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Just Kate

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Everything posted by Just Kate

  1. I had the chicken pox when I was 9 months and then shingles when I was 3 years old! My poor mother...of course I don’t remember either.
  2. Thanks for asking this question! I always read on my phone so I don’t see anyone’s signature. Your post prompted me to check mine and I realized I haven’t updated it in three years. Oops!! 😬
  3. Below is the link to the YNAB website that lists out any issues they are having with direct imports. https://status.youneedabudget.com/ My dh and I also use credit cards (paid off each month) for all transactions. In addition, dh works out of town, so I don’t always know what he’s doing. I pull up my credit card each morning and log any transactions that may have been missed (dh rarely enters them himself). For me, this helps me to be more in tune with our budget and stay on track. I will admit that prior to YNAB, dh and I had no system (we also had credit card debt that we couldn’t seem to pay off because we really didn’t know where our money was going). YNAB has helped us so much, and I’ve become a bit of a YNAB nerd...so I enjoy my 15 minutes each morning making sure that everything in YNAB is up-to-date. 🤓
  4. I believe one of the previous versions of YNAB may have required users to spend money this month that was earned last month, but the current version does not require it. It is still one of the four goals of using the program, however if you don’t want to budget that way (or if you can’t budget that way yet), don’t let it keep you from trying YNAB.
  5. There are several banks that have stopped syncing well with YNAB, due to their enhanced security features. One bank that I know of is capital one. We have a capital one credit card and those transactions don’t import. However, even with transactions with my banks that do sync, I always manually enter the transactions and then match them when they import into YNAB (there is typically a 2-3 day lag). Many YNAB users never sync their bank accounts and still find the app/website to be worthwhile. Fyi there is a very active YNAB group on Facebook that I would highly recommend - YNAB (You Need a Budget) Fans!
  6. Thank you so much! We are actually leaving in one week for our trip, so this is perfect.
  7. We also use YNAB! We have been using it for a year now and it has completed transformed our finances. I’m working now, so short on time. But happy to talk more later if you have questions.
  8. I just got my bloodwork results back from my doctor and it doesn’t appear that they tested for vitamin d or b deficiency. ☹️ I’d like to start taking both. Specific recommendations or suggestions on what I should look for when purchasing?
  9. Any specific brand recommendations? This is why I don’t take vitamins...I get overwhelmed looking for the “right” kind.
  10. Just getting back to this thread! I actually sleep okay. I fall asleep quickly and usually don’t wake up in the middle of the night. BUT I fall asleep listening to either a podcast or a show on Netflix every night. If I don’t...my mind starts going and I can’t fall asleep. I do realize that this probably isn’t good for me.
  11. Mysterious Benedict Society was a favorite at my house. And all of the Narnia books are so good too.
  12. Thanks! I’ll give this a try! I really hope that I can find a way to deal with this, as I don’t know that I’m going to be able to keep working my stressful job, along with raising two teens, if I keep feeling this way. ☹️
  13. Thanks so much, everyone! I am going to my doctor for bloodwork tomorrow morning (my dr had actually put in an order for bloodwork during my appt last month, but I never went). Is there anything I should be specifically looking for there? I don’t currently take any vitamins because I never feel confident in what I should be taking. I probably need a basic multi-vitamin and probably some Vit D3. I’ll try to research what else. I’m going to attempt to try to exercise, but other than walking my dog, I’m not even sure what to do.
  14. I have been dealing with anxiety. I’ve always been a worrier, but it seems to have grown into full-blown anxiety over the past several months. Lately, I’ve been allowing small worries to grow into giant fears. I’m terrified of making a mistake at work and if I do something wrong, I play it over and over in my head. The funny thing is that I’ve worked in my industry for 19 years and at my actual place of employment for 14+ years. You would think I would be more confident...but I am becoming more and more unsure of myself and my abilities. My kids are 12 and 15 and the worries that I have for them are never-ending. Everything seems to matter SO MUCH right now. Grades, friends, decisions - they all have such huge implications! I’m so worried that I may not be guiding them in the right direction, that I may not be giving enough discipline (or too much), that I’m just messing this whole parenting thing up. I am hitting my mid-forties, so I know that hormones could be playing a role here. I’m not opposed to taking medication, but I’d like to see if there are some things I could do on my own first that may help - maybe vitamins or supplements? I eat a low-ish carb diet and feel pretty good, but I know that I need to add exercise, but when?? If you have any thoughts or suggestions I’d love to hear them. Right now, I just feel a bit crazy in my head. I know I turning small things into giant things, but I just don’t know how to stop.
  15. I am an authorized user on a few of dh’s cards and they all show up in my credit report as well. One card had a balance for a bit and when we paid it off, both dh’s credit score and my credit score went up. Just an FYI.
  16. So happy to hear from you!! Definitely focus on recovering. (((hugs)))
  17. I see...but at 23% interest, his doctorate is going to cost you guys a ton! If he is bound and determined to put it on a credit card, it doesn’t really matter which card it goes on, unless you can find one with a lower interest rate. I’m so sorry you are having to deal with this.
  18. Sorry to be jumping in so late on this thread (I’ve been reading, just didn’t have anything to add until now), but why is he even putting his school on a credit card? Can he not get a student loan (which would have way lower interest)? I’m not advocating loans of any type for your family right now and I certainly think it’s ridiculous that he is adding to your debt. But if he HAS to get a loan for college, an actual student loan would seem to make more sense.
  19. My dd got contacts when she was 10, almost 11. She is also a dancer and the contacts made dance so much better for her.
  20. I was just getting ready to post that I learned of it in a Danielle Steel novel! I remember being so shocked and at first thinking that it must be complete fiction.
  21. We are in the market for a new laptop and I don’t even know where to begin. Dh and I both have work laptops and ds(15) bought himself a laptop for gaming a few years ago and it’s still going strong. We have a cheapo laptop that I bought during a Black Friday sale at Walmart a few years ago, but it is super slow. Dd(12) is starting to need a computer more for school and the cheap one we have just isn’t cutting it. Any suggestions on what to look at when buying a laptop? This will not be a gaming laptop. It will mostly be used for word processing and websites for school (like typing practice, quizlet, etc). Thanks!
  22. Have you take this trip? We would like to see the Hoover Dam and this looks pretty cool!
  23. I’m just imagining me surprising my dh with tickets to see The Thunder from Down Under for our special anniversary trip!!! 😂😂😂
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