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ChristyB in TN

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Posts posted by ChristyB in TN

  1. Don't forget books and fees!! In states where tuition hasn't been rising as quickly, many schools have tacked on hefty fees.

     

     

    yes, the fees. I just paid $285 for a parking permit for my daughter to be able to park on campus. Honestly. :ack2:

     

    I was reading today in some article in something I get...a list of ways to save money in college. On the list were things like doing your own laundry on campus because the CAMPUS LAUNDRY SERVICE might cost up to $400 a year. Really? Someone had to write that in an article? There are kids who actually need to save money who need to read that?

  2. I also want to add that community colleges cut the costs WAY down. My older kids got their first year out of the way at a community college while still in high school. They also come home during the summer and attend the community college and get credits less expensively while working and living at home. Everyone has a job while in school, too. My daughter is looking for one now. It is do able, don't worry, college costs are not the biggest issue when you have kids. :001_smile:

  3. The information you are getting is off a little. I have two kids at University of Tennessee. The costs aren't that different in GA. As long as they go in state, it it isn't as bad as the costs you are stating. If you don't have any lottery scholarships, academic scholarships, etc, and the child lives in a dorm, the costs much less than you would think. I don't have all the numbers handy, but with the $1500 meal plan (per 2 semesters), $2400 dorm costs, and fees, it is roughly $15,000 per year for my daughter. My son is in an apartment this year so it is different. The grants are plentiful if you qualify, the state schools love academic scholarships and they just sort of trickle in. No one helps us, we just pay it, sacrifice, and take out loans when necessary.

    I have a lot of peace with soving each problem as it comes up, not forecasting and being grim about it. College is expensive. There are ways to make it less expensive. I like to sit around this time of year and try to come up withe those. :D

  4. I love virtually everything that has been suggested so far (though I can't think of any good vegan options in North Beach, they probably exist).

     

    If you find yourself with a bit of extra time, you could always check out the Pirate Supply Store. It is a really fun, silly, small shop in a funky neighborhood, that supports a non-profit writing center for children.

     

    http://826valencia.org/store/

     

    Now, how cool is that!

  5. If you like Indian food try this crazy restaurant: http://www.happycow.net/reviews.php?id=3307

    It's not all vegan, but it's soooo good. The owner is insane, he may spoon feed you, or better yet, your husband! :lol: My kids are still cracking up about my (macho ;)) husband being fed like a baby by another man.

    There's also Una Napoletana, they have a vegan pizza. This is a good spot for pizza snobs. :001_smile:

     

    Oh, my goodness! I read the reviews...looks like it is making the itinerary! Lunch buffet AND vegan entrees! I am in! My husband loves Indian food, he will be ecstatic.

  6. Totally worth it!!!

     

    If you like shopping, Union Square is good. You could take a cruise/boat ride on the bay. Alcatraz is interesting. Museums - SFMoMA, de Young, etc. There's a Disney Family museum on The Presidio ;). We like Crissy Airfield too. There are bus tours that are fun if you don't want to drive.

     

    Alcatraz is on the list, for sure. I just deciphered SFMoMA! :D gonna have to go there, now. :D

  7. I am a realtor and have done an awful lot of short sales. They are not worth it unless you absolutely HAVE to do it. They still hurt your credit, are a pain in the patootie for the seller because of the endless amount of paperwork, and are difficult to move because the banks take for freaking ever to get them approved, even after there is a buyer for them. I have had a few that moved fairly quickly, they were with Chase and a local bank here. I recommended short sales regularly until lately because (locally) the economy is improving and if you can hold on, it will be easier to sell. I have decided that I have an ethical issue with them, too, if a person has the ability to pay and doesn't absolutely have to move. No judging, I just couldn't make that decision personally and feel good about it.

    I think your predicament is exciting! Get rid of stuff! Declutter! Paint your walls and make it fresh. Get more for your house than anyone on your street can WHILE living there! Get crazy!

  8. Clif (obviously I am a fan :D) also makes an electrolyte drink mix. Whole Foods carried it at one time but the only place I can find it now is the Clifwebsite. I also have never found the electrolyte capsules to be enticing, but I hear other people talking about the. You can make your own mixture to fit your needs. When I first went vegan/eating clean I had to make my own everything! I made energy gel from brown rice syrup and green tea, ate boiled baby potatoes with salt from little baggies, and carried refillable containers around my waist with home made replacement for Gatorade. It was nice to be able to find alternatives. Yours on will, too. My son lives away at college and I still send him his running supplies. :D

  9. Thank you! I am looking all of these suggestions up! Yes, he so sweet. We never really do anything except go somewhere to eat on our anniversary but this year he decided to surprise me. Our oldest left this morning for his junior year at college and our daughter left Saturday for her first year there. I might be a little sad these days. I imagine he felt it might be a good time for a trip. :) the 13 year old is going to grandma's and I plan to run, eat great food, see fantastic sights,and enjoy my marriage a little. Very excited. :D

  10. I dont have teens, but I heard this idea once and love it.

     

    Make a list of all the fun pivledges they have planned for the weekend. Mall, phone, tv, etc.... Make sure it's the good stuff - nothing "sort of" fun. Post it on the fridge. Every time she's late - have her cross one item off. Hold her to it. No anger, no discussion. I've heard it doesn't take long for them to get it.

     

    Looooooove this. :iagree:

  11. At 20 I worked as a waitress and had already quit college. I had a teensy apartment with a room mate and barely squeezed by financially. I had not one clue what sort of planning it took to live at the socioeconomic level I had grown up in! I don't think anyone could have explained it to me, either. I had to experience it. I had to eat ramen and whatever I could eat for free at work to understand why I needed college...or a plan of some sort. Sometimes I think it just takes some people (me :001_smile:) a lot of time, trial and error, mistakes, and work to understand what a life's journey entails. Sounds like your daughter is the same way. Maybe she needs to understand that it will be close to impossible for her to have the comfy life she has at home while making the money she is currently earning. Some sort of training would be smart while she figures out whether or not she will seek a college degree?

  12. Oh, I hear you.

     

    A suggestion--

     

    Could you and your hubby sit her down and tell her that you are so pleased with the way she is trying to be responsible, and would like to encourage her to experience the "real world" while having the safety net of living at home, so from Sept 15th on, her rent will be (whatever it would cost to rent a room in someone's house--here, it's around $300). Tell her you will revisit her rent in 6 months.

     

    Sometimes, when parents do this, they save half or all of the "rent" money and gift the adult child with it for first/last/security dep when the child moves out. Sometimes they don't. Your call, of course. Either way, don't tell her what you will be doing with the $, because it's not an incentive if she thinks you are just going to give it back to her.

     

    If she has to budget for rent, she may realize that she either needs to go to school/training so she can get a job that pays enough to afford living on her own, or choose another job she can do now that pays more.

     

    I would stop filling out paperwork, looking for jobs online FOR her (I did this for ds, don't know if you do this, too), or in any other way, take action or "help" her.

     

    She needs to get brave enough to fly using her own wings.

     

    Boy, do I know it's hard on Mama. :grouphug::grouphug:

     

    This is awesome advice!

  13. I would call the office that realtor is with and complain about the bathroom thing. That's inexcusable.

     

    Yep. I own a real estate company and I would want to know. Your realtor needs to know, too. This actually goes beyond just professionalism and enters into crazy. I don't do realtor previews, they're silly. Rarely do I find a house for someone who buys exactly what they started out looking for in the beginning. This realtor needs a complaint, you'll be doing someone a favor in the future and I bet someone at his office has to clean up after him, too!

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