Not crooks. I would hazard a guess that every single insurance policy out there has a subrogation clause. Your insurance company believes based upon the facts of loss that the other party is responsible for what took place. The theater's insurance company may very well disagree. The claims adjusters will come to an agreement on liability or seek out an intermediary to help them come to an agreement. They may decide that the theater is completely at fault or they may decide that they are partially at fault or not at all. Your insurance company may get everything back, some of it back, or nothing at all. It's what insurance companies do and it's what keeps insurance rates down. I'm sorry that this upsets you, but this isn't vindictive on the part of your insurance company. It really is one of the most mundane sorts of things in this world.

Simple solution - pair vitamin c with our veg protein sources. Bell peppers, steamed broccoli, cantalope, xitrus, etc. Cook in a cast iron pan (even better if you're talking something acidic which will increase the iron content of the meal). For example (http://www.veganhealth.org/articles/iron): I suppose next someone is going to mention B12? ;) There will be some trial and error involved and it can be a bit frustrating, but it might be best to think about it in terms of a week's numbers versus one single day. Will Spark People let you look at your numbers for a week at a glance?

Wildwood makes a sprouted tofu that has 14g of protein per serving and only 15mg of sodium. If you make your own hummus you can control the salt, even better if you get the no salt added canned chickpeas. Beans and lentils of all varieties are also a good source of protein with less sodium. Oh, and tempeh which makes a spectacular sandwich and taco filling. Many of these protein sources also have the added benefit of being a good source of potassium. Being choosier with your bread and grains helps too and it doesn't mean you have to make your own. I think the important thing to remember is that you don't have to get a few large doses of protein - many smaller amounts add up. Good vegan sources of protein - http://www.vrg.org/nutrition/protein.php And don't forget oats - not particularly high in protein, but with your health history they have plenty of other positive benefits. If you're looking for other meal inspiration within your guidelines you might appreciate the Happy Herbivore, "Forks Over Knives" cookbook, and "Appetite for Reduction."

Siri's supposed to be getting an overhaul and new sound in iOS 7 so maybe that will help? From whatI understand there wil be more than one voice to choose from. I have a 2nd gen device so I haven't had the chance to form an opinion about her one way or another. The other thing I'd mention about iPads roght now is that if you can wait at all, I wouldh old off until after the update - I think it's in November. It might help make your decision easier. :0) Oh, and parental controls are different between the two. If you're the more restrictive type when it comes to children and electronic devices, you might like the Kindle set-up best. Whatever you get you'll want to lock down tight before you let little folks use it. It'll save you a lot of money that way. ;)

I thought the lending library (where you can check a certain number of books a month with Prime) was only available on the Kindle devices. You can read books you've purchased, but not check them out of the lending lbrary. Of course, that doesn't work for my device ever since they swapped the old one out, Amazon seems to conveniently forget how to deliver them to my device. I blamed Amazon and gave up. What I've noticed is that the iPads are thinner, lighter, and eaiser to hold on to for an extended period of time. The iPad mini is made of aluminum, the Kindle is plastic. The Kindle has a bit faster processor, but Apple's iOs is faster so it's pretty much a wash. The iPad mini has a camera in the front and back. The Kindle's is only in the back. The Kindle has a slightly larger screen. The main difference that I see is the display. The Kindle Fire has a carousel that focuses on Amazon's products which makes sense since their business model has been to offer a cheaper buy-in and then push for you to buy directly from them. The iPad's is customizable. There are a few native apps that you can't delete, but it's easy to hide them in a folder several pages back. As for cost, your apples to apples comparison is the Kindle Fire 8.9 without the ads vs. the iPad mini. The Kindle Fire 8.9 sans ads is $284. The iPad mini is $329. Prices are both for the 16GB WiFi only. So, basically you're talking $45 difference. Both manufacturer's offer refurbs, but currently it looks like they only offer them in the 32GB hard drive. Warranties are also a both comparable. Both come with a one year warranty standard. Both also offer a 2yr extension. Kindle's is through a third party while as the iPad's comes from Apple directly. Both extended warranties cover accidental damage, though Apple's is a bit more expensive. If you live anywhere near an Apple Store, then they come out ahead with the ability to meet someone in person. Swapping out for a new device is simple and can be done in store. I had a battery issue with my iPad2 which required two troubleshooting sessions to rule out a software issue. They swapped it out at the store the second visit. It's really not an accurate comparison to compare the Kindle Fire 8.9 with the iPad 4. The iPad 4 is larger and therefore more expensive anyway. IMO the more accurate comparison would be the Microsoft Surface and even there we're not talking an exact comparison. The Microsoft Surface does not come in a 16GB version because the OS is too large. The 32GB will end up with around 20GB plus a bit more in free space whole the 16GB has about 14GB of free space after the OS and preloaded apps. And the Surface can run flash - at least I think it will, don't quote me on that. So whether one chooses to compare the 16GB iPad to the 32GB Surface is certainly up to interpretation and that is the only comparison that will end up with more than $100 difference in price. tbh, neither option will make you broke, though WendyK is certainly welcome to continue hating Apple for other reasons. ETA: I forgot about the other tablets out there - Google, Samsung, Toshiba, Lenovo, etc. Some of them will be around the 7" size while a few others will be more like the iPad4 size. Again, we're talking not more than a $100 price difference when compared within their size class. Does Target or Best Buy sell the Kindle Fire 8.9? It might be helpful to go somewhere like that and use both of them to get a feel for what you like or what works better. I will say that my sister had a Kindle Fire and switched to the larger iPad. She prefers the iPad, but again, it's going to be a matter of personal preference more than anything.

