Is a broker different from an agent then? How did you find yours?

We’ve never used an insurance agent, just always called a company directly. But I’m shopping for new homeowners insurance (Florida), and wondering how using an agent may help or not. How do they get paid, what do they do, and how to find a good one. Thanks!

Thanks all. I do realize we got in a rut and I need to try some other whole wheat breads. We all like rye bread, but I only see enriched rye at the store, so that doesn’t sound like whole grain either or any better than white. Am I wrong?

They used to have whole wheat buns but they haven’t had them in a long time. I miss them! We do buy the whole wheat tortillas. And when I used to shop at Publix, I always bought whole grain pasta as well, but Aldi doesn’t carry that either. Maybe I’ll go back to whole wheat buns and pasta from another store, and not be concerned about the white bread bagels dh buys.

Aldi is the main store I shop at. I buy their whole wheat bread that is a knockoff to Nature’s Own, but even I don’t care for it much. I never even really looked for others. I’ll try the shorter loaf next time. Thanks.

I shop and always bought whole wheat everything. Dh likes to shop 😬. He buys white bread bagels, muffins, and ice cream. I’m having a tough time competing. 😂 He was good for many many years about the whole wheat, but over the last couple, not so much.

I grew up on Wonder type bread, but after my kids were born, I started buying whole wheat breads, bagels, pasta, brown rice etc to raise them differently, on better choices. I still prefer the taste of white, but 🤷‍♀️. My dh continued to buy white stuff for himself; he detests whole wheat. And now my kids are teens and they detest whole wheat as well. Helped along by dh who would give them ‘treats’ of his bagels etc. Is it a losing cause? How important is it for them to eat whole grains? How do I turn this tide? Anyone else in a similar boat? I mean they’ll be off to college in a couple years where they can eat what they want.

We will pray for you, and while it’s good to be strong, it’s also good for your kids to see you grieve, because they are too. Hugs.

That’s not the dragon on the website at all. They were definitely metal- you could tell by the bends and angles- inflatables would have looked rounder and smoother. They did a lousy swap on you.

She needs to move, and quickly. “Mom, remember how you said it might be better if you moved out because I don’t like the way you talk to me and my kids? I agree, and I found a long term motel that you can rent weekly while you apartment shop and find something long term. We’ll move you over this weekend.”

You couldn’t have some kind of double hanging rods down the middle from ceiling to floor? Clothes on hangers are less than 2’. That leaves 2.5 feet aisles on each side.

I’m glad for your update. It takes strength to walk away from a relationship and marriage like that, so you are showing your kids that. That they don’t need to stay and be abused. I’m sorry you had some really bad years in there. Congratulations on the house and finishing your degree, and so happy you and your kids are in a good place. Best wishes that April 7 goes smoothly and that all this is behind you soon.

Oops! Hadn’t looked at original date!

We went to an elder care lawyer to get it all done.

Still have and use and know who gave them: white dinnerware, stainless steel mixing bowls, nesting set of metal colanders, knickknacks/bowls/pictures, salt and pepper shakers, and our mattress set. Still have but rarely use- fancy stemware/drink glasses. Nightgown. Had a white kitchen wastebasket for 12 years and I remembered her every time. Great gift! Actually it was a shower gift filled with cleaning stuff. Cookware and many kitchen items were well used and had to be replaced over the years. Same with towels and bedding items. Down duvet given away before moving to florida. i appreciated the money, but I really enjoyed the gifts.

Yes. Catholic. Social distancing. Masks required. Personal books for readings and songs provided that you take with you each time. Sprayed down/sanitized between Masses. Extra masses added to help with social distancing. No holy water fonts. Priests and ministers use hand sanitizer.

I hated subway tile and refused to even look at it. Until I went through so many samples of backsplash tile that looked so pretty in the store, but just looked so busy at home and took away from our counters or kind of clashed. I went through tons of photos online and I liked clean and plain backsplash. Who knew. 😂 So I have 3”x6” white tiles. And not all white tiles are the same white🙄 I had to go through a few different whites to work with our counter. And I love the clean simple look.

Our white wood cabinets are not ‘textured/grainy’ like our oak ones were. They are very very smooth which makes them easy to clean. It must be how the factory applied the paint. If we had just painted over our oak cabinets, I don’t think it would look at all similar. So if you look at white cabinets, keep that in mind. Maybe even test the door panels in the stores with grimy hands and a rag 🙂. We went with a simple shaker style- the little ledge does collect dust. Easy to wipe, but still. However, I like the style. Only a completely smooth door/drawer front would catch nothing.

We have white wood cabinets, but they are super smooth and really easy to wipe clean. They don’t get near as dirty as I would have thought. We replaced the 1990’s golden oak cabinets (previous owner) which matched the golden oak hardwood floor. Just too much of the same color; I needed a contrast and something brighter. Plus the new cabinets are bigger and I opted for tons of drawers which I absolutely love!

It is. My 16yo still played dolls (and likely would again) at that age. Many at her homeschool coop were into boys and music and stuff she wasn’t. So she ate lunch with a girl in a wheelchair because they could just talk, and that’s what dd enjoyed. She had another close friend who also still liked to play. I felt sad for her, but she seemed content. It continued into high school as well; she was friends with everyone, and yet no one. She just works harder at finding girls she had more in common with. She still isn’t into boys (she’s a triplet with two brothers, so I think they have de-mystified and ruined any teenage boy allure for her!). She has just a couple ‘true’ friends and many friendly acquaintances. And she probably gets along better with adults.

Two people would rather sit on two comfy chairs to chat and hang out together than squished on a loveseat. Our chairs are always taken before our couch outside. Or maybe we just like our own space here 🙂

Well last year I finally friended someone who had reached out for years apparently. I don’t usually check the friend request list and if I do, I rarely click accept. She finally sent me a message asking why I was ignoring her. She was an old classmate from grade school, someone who was nice and in my classes, but not someone I particularly hung out with that I recalled. Anyway, I messaged back, we needed up chatting (maybe the first time since we graduated 40+ years ago), and I friended her. My life has changed in subtle but very good ways since then, due to postings she’d make that had me research and look into things and such. And I really am grateful that she kept reaching out. Maybe she felt called to do it, I don’t know. We haven’t spoken by phone again, but we will message periodically and it’s friendly and not weird. We did have a nice grade school and many of us do keep in Facebook contact with each other. so just my experience. 🙂

I think she sounds smart and logical, and I would support a breakup. She doesn’t like the 9 month a year expensive hobby now when she is young and in love. She will not like it more when they have a mortgage and kids and bills. She is not comfortable with the care-free attitude he has towards work and a career. She will not be more comfortable with it when they have a mortgage, kids and bills. He believes love is enough and will conquer all. She realizes love is important, but love alone might not make for a happy marriage with such basic lifestyle/attitude differences. He sounds like an awesome boy, but not for your daughter. Imo.

Why no door to the flex room in the other model? Can they do a pocket door then if no room for a swinging door?

We did a 4h club one year using the Stock Market Game. They have a complete curriculum with lesson plans, questions, handouts etc. You may need to sign up as reacher to access all of it.