPhone using Tapatalk

How can I know that older means better? Because it is closer to the source. It is logical to conclude that copies made closer to the original document will have fewer omissions and errors. Errors creep in over time. The less time that has passed the less chance that has happened. Sent from my iPhone using Tapatalk

I'm sorry but none of these are doctrinal issues. And all of the "missing" verses are in the footnotes of my NIV so they are there, but with a note that says that the most reliable manuscripts do not have them. Some of these examples are omissions of a sentence that has nothing to do with any doctrinal teaching, like "but Silas decided to remain there." There have been manuscript discoveries since the KJV. The Dead Sea Scrolls for example had some older and more complete manuscripts than anyone had ever seen. That is how extant manuscripts are "rated," if you will, for accuracy. The older they are the closer to the source. I have never heard a Bible scholar or translator say that the KJV is the standard and that all Bibles are compared to it. The standard is the original document and since we don't have those we have to rely on the oldest and most complete. Please understand that I don't hate the KJV. It is a literary masterpiece and God has used it greatly to bring people to salvation. But He has undeniably used other versions also.

Teannika wrote "Are people here aware of what the Catholic Church did because of translators trying to get the scriptures into the common language of the people? Research what happened to the translator Wycliffe. This is a quick cut and paste from wiki - 'The Council of Constance declared Wycliffe a heretic on 4 May 1415, and banned his writings. The Council decreed Wycliffe's works should be burned and his remains removed from consecrated ground. This order, confirmed by Pope Martin V, was carried out in 1428.[20] Wycliffe's corpse was exhumed and burned and the ashes cast into the River Swift, which flows through Lutterworth.' So years later after he had already been deemed a heretic and martyred, they dig up his bones to have another go at him. Historical details like this show that there always has been, and will continue to be, a war on God's words." I am sure that we are all aware. I have two questions: 1. How is that relevant to whether or not modern English translations other than the KJV are good translations? 2. What is the difference between the Catholic Church trying the prevent the Scriptures being translated into common languages and the KJV only position which restricts access to the Scriptures unless you can read and understand the KJV? Also, do you realize that there were many Reformers who were translating the Bible into other languages, because English was only the common language of English people. You seem to be assuming that all of the common people in 1611 were English speakers. Is Martin Luther's German Bible inferior because it is not the KJV? Sent from my iPhone using Tapatalk

Teannika wrote: "I am speaking in a generalised way, yes. Because most people are not aware of why it is the KJV vs other Modern English Bibles. And when the major differences started to appear from what the KJV said. When speaking early English translations, for example, if you compare the Geneva to the King James, if you read them together they are pretty close and in agreement for the most part. But if you compare a King James Bible to say the NIV you will start to see major differences in what the text says." (Sorry, the quote function wont work on my phone) It is pretty extreme to say that it is the KJV vs all other modern English Bibles. The KJV is a very good translation, but so are many other modern translations. For example, I really like the ESV. It has the form and flow of the KJV but updates the vocabulary. I also like the NASB and the NIV. They are all good translations. Yes, there are some differences because some are word-for-word translations (the KJV, ESV) and some are thought-for-thought (NIV). It doesn't change the meaning. I grew up in a church that used the KJV but my family used the NIV at home. I have read and memorized both extensively and I have never found any disagreements or changes. The actual words may be slightly different but the meaning is the same and that is what makes a good translation. Sent from my iPhone using Tapatalk

Definitely see a colorist. I can easily imagine that color transition (dark brown to red) coming out purple if not done right. At least the first time. Sent from my iPhone using Tapatalk