We did have a thread going for awhile but I've not seen one lately, hope I'm not stepping on toes. Just looking for a place for others looking to save money, stay on budget, look for deals, etc.
We were doing well here then had a couple of lax months. Getting back to it again. Dh is finally *really* on board. We are doing a trial of YNAB. We've done Mint for years but it has ceased to be effective for us. Anyway, we're back to the figurative "rice and beans budget" and really looking at everything. We don't seem to do well with moderation and we really have got to get the short-term savings back up. It is looking 9 - 12 months to get where we need to be. We had the talk with the kids. Thankfully our preferred activities are cheaper ones like Scouts, biking, and hiking. It is going to take a tremendous amount of self-restraint not to buy school books, that will be my big challenge. My other big challenge is keeping the grocery budget down, it is the easiest area to overspend and so easy to spend a ton of money without even trying.
Oh, and we finally called to get new insurance quotes and we are going to save $600 for the year (house and car) with significantly better coverage on our car.
Our big goal this month is to get back in the groove and continue to look to see where we can cut regular expenses. My electricity continues to be increased from last year although the temp has been cooler, I'm not sure why but I know I've been more lax here. I should actually make some money this month from teaching yoga (my first pay- woot!). Dh should be starting another session of teaching as well, which will be a huge boost but hasn't got any dates yet.