it would best if we started with Homer A, so I would be familar with the curriculum? Thanks for your help!

This would be for my 5th grade ds. I thought the poetry would be something interesting to do until we jumped into CW. However if it's best suited in the middle we can start with A.

Can this be used without having used the other programs? I wanted to use this with my 5th grader for the remainder of the year and start with Homer in the fall. Thanks!

Beautiful!

We have been here two weeks. Yesterday my dh calls to tell me he saw a mom with older children and asked if they homeschooled. It's spring break here so the answer was no. Anyway, he said he was on a quest to find me "homeschool mommy friends" on his lunch hour. I thought that was sweet.

Scooter Princess http://fivewhites.blogspot.com/

In the middle of March Madness, ACC heaven, gee why would you want to be anywhere else. :001_smile: We were so very close to moving over that way. Family close yet just far enough away not to be aggravating. Instead we ended up in small town where everything opens at 1:30 on Sun. Go figure, I would love to have been near Raleigh!

Although for me that would be just as stressful!

And our credit is very good. They were much stricter and we have had the same mortgage lender for nine years. The banks make sure they have everything. We had to wait three hours after closing because the underwriter had to recheck all paper work. Like someone said before, stick with a conventional mortgage and well in within your means. I have known some who got really stuck trying to do the interest only thing.

This was posted in a newspaper article a while back Tax documents: Save any of the paperwork needed to back up your income tax return for at least four years. The Internal Revenue Service can audit your return for three years after it has been filed — four years after you’ve earned the income. Some experts say that’s long enough to save W-2 forms, proof of medical expenses, donations and other items for which you may be claiming deductions, and other such items. But other experts say it is wise to retain such records for up to seven years, since the IRS can revisit your filing if it believes there’s been fraud, or that income has been substantially underreported. Personal papers: Marriage certificates, birth and death records, social security cards and other personal documentation should never be discarded, and should be kept in a safe place. Investment records: Items like stock certificates can be turned over to a broker for safe keeping. Save brokerage statements, trade slips and similar documents until stock is sold, then follow same guidelines as tax papers to documents taxable gains, said Cindy Hockenberry, tax information analyst at the National Association of Tax Professionals. Without backup documentation, the IRS will determine the original cost to be zero, greatly amplifying the gains on which tax must be paid. Permanently retain paperwork related to the status of pensions and retirement benefits. Banking paperwork: Generally, there’s little need to hold on to statements or most canceled checks once they’ve been reconciled. Some experts advise holding on to these for up to a year, some for as little as three months. Save mortgage and loan documents until those loans are repaid. Bills: Save credit card bills long enough to check for accuracy, ensure you’re credited for returns. Some experts advise retaining them for a year. It is also advisable to retain three months of utility bills, which are frequently required to establish place of residence in applying for a mortgage, library cards and the like. Pay stubs: Some experts advise retaining these for a year, then discarding and retaining the final stub showing total annual income. Receipts: Save those for major purchases until warranties expire. Save records of improvements to your home until it is sold, to document the size of the gain that may be taxable.

We have used Calvert for 5 years K-4th. It is a solid curriculum. History and science are dry in that we have always added to it, although in 4th we did Child's History of the World which my ds did enjoy. We used the ATS in 4th which was very helpful to my son. having that extra accountablity was a great motivator for him. My dd is doing first, however mostly just the math. We have transitioned over to TOG. My ds liked the Come Read With Me for phonics. Math is Solid. Calvert is great, the teacher's manual is excellent. We have just felt it was time to move on. Also remember thr price does increase ~50$ each year. HTH

for poison ivy!

I couldn't imagine two weeks for everything to be put away.

But you could my friend anyway!:001_smile:

We are in SC, small town, lots of little quirks I must get used to.

Dh has given me until Friday to get our school room situated. I still have piles of stuff. I wanted to be methodical about where I put everything. Instead of just chucking somewhere. Oh well, wouldn't be so bad if I didn't have to worry about finishing painting. And I don't know a soul down here.

When you tour Charleston, SC, they point out the oleander. During the Civil War the ladies of the house would serve oleander tea to the union troops.

To unpack boxes and get your house in order after you move? We have been here a week and a half and there are boxes all over the place. The clutter is driving me mad. But hey, at least the computer is working!

:001_smile:

Liked the book much better than the movie. He was 8 when he read it and had commented that he pictured things much differently.

The foreclosing bank needed to make sure that the underwriter of our loan had reviewed all paper work and that everything was there. The last time we closed it was 30 min. and we were done.

I looked at the sample pages and didn't notice that. I was thinking of purchasing JAG and doing that along with CW. Nevermind, I was looking at the poetry sample and ds was talking to me!

Was a foreclosure. And it was 4 hours after closing before the bank would give us the keys! That was fun!

I wanted to get this in the next couple of weeks. I like the looks of the poetry as well, but didn't want to load to much on ds. Thanks!

At least I'm just dealing with ugly