melissel Posted December 20, 2011 Share Posted December 20, 2011 What do you keep the money in? Our envelopes are getting tattered and torn, and their dilapidated state is bugging me. I'd love something a bit sturdier. Is there a product for these purposes, or do you use something special? Did you make something yourself? TIA! Quote Link to comment Share on other sites More sharing options...
FlyingMOm Posted December 20, 2011 Share Posted December 20, 2011 Generally speaking, I just make new envelopes. ;) However, I have also used the plastic coupon dividers that you can buy at Wal-Mart. Quote Link to comment Share on other sites More sharing options...
NicAnn Posted December 20, 2011 Share Posted December 20, 2011 I use zippered binder pencil bags. They lay flat and are cheap. Quote Link to comment Share on other sites More sharing options...
d.g. Posted December 20, 2011 Share Posted December 20, 2011 I used a template I found online to make my own envelopes out of wallpaper samples. They're pretty, matching, and they're much more durable than lighter weight paper. Quote Link to comment Share on other sites More sharing options...
Daisy Posted December 20, 2011 Share Posted December 20, 2011 I use....envelopes. LOL. When they get ratty, I throw them away and get out new ones. Quote Link to comment Share on other sites More sharing options...
Mommyof4ks Posted December 20, 2011 Share Posted December 20, 2011 I use a plastic coupon divider that I got in the dollar spot at Target. It has lasted two yeas so far, and I don't have to keep up with individual envelopes. Quote Link to comment Share on other sites More sharing options...
mom2mags Posted December 20, 2011 Share Posted December 20, 2011 I use a wallet I bought from Dave Ramsey's website. Has several envelopes on a coil binder thing, a spot for receipts, checkbook, change and a note pad. I was so tired of having loose envelopes floating around in my purse. Quote Link to comment Share on other sites More sharing options...
Once Posted December 20, 2011 Share Posted December 20, 2011 Savvycents sells a durable wallet. I love mine!! http://savvy-cents.com/ Quote Link to comment Share on other sites More sharing options...
Heather in OK Posted December 20, 2011 Share Posted December 20, 2011 I just keep it in the bank. Then I use paper to keep track of spending in each category. However, this tutorial is kind of neat for envelopes in your checkbook! http://kelleighratzlaff.com/featured/free-envelope-template-and-a-tutorial/ Quote Link to comment Share on other sites More sharing options...
arstephia Posted December 20, 2011 Share Posted December 20, 2011 I asked my bank teller for a stack of the envelopes they give when they give you cash. When one gets ratty I just replace it. I like the bank envelopes better than a mailing envelope because the money doesn't slip out of it as easily and there is a "coin" pouch so I can keep the change for each category! Quote Link to comment Share on other sites More sharing options...
AvasMom Posted December 20, 2011 Share Posted December 20, 2011 (edited) I just buy the refills from Dave. They're like $5. Totally worth it. They are nice and neat, they fit in my envelope-based wallet, and you can record on them. http://www.daveramsey.com/store/budgeting-tools/envelope-replacement-refill-sheets/prod76.html Edited December 20, 2011 by tjlufkin Edited to add link. Quote Link to comment Share on other sites More sharing options...
rocketgirl Posted December 20, 2011 Share Posted December 20, 2011 we use new envelopes each month, that way we can write on them & throw them away, they are pretty cheap. (When i first started I used baby jars labelled with what it was for). Quote Link to comment Share on other sites More sharing options...
HSMom2One Posted December 20, 2011 Share Posted December 20, 2011 There are a number of really nice choices on Etsy. Here's a link to a search I did for "envelope system" this evening. As you can see, there are some really pretty ones, and they don't cost a fortune. Blessings, Lucinda Quote Link to comment Share on other sites More sharing options...
AvasMom Posted December 20, 2011 Share Posted December 20, 2011 There are a number of really nice choices on Etsy. Here's a link to a search I did for "envelope system" this evening. As you can see, there are some really pretty ones, and they don't cost a fortune. Blessings, Lucinda Oh my. It never occurred to me to look for something like this on Etsy. There are some really cool ones there! I am so there and shopping after the holidays. Thanks for getting me in trouble. lol! :tongue_smilie: Quote Link to comment Share on other sites More sharing options...
DawnM Posted December 20, 2011 Share Posted December 20, 2011 I found that carrying so much cash made me nervous. I actually made a DR wallet, but don't use it. I find a virtual envelope works far better for me. For $60 you can get YNAB (You Need A Budget) and log all of your spending there. You buy it once and you are done. I love, love, love it! BTW: We stared a similar program, Crown Financial, about 5 years ago now. We have only our mortgage left and have saved up over 6 months of expenses and are on baby step 6. I wish we had done this a long, long, long time ago! Quote Link to comment Share on other sites More sharing options...
melissel Posted December 20, 2011 Author Share Posted December 20, 2011 Thanks everyone. I actually have a good wallet (from Target of all places) for my purposes, but I want something nicer to keep the money in at home. I'm torn between wanting something like the fabric envelopes on Etsy and the simple and durable vinyl zip pouches--or just being really cheap and using the paper envelopes I already own :tongue_smilie: Good point about being able to write on them! I have lots of thinking to do. Thank you for the input! Quote Link to comment Share on other sites More sharing options...
PIE! Posted December 20, 2011 Share Posted December 20, 2011 (edited) I just keep it in the bank. Then I use paper to keep track of spending in each category. :iagree: except I use an excel spreadsheet I made up for the purpose. each row is like its own envelope Edited December 20, 2011 by g.beth13 Quote Link to comment Share on other sites More sharing options...
QuirkyKapers Posted December 20, 2011 Share Posted December 20, 2011 I get the velcro envelops that are made of sturdy cardboard. Quote Link to comment Share on other sites More sharing options...
FairyMom Posted December 21, 2011 Share Posted December 21, 2011 Thank you for this. I want to make the transition to cash and this is helpful. Quote Link to comment Share on other sites More sharing options...
HSMom2One Posted December 21, 2011 Share Posted December 21, 2011 :iagree: except I use an excel spreadsheet I made up for the purpose. each row is like its own envelope I'd love to see a sample of your spreadsheet if you have one to share. Blessings, Lucinda Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.