It wasn't directed to you, but another poster who insisted that the issue was only with certain people and not with the company or business plan as a whole. My point is that even companies like Tupperware, Pampered Chef, et al that you classify as "Direct Sales" to the exclusion of the "other" ones makes a false distinction. They are the same thing. The examples you're giving in the last post would be single level marketing. You are comparing apples and oranges. Not that Wikipedia is the be all, end all of sources, but their bit on MLMs explains the distinction (http://en.wikipedia.org/wiki/Multi-level_marketing) and why Tupperware, Avon, Mary Kay, and Pampered Chef are MLMs with all of the potential pitfalls to go with it.

I'd still classify the ones you mention as MLM. Direct Sales...MLM....from where I sit they look and function the same way. With Pampered Chep specifically, there's an incredible push to both recruit so that you establish a down line and then earn money for your director and the people above her. While you can make some money just selling goods for a company like PC, all of the top earners are at the Director level and above and if you don't have a down line, you're talking needing to either host a ridiculous number of shows in a month or have some very rich friends. From what I understand Mary Kay isn't any different (www.pinktruth.com). My mom sold Mary Kay back in the day and had a similar experience to my Pampered Chef one. I also think the whole "it depends on the person" or "that was just a small group of people" excuses are a cop-out.

Depends on your Mac - http://support.apple.com/kb/ht5404 We have two iPads and a Mac mini. Sadly the mini isn't AirPlay compatible, but the iPads are. We use ot all the time for school. We use it to view webpages together from the comfort of the living room couch, watch YouTube videos (oh so many great videos on YouTube), watch videos purchased off iTunes, Watch ABC/CBS/NBC shows through the apps, and watch Netflix. The Amazon thing bugs me to no end. They have an app that works on the iPad, but purposely broke the AirPlay for it. As a result we almost never watch Prime Instant. We also tried the Redbox streaming thing, but that was beyond problematic so we gave up on that. It's only $24 cheaper, but you can get a refurb for $75 - http://store.apple.com/us/product/FD199/refurbished-apple-tv tbh, even if your Mac isn't AirPlay compatible, I'd still probably get an Apple TV - especially if you ever thnk you might upgrade. Also, if you can wait, it might be worth waiting until after the fall updates to the product line are announced. There are a few rumors out there that there will be a change to the Apple TV, but again, it's just a rumor.

This. I used to be a Pampered Chef consultant and the reality is I made very little money. There was a time that I think Pamperd Chef filled a necessary role for decent kitchen tools, but with the advent of things like Amazon, big name chef lines at discount big box stores, etc I'd say that time has passed. The last show I went to was a bridal shower and the consultant raved about the metal non-stick baking pan and how there was nothing like it. Meh, it was just like the USA Pan I bought on Amazon except for the cost. I paid less than PC was charging. That being said, if you like the product and want the discount (or whatever) then you may want to consider it - just be careful to weigh the costs along with it. If I had it to do over, I never would have let myself be talked into signing up.

