Frances
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Frances last won the day on September 10 2023
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You had MBA classmates who had never taken Algebra!?! I’m sorry, but I find that impossible to believe unless your grad program took all comers and you were basically just purchasing the degree. That they had forgotten most of their Algebra, yes that is believable. But likely the problem solving skills they developed while taking Algebra and other advanced math classes were still with them to some degree.
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I could see math through Algebra II plus Statistics as appropriate minimum college prep high school requirements.
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Stats extensively uses Algebra. They couldn’t have succeeded in Statistics without it unless it was only a conceptual course.
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Having taught it for many years, I would disagree. Solid algebra skills, math sense, and good problem solving skills are what lead to success in statistics.
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I don’t think anyone is advocating for calculus to be a requirement for social workers. But I would certainly hope she’s required to take at least one statistics class for her degree, as it would seem quite important in that field. And that means solid algebra skills through Algebra II.
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I would assume it was algebra based statistics you took, not calculus based statistics from the math department. One still needs two years of high school algebra for algebra based statistics. I taught it for several years and students who didn’t have solid algebra skills struggled.
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You’re absolutely sure neither child will ever need to take a basic college statistics class? An awful lots of majors outside the humanities and arts require it and they would generally need both Algebra I and Algebra II before taking it, although not trigonometry. So I disagree that only kids going into science-y fields need Algebra II. Business and economic majors, psychology and sociology majors, math majors, etc etc would all need Algebra II. I also disagree that only “mathy” kids can succeed at classes like Algebra II. That’s certainly not the view in most of the rest of the world. Most college bound kids in other countries are successfully mastering much more math than Algebra II.
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I’d leave it up to her. For some kids, practicing is as much or more fun than competing at tournaments. Hopefully she gets to participate in most if not all of the practice stuff.
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Resources for teaching reading early
Frances replied to SeekingOne's topic in Accelerated Learner Board
Hopefully her parents will choose a developmentally appropriate play based preschool rather than an academic one. There’s no need for her to be bored if it’s developmentally appropriate and full of books, language, lots of free play, art, music, large and small motor skill activities, outdoor time, etc. While teaching reading early is fine if she’s developmentally ready and eager (and mom is willing to stop as soon as it’s not fun), the most important thing is to immerse her in a language rich environment, lots of talking with adults, read-alouds (picture books and chapter books), audio books, etc. This will have way more long term benefits than learning to read at a young age. Similarly for math, the most important thing is to help a child develop number sense through daily life, games, books, etc. Personally, I think so many kids struggle with math in school because neither they nor their elementary teachers often have much in the way of number sense. While there are likely some programs out there to help with this, daily life is full of so many opportunities. -
If they are willing, would it work for the grandfather or great grandfather to talk to your husband?
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Social Security benefits question (retirement and beneficiaries questions)
Frances replied to DawnM's topic in The Chat Board
It’s not due to taking a state pension, it’s due to not paying in to SS for 17 working years, but rather paying into the pension. Does your SS statement show the income for those 17 years or is it excluded? Before this provision, there were retirees who hadn’t paid into SS for most of their government career but had enough SS credits from often relatively low paying jobs to get both SS and a pension. And since SS pays larger benefits on a % basis to low income workers, it was considered windfall because their SS benefits weren’t calculated based on their true earnings. Thus the need for the windfall adjustments. -
I don’t think hotel chains are the only beneficiaries when say a jurisdiction doesn’t allow entire homes (or apartments in big cities) to be used for short term rentals. Often neighbors are very relieved to no longer have to deal with parties, loud noise, police calls, excessive trash, etc. Having the owner on the property prevents most of this from happening. Not to mention more houses available for locals to buy or rent long term, the main thrust of this thread.
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We get lots of traveling nurses here and there are plenty of full basement apartments in homes or accessory dwelling where they can rent. Before VRBO and AirBnb even existed, people here rented out these kinds of spaces for traveling workers, legislators during session, visiting family, etc. and continue to do so. Month to month apartment leases are also not uncommon here. In a very nice upper middle class neighborhood here a landlord didn’t know her month long renters through VRBO were running a drug operation until the police raided the premises and found a huge stash of drugs, money, and guns. No one called to let her know after the raid, not the police nor her property management company. A neighbor of the short term rental who had previously had to deal with problem renters called her. Incidences like this would be far rarer if the owners and renters were on the same property. In the newspaper article about the incident, police interviewed said people using VRBO and AirBnb for this purpose are becoming increasingly common and they always choose entire houses in upscale neighborhoods. While I infinitely prefer AirBnb type places to hotels when traveling, we now only rent those where the owner resides on the property due to the devastating impact on housing affordability and availability almost everywhere. I’m not talking a room in someone’s home, but a separate apartment type situation either in the basement or elsewhere on the property. I realize even these types of places could provide long term housing if not being used short term, so are not without issues.
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I wonder what the % is for VRBO which was always intended to be full properties, not spaces in someone’s home or on their property? Personally, I think the dividing line should be between those who live in the house or on the property as their primary residence and rent out parts as as short term rental and those, whether individuals or corporations, who are using a property purely for short term renting. The latter is really no different than a hotel from a business perspective. Legally, I think it’s much easier to treat properties used for different purposes differently as opposed to treating different types of owners differently, but there are probably others here who are more knowledgeable.
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That’s nice that retirement is paid by the employers. Yes, I would think that people who are spending 50% of income on rent don’t have much left after paying for all of the basics, even if retirement is taken care of by the employer.