MJN Posted June 8, 2009 Share Posted June 8, 2009 spending $110 to take the classes? Could dh and I do this by ourselves with the Total Money Makeover book? Quote Link to comment Share on other sites More sharing options...
Happy Posted June 8, 2009 Share Posted June 8, 2009 We thought so. Once you've paid the price you can attend the class again for free. I listen to the CDs in the car on long trips...it's a nice refresher for me. You could do it by just reading the book. I loved the fellowship of likeminded people in the class. I also learned from them things that I might not have gotten otherwise. A great forum for DR devotees is http://www.llnoe.com Living like no one else. Great help there! Quote Link to comment Share on other sites More sharing options...
Jennefer@SSA Posted June 9, 2009 Share Posted June 9, 2009 I think the classes are worth the money. Can you do it with just the book? Yes, I think you can. But like the other poster said, you can take the classes again and again once you've paid and the fellowship, encouragement and ideas from others in the class were great for me! Quote Link to comment Share on other sites More sharing options...
Jennefer@SSA Posted June 9, 2009 Share Posted June 9, 2009 I guess I would add...it depends on how in debt you are too. And how much you and dh are on (or not on) the same page when it comes to money. If one of you is a spender and one is a saver - or you're both spenders, or you just don't see eye to eye when it comes to money matters, then the accountability of the class is a huge benefit! :) Quote Link to comment Share on other sites More sharing options...
KidsHappen Posted June 9, 2009 Share Posted June 9, 2009 I got the homeschool teen program. We have watched it a few time and one of my teens is a DR groupie. I believe it is about the same amount of money and it is reusable. There is also a wrokbook that goes with the program. Quote Link to comment Share on other sites More sharing options...
mamato4girls Posted June 9, 2009 Share Posted June 9, 2009 I think the classes are worth the money. Can you do it with just the book? Yes, I think you can. But like the other poster said, you can take the classes again and again once you've paid and the fellowship, encouragement and ideas from others in the class were great for me! :iagree: It is a bit pricey, but like the others said you can retake it, and I beleive that price includes the book. Also if you do it at home you are more likely to become distracted and put it off, where as if you 'have' to be somewhere for a class you are more likely to go and pay more attention- no kids around, etc. Quote Link to comment Share on other sites More sharing options...
KrissiK Posted June 9, 2009 Share Posted June 9, 2009 We took the DVD series in church, and I thought it was more helpful than just doing the book. I learned a lot from him, and we were pretty good budgeters before. We went in to it thinking we had it all together financially, but he had a lot of good advice to fine-tune what we were already doing and we're socking a lot more $$ away than we were before we took the class. Quote Link to comment Share on other sites More sharing options...
partyof5 Posted June 9, 2009 Share Posted June 9, 2009 I agree with others that going to class and having homeworking and comraderie were big perks. We would not have done so well on our own with just a book. The cost of the class is nothing compared to what we have already saved with our new budgeting plan, and the changes in our household since going through FPU will be permanent and life-altering for the good. In that sense, the course is priceless. Quote Link to comment Share on other sites More sharing options...
SquirrellyMama Posted June 9, 2009 Share Posted June 9, 2009 I think it is definitly worth the money. We loved it. We had been doing the program with just the book and then took the course. I found it was very motivating to have others there with you doing the same thing and the small group discussions were great. Quote Link to comment Share on other sites More sharing options...
.... Posted June 10, 2009 Share Posted June 10, 2009 I never could afford the class, but I pay $10 a month for the MY TMMO portion of the dave ramsey website. It's a subscription that puts you in a personalized program that walks you through the baby steps. It has great budgeting software and a program that logs payments for Baby Step 2 (which is the worst of the baby steps). I really like it. Quote Link to comment Share on other sites More sharing options...
Sue G in PA Posted June 10, 2009 Share Posted June 10, 2009 Best $110 we ever spent. Totally worth it, IMO. We learned so much, were finally able to get a plan together for our money (present and future). It is such a relief knowing where our money is going each paycheck. It might not have changed how much we actually make, but it sure changed our outlook on the future. Quote Link to comment Share on other sites More sharing options...
Pamela H in Texas Posted June 10, 2009 Share Posted June 10, 2009 I would jump at the opportunity to do his classes....if only they were held someplace other than a religious facility. I have the DvDs but I really think the class is an invaluable part of the program. Quote Link to comment Share on other sites More sharing options...
lynn Posted June 10, 2009 Share Posted June 10, 2009 It really can be done on your own and without spending a whole lot of money. I'd save the money and just get the info you need off the website. My dh and I only listened to Money Matters by Larry Burkett years ago, followed his principles and stayed debt free all these years except a few years of car and house payments. Today we are 100% debt free without Dave Ramsey. Quote Link to comment Share on other sites More sharing options...
IATeachingMom Posted June 10, 2009 Share Posted June 10, 2009 Best $110 we ever spent. Totally worth it, IMO. We learned so much, were finally able to get a plan together for our money (present and future). It is such a relief knowing where our money is going each paycheck. It might not have changed how much we actually make, but it sure changed our outlook on the future. :iagree: I actually took this class while still in college and I was SO blessed! As soon as I graduated, I knew exactly how to budget, what I was doing and where my money was going. I'm quite young and my car is paid for, my student loans are paid off and life is that much better because of it. If you have college age kids I highly recommend they take this course. I was so helpful for me to have to the knowledge I had when I got my first paycheck. I still use the cash system while paying for certain things...groceries, gas.....and such. Just a few weeks ago the cashier (cute older woman) said...usually the people that pay cash are MY age-not some young cute little girl like you! I responded by saying that I appreciated how permanent cash was and that it helped me stay on budget better. I loved the class and owe my financial stability to it. Good luck! Quote Link to comment Share on other sites More sharing options...
Tammyla Posted June 10, 2009 Share Posted June 10, 2009 We used the book from the library here. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.