And they have to meet certain criteria: • Eligible families residing in communities in need of such services, as identified in a State needs assessment • Low-income eligible families • Eligible families who are pregnant women under age 21 • Eligible families with a history of child abuse or neglect or have had interactions with child welfare services • Eligible families with a history of substance abuse or need substance abuse treatment • Eligible families that have users of tobacco products in the home • Eligible families that are or have children with low student achievement • Eligible families with children with developmental delays or disabilities • Eligible families who, or that include individuals serving or formerly serving in the Armed Forces, including those with members who have had multiple deployments outside the US Basically this is the same as the existing Title V block grants that began in 1935 (http://mchb.hrsa.gov/programs/titlevgrants/). It's administered by the states or a non-profit if the state did not apply for the grant.. More on Title V (http://mchb.hrsa.gov/programs/ and http://www.astho.org/Programs/Health-Reform/Policy-Analyses/Home-Visiting-Provisions-in-PPACA/). Yes, voluntary. As an aside, imagine the impact this could have on breastfeeding rates here in the US if at-risk/vulnerable mothers got the necessary post-partum support. Also, we're already three years into the timeline that began in 2010 and is supposed to stretch into 2015. This year the grant recipients are supposed to be submitting three year benchmarks which would mean the program has already been implemented. Obstensibly, if the government were going to be swooping in to check on everyone...wouldn't it already have been taking place? Otherwise, the three and five year benchmarks would be pretty darn near useless.

Yay!

I guess I struggle with the idea that anyone can be vigilant enough, safe enough, watch enough to ensure that one's child will never be at risk and always be "safe." And if that, then at what cost? Then again, I speak as one who has left her kids in the car to return a library book 20 feet away and let's her 5yo and 3yo go to the bathroom together on their own. And my dh is in law enforcement. I refuse to become paralyzed with fear so that I limit my child's ability to discover their own independence. Let's look at the statistical probability of any of these things happening. Injury in a car accident is far more likely which is why my kids were rear facing until 3ish, harnessed to the limits of the seat (first LATCH, then with a seatbelt/tether combo), high back booster to the limits of the seat, and then in a regular old booster until the seatbelt fits the properly. Every time. It's also why we avoid indoor play places for kids. Because, really, my n=1 sample size says they're a great deal more likely to come down with some nasty gastro intestinal virus than find themselves in the scenarios mentioned here.

Try iherb.com, Amazon subscribe & save, or something like a Frontier buying club. That should help with the cost.

The others are correct - you place a lien on their property. It's also how BOA was foreclosed on by those home owner's down in Florida.

From the CDC website (http://www.cdc.gov/vaccinesafety/vaccines/varicella/): "Chickenpox vaccines contain weakened live VZV, which may cause latent (dormant) infection. The vaccine-strain VZV can reactivate later in life and cause shingles. However, the risk of getting shingles from vaccine-strain VZV after chickenpox vaccination is much lower than getting shingles after natural infection with wild-type VZV. For more information about how natural infection with wild-type VZV causes shingles, see Shingles Overview. Lab testing is needed to determine if a person got shingles from vaccine-strain VZV or from wild-type VZV." So I stand partially corrected. And, yes I would still get the vaccine for adults who have not had chicken pox (easily verifiable with titers as another poster mentioned) and we have had all three of our children vaccinated with it. It reduces risk both of the disease and of complications. I also say this as a former non-vaxer now delayed as we catch up. Another verifiable website - http://www.mayoclinic.org/shingles/prevention.html OP - Sorry about your visitors. One would have hoped they would stay home if they were sick.

That's not quite right. If you've had chickenpox, you are at risk for shingles (http://www.webmd.com/vaccines/features/shingles-chickenpox). The shingles vaccine for older adults who have had chicken pox (zostavax) does not prevent shingles, just makes it less painful. The varicella vaccine covers both chickenpox and shingles, but does require a booster. If your dc has had one varicella vax they would at least have some protection and their chances of getting shingles should be smaller. If it were me, I would get the child who has already had one dose of varicella the booster. I'd also get the varicella vaccine for any adults who did not have chicken pox already.

The Pinterest in question - http://pinterest.com/thedatingdivas/date-ideas-dating-divas/

Not the slightest bit dorky and not any different than a Couch to 5K class or a yoga class. I say good for you for taking steps to make what you want to do happen! :0)

Not planned. We will occasionally go out, but tbh most of the time the childcare part is either too expensive or too much of a hassle. I don't really know how my parents could afford it when I was a kid nor how the folks I babysat for when I was a teen could afford it. Count me among those who put the kids to bed early, get takeout and watch something on Netflix or iTunes. Honestly? I find the idea that any of this requires free printables to be a bit odd. Printables? If that's what floats your boat, more power to you, but I doubt I'd be able to keep a straight face through any of it.

