Um_2_4 Posted May 20, 2014 Share Posted May 20, 2014 how do we get a rental?? DH is ok, he is getting checked out in the ER for whiplash. A guy rear ended him while reaching for a CD on the floor in rush hour. But the car was totaled and towed to a junk yard. DH needs a rental for work, should I just go ahead and look for one or contact the guy's insurance and let him arrange it?? (DH forget to get the info on the scene, police filed a report but it will take 24 hours to get a copy and get all that info. DH was a bit dazed and they had to get him out of the car, he was trapped.) We do not have comp on the car only liability, so my insurance is no help. Quote Link to comment Share on other sites More sharing options...
smudge Posted May 20, 2014 Share Posted May 20, 2014 The other guy's insurance should be picking up the tab for your DH's rental and medical. At least that is how it's supposed to work.... Quote Link to comment Share on other sites More sharing options...
OneStepAtATime Posted May 20, 2014 Share Posted May 20, 2014 Wow, so glad your Dh is ok! I have no idea what would work best since I either got info at the accident scene or my insurance covered the initial rental, but hopefully someone will chime in and advise. Really, really sorry that your DH was rear-ended and I hope you figure out the rental car issue quickly. Hugs and best wishes. Quote Link to comment Share on other sites More sharing options...
fraidycat Posted May 20, 2014 Share Posted May 20, 2014 Maybe call your insurance company and have them advise you? They might be able to cover it to start with then get reimbursed from the other guy's insurance. I'm glad your DH is ok! I hope you get everything sorted out quickly with the rental and eventual replacement. Quote Link to comment Share on other sites More sharing options...
zoobie Posted May 20, 2014 Share Posted May 20, 2014 Call his insurance company. They will tell you what provider to use if they are accepting liability. Quote Link to comment Share on other sites More sharing options...
Tap Posted May 20, 2014 Share Posted May 20, 2014 Call your own agent and ask what to do. Let them know u realize that u don't have coverage but want to know what SOP is in your state for that situation. You can also get your own coverage adjusted since you won't need it now. Quote Link to comment Share on other sites More sharing options...
Melissa in Australia Posted May 20, 2014 Share Posted May 20, 2014 (hugs) to both you and your DH Quote Link to comment Share on other sites More sharing options...
trulycrabby Posted May 20, 2014 Share Posted May 20, 2014 Wow, hugs to both of you! :grouphug: Quote Link to comment Share on other sites More sharing options...
Um_2_4 Posted May 21, 2014 Author Share Posted May 21, 2014 Thanks everyone. It's been a whirlwind day. DH is home and very sore. He saw the car coming in the rearview mirror and tensed up. We did contact our insurance just because (here in CA) the lady in front of him may file a claim as her bumper was dented a bit. Not sure yet. And we should be able to get the insurance info tomorrow when the report is available. If the guy didn't have insurance, we do have some uninsured motorist coverage, so that will help a bit, but not cover it all. Quote Link to comment Share on other sites More sharing options...
Catwoman Posted May 21, 2014 Share Posted May 21, 2014 I'm so sorry to hear about the accident!!! I hope your dh is OK -- if he has any symptoms at all, get him right back to the hospital to get checked out. It sounds like the crash was pretty major. Quote Link to comment Share on other sites More sharing options...
MarinesWife Posted May 21, 2014 Share Posted May 21, 2014 My husband was at fault in an accident about a month ago or so. We called our insurance right away and they arranged for a rental for the other party the same day. Quote Link to comment Share on other sites More sharing options...
Catwoman Posted May 21, 2014 Share Posted May 21, 2014 How is your dh feeling today? I hope he is all right! :grouphug: Quote Link to comment Share on other sites More sharing options...
Twigs Posted May 21, 2014 Share Posted May 21, 2014 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
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