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momofsbandeg

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Everything posted by momofsbandeg

  1. We had to apply with care credit. They charge no interest if you pay it off in a set amount of time. The care credit care we got works for vets and dentist (what a combo). But it is a great option if you don't have the cash on hand. Praying for your puppy. Our dds would be devastated if something happened to our pugs. Hoping for good, better news in the morning.
  2. Thankfully she is 11 and has slept in her room all night for almost a year.:D
  3. I'd save some for a down payment. But, if you are looking down the road, I'd pay off all the debt and start taking all the money you were using toward those debts and put it in a fund for a down payment on down the road. There is a LOT of peace in being debt free. Personally, I'd rather be debt free. It takes the noose off your neck and frees up lots of other options down the road. You might qualify for a better interest rate for your house note being debt free. That would save more money down the road. My vote: debt free.
  4. I saw a thread that asked about the top 10 books for Ancient history. I enjoyed the thread so much I wanted to ask the same about American history. What 10 books would you use for American History from Plymouth to 1850. It would be for 5th and 7th grades. These can be any books: fictional history, biographies, picture books, younger readers....any book. Thanks
  5. He has been found safe!!!!!!!!! He is back with his parents this morning. They are not releasing any other information at this time. I love a happy ending. :party:
  6. I think it would be great to have a room for all the bookcases, games, craft supplies and anything else school related to have an organized permanent home. A big table in the center would be nice. If it works for your family to do school in there great, if not that's okay too. I think it would be nice to have one room to contain it all. I will try to not be jealous at the thought.:D
  7. He has been found safe and is back with his parents. thanks to all who prayed!!!! (morning of April 20) ...a 5th grade student in our town left school today around 3:30 this afternoon and has not been seen since. He lives close to the school and usually walks home. He was last seen walking out of the school; the local news channels released video that they had obtained from the school in an effort to find him. Please pray for his safe return.
  8. I paid $33 for $350 worth of books, a lot of them are for our America History study for the fall. Most looked brand new. I also found out that they will get a new shipment of books this weekend. :party:
  9. We go to Florida most summers and I have mapped out pit stops near/at used bookstores or high end neighborhood Goodwills along the ways (12 hour drive). I get lots of great books for next to nothing and my dds have found brand new clothes for the fall for pennies on the dollar. It is one of my favorite things to do on vacation. :D
  10. This is my favorite hint. The little squares keep all the numbers in tidy rows. :) I'd try graph paper if you haven't before.
  11. $725, my parents paid 1/2 and I paid 1/2. It was my dream dress and I have no regrets.
  12. you can't put a price on everyone getting a restful night's sleep, and woe to all of you if most of the family has a bad night's sleep. I would avoid all the grouchiness I could, especially if it was my own grouchiness from lack of sleep.;)
  13. http://news.yahoo.com/nurse-accused-baby-abduction-had-miscarried-194810125.html
  14. I would bend over backwards if someone offered me free homeschool materials. Good grief!!:blushing:
  15. I combine WP American Cultures with the older student guide, then add in Sonlight 100 Literature for the 8th graders, possibly use WP readers for 6th grader.
  16. I told her the arrow (< >) always points to the "smaller" number. She understands the concept, just doesn't always know when to say "less than" or "greater than" when it comes to the arrow (< >) part of the problem.
  17. I would consider Teaching Textbooks for math. They have placement tests on their site.http://www.teachingtextbooks.com/v/vspfiles/tt/Placement.htm The student does their work on the computer.It has a book that they can either copy the problems or do the work in their book and then input the answers on the computer. We do ours in the book itself. It is like a dvd teacher except done on the computer. It grades their work and gives you the option to reassign a lesson if needed. It guides them along and has several samples to get them going. My dds (11 and 13) were hating math before I bought TT. One now loves it the other tolerates it but their grades are better and I'm not bouncing between 2 students trying to help them. It has helped us a lot. Hope this helps.
  18. have a gift card shower so that instead of gifts you don't need, you could get gift cards to a place you can really use them and your friend still gets to have a celebration for your new addition. Kind of like a money tree that churches do for ministers. Just a thought.
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