I have Bookpedia on my Mac to track it all and Pocketpedia on my iPad, but still don't know for sure how many we have. I know it's in the 400s all told.

It's available on US iTunes. I just bought he season pass a few days ago. Maybe Amazon will have it a bit later?

But if you read the quoted selection from the poster you choose all the way through, you'll see that she doesn't suggest that there should be *no* grammar instruction, but that for native English speakers, there is need for a great deal less. Not to mention the fact that intensive grammar instruction for a number of years including sentence diagraming does not guarantee that one will write well or use proper grammar. Otherwise, why does my husband who received just that rely upon me, who received quite a bit less and certainly no diagraming, as his living spelling and grammar checker? Julie from Brave Writer makes a compelling case that for most native English speakers, what's needed is not more intensive grammar instruction, but less. She would suggest that a student, steeped in words, words, words could probably pick up a great deal of grammar when they learn a foreign language to supplement what they've already picked up by reading or being read to. Somewhere in the pages of hers that I've read, she includes the example of EB White, who wrote to book on grammar as it were, and yet did not necessarily follow his own guide when it came to his books. I doubt that you would argue his straying from *the book* made his works somehow less than. I love the WTM and many of the old ways, but I don't think a literal minded one way of doing education suits the world in which we live for so many of the reasons already given by previous posters (especially when it comes to privilege and the ways in which education has been used as a tool of imperialist/colonialist aims). And yes, I will agree that there is evidence that cursive handwriting has a positive impact on the brain. However, because I do not think that human beings exist in a state of stasis, I suspect that we are continuing to evolve and change so that new pathways and changes are established in our digital, keyboard, touchscreen age that benefit the new ways. The difference is, we haven't found them yet. ETA: The other thing that I dislike about the FB post in question is the great big boogie man distinction being made where all public schools are condensed down to the lowest common denominator. There may be that great big disclaimer at the top of the OP's post, but regardless of one's intentions, it's still the matter at hand as for as the FB post is concerned.

I don't blame you for feeling as you do...completely understandable, but yes, I agree with the others that you can't go second guessing yourself. What we had before for those with mental illnesses was cruel and rather inhumane, but what we do now is equallly so, just in a different way. For so many it's in and out of jail. In jail they get their meds and proper treatment. Out of jail they get nothing until it gets so bad that they're arrested and go back to jail again. It's probably very little comfort, but at least in that way your neighbor had some dignity with a roof over his head and neighbors that would have helped if he had asked. Even if you had known and offered there's always the chance that he would have rejected your efforts - you said yourself that few could approach him. And yes, we do treat our "heroes" poorly in this country. We Americans love to cheer, talk, and bumpersticker our devotion, but have very little interest in actually *doing* anything. Be gentle with yourself. Many wishes for peaceful rest for you today.

No huge insights here, but just wanted to poast and say that my 8yo ds is very similae tomyours and has been since he was 5yo. He's a perfectionist, senstitive, hates to lose, hates to be left out kind of guy. We sent the kids to public school last year because I was stretched so thin and my ds' tendency to shut dow was a *major* issue the whole year both from the teacher's perspective and from a socialization perspective. If the class was ounished as a whole or if he was criticized by the kids at recess for missing the goal in soccer or crying when he got hurt then he was ostracized and made fun of by the group. I remember at 5yo when he got upset b/c he didn't win the prize drawing at the library reading program and got kicked out of the program by the librarian. Ugh. It's been a source of stress and frustration for both ds and I. We've mostly tried to scaffold around him. Encourage him to keep trying, model good reactions when one makes mistakes or loses a game, talk, talk, talk, and talk. If it's school work related, then like a pp we'll sometimes put it away and come back later, but yeah, big struggle. As for school...well we're homeschooling again this year b/c my otherwise happy kid became surly, angry, and his classroom behavior really went downhill which of course is a whole 'nother ball of motherly guilt. Hmm...probably not very helpful, but I absolutely get where you're coming from.

No, but if dh wasn't in his current job we'd probably consider going. :0) OP - sounds like you had a blast!