By that reasoning, I applied to a university in Texas in April 2005 (almost 13 years ago?), and got a full scholarship at that (plus a little extra cash for w/e). So, parental experience doesn't really mean much. Reading up on it a bit before senior year does. The details require a bunch of work because it's so different from school to school, but the general idea is easy enough to figure out. It's not hard to find something like a "college application timeline" or w/e (reason I didn't apply before April? because I took the GED in April, and you can't apply to college without a high school diploma or GED). ETA: to clarify, I get that you can apply before you've graduated high school if you're in high school.

Yeah, I'm not enthusiastic about NY's indentured servitude program for people who can take 15 credit hours per semester and maintain a certain GPA. Both my kids test well. My oldest doesn't write well, but he's only in 5th grade, and since he's young for grade and probably 2E, I might or might not have him repeat 8th grade, either way, there's still a lot of time to work on writing, so we don't know what that'll be like by the time he's applying. So far it looks like my youngest will be a strong writer and he tests well. It'd be really sweet if one or both could get National Merit or some other merit stuff. Just way too far away to even begin to count those chickens, since if counting chickens before they're hatched is bad, counting them before the eggs have been laid is completely pie-in-the-sky. ETA: even if they don't get any merit aid/scholarships, good academic skills would still be useful for admissions and just general ability to succeed in college though, so, it's all good.

Yes... I'm basically trying to figure out if those two will be our only options. :lol: Like I said, I think we should be able to cashflow something like $8k/year or so (don't go on vacation abroad, eat out less, no need to send kids to summer camp etc anymore), but, this whole college cost business is so nebulous. On the bright side, thus far I've only told my oldest* that he'll get to go to college somehow, even if it's 2 years of CC and then 2 years of local U... that's basically all I've promised, that we'll work something out, and that part of that might involve him working part time and/or summers, so, at least I haven't promised him the moon. I did also mention that *some* kids get scholarships for doing well academically, but, I hope he won't turn 17 some day and think we'll just pay for any university out of pocket. If he does, he hasn't been listening. *I haven't talked to my youngest yet about college, what with him being 7yo.

So, when U Rochester includes $11k in loans per year in their calculator, does that mean that the university itself is in the loan business?

So, um, these loans that are included in some of these numbers, those would be the subsidized loans the student qualifies for, right? Or is that the subsidized + unsubsidized? Or how much of those are things the student qualifies for without us cosigning vs with us cosigning? ETA: not that I care very much at the moment about cosigning or not, just wondering.

Wait, what?!? I just used SUNY's net price calculator for Buffalo as a commuter school, and the net price is *more* than tuition+fees. They include over $4k for room and board, and money for personal expenses, and all of that kind of nonsense? How is that part of the price of a *commuter* school? I get including room&board if you select living on campus, but what on earth? If you're living at home, room and board could be *anything*, depending on whether you live in a cardboard box or in a palace. I want to know how big of a check I'll be supposed to write to the U. Sigh. :willy_nilly: What calculator will tell me how big of a check I'll be supposed to write to a given U? ETA: I'm aware kids have to eat and use water to shower etc. But they already do that, and probably won't do much more of it when they enroll in college, so I don't care about that. ETA2: okay, looking at the numbers some more, I can take out those things, and end up with a $2800 check written to UB/year, or, $6800/year if we don't take the loan. It seems to assume my kid won't qualify for work-study?

U Rochester as a commuter school, otoh, is $24k/year net price, $9200/year remaining cost, so, that's vastly better. I'm not entirely entirely not sure why they include $11k/year in loans, while RIT has much less in loans?

Yeah, I just did the calculator for RIT having my kid commute, and net price is almost $28k/year (remaining cost after self-help, $19,500/year). So, you're right that that one is expensive (I already knew they were expensive because I looked into all decent schools within commuting distance for myself, since I only *almost* completed my degree in TX before we had to move, and crossed RIT right off the list, but I wasn't sure how they'd be for teens... so, basically, only if they somehow get merit aid. I'm not surprised). ETA: or, $35k/year net price, $26k/year remaining if he were to live on campus.

Thanks! That's the kind of thing I was hoping for. Except maybe it'd be nice to have some out-of-state schools like that, since universities in Rochester would quite probably be commuter schools if our kids wanted to go there (I commuted 1.5 hours each way for a couple of years of uni when we lived in Texas, so, I know what that commute is like).

We're talking about a 10yo and a 7yo. I have literally NO idea what colleges are options, other than a) whatever state U we'll happen to be living close to, and b) sending them to live with relatives in NL where the cost of tuition/fees is not sky high (the kids are dual citizens by birth).

Right, we're below that $90k/year figure... so, any ideas for what college I should put into the calculator? I don't want to just randomly try a dozen colleges at this point, since it's still so far away.

Okay... I think I've also seen places that include student work study as part of the financial aid. So, basically, the CB thinks that for MIT, our EFC is $6500 (even though I'm pretty sure I put in the same numbers as on the other EFC calculator which said about $1k more), but that we'd probably end up paying only $5100, which is less than our EFC? ETA: as a side note, is MIT known for being generous with aid? Should I have put in some other random college? College is still way too far off to have any realistic guesses at where my kids might attend other than just our local U.

Okay, so because of the other thread, I decided to use a couple of those calculators making all of us about 7-8 years older, and even giving us a little bit of home equity, though we currently rent (thus far, I'd kind of assumed we'd likely pay for our local state university completely out of pocket, which would apparently be about $10k in tuition and fees per year (I thought it was about $7k/year... oops), as a ballpark number). So, first, the EFC calculator, after throwing in some numbers, most of which were very rough guesses, since I don't have a clue about most of the numbers, said something like $7000-something/year. Then, for the heck of it, I used the College Board to see how much MIT would cost (wishful thinking, lol, had to pick something), and it said: cost of attendance, $67k/year estimated net price, $8500/year student work/self-help, $3400/year remaining cost, $5100/year But then it also said, calculated family contribution, $6500/year, and student contribution, $2000. So, this is where I'm lost. Either the student contributes $3400/year, or $2000/year... it's either one or the other, right? And either way, the basic idea is that the estimate is $8500/year, no matter who pays how, right? Also, in the calculators I put in that the student's income was $0/year, so would our EFC/net cost change much if the student were to actually make the $2k-$3400 the CB thinks the student should make? Or if the student were to make even more, say, $10k/year? Sorry, I'm new to this and it's beyond confusing. Just someone please tell me that the we're supposed to pay $7k-$8k numbers are about right - we can cashflow that, and then I don't have to worry about all this "college is expensive, you should save up for college, etc" stuff. I'm okay too if MIT is more expensive than that... just, you know, that with $8k/year college should be doable.

I think it very much depends on the kids and their background. If you take disadvantaged kids (poor socio-economic background, relatively uneducated parents who might also be too busy keeping a roof over their heads to spend much time helping them) and try teaching them in a language that's foreign to them while doing a half-assed job trying to teach them that language, then most would likely suffer from not being able to understanding the academic instruction and end up with delays. On the other hand, I'm from NL and went to bilingual 7th & 8th grade, and it didn't disadvantage me academically, even though I'd had barely any English instruction before then. The teachers knew that English was new to almost all of us, but we were intelligent and motivated, so we just quickly learned the English needed (for example, our 8th grade biology textbook was a US community college biology textbook - we weren't behind academically, despite the foreign language thing). So, I think it's very much a ymmv thing. I think I'd start by seeing which school seemed to have good teachers, a nice atmosphere, etc, rather than worry too much about the language. Your kids will probably be fine with w/e language school you pick.

Because 'stein' is the correct Germanic spelling. I grew up in a neighborhood in a city in NL where all the streets ended in 'stein'. 'stain' would be Anglicized wrong or something. One of the things I love about Dutch is that for the most part we pronounce things as written, so there are fewer dilemmas like dilemma, which would be a pain to pronounce if it ended in mna. Likewise, we pronounce the p in psychologie, and the k in knie (meaning knee, and pronounced like knee, but with a k, etc).

Btw, the brochure should mention pricing too. For your area, the pricing might need to be lower, especially since I bet most people using the thing in the brochure largely use it as afterschool daycare, a benefit your class wouldn't have, and there are more Spanish speakers in your area, but I could be wrong.

Though I could of course be wrong... you should ask, but I wouldn't count on homework, and if you were to give homework, odds are half the class wouldn't do it anyway.

Btw, she probably doesn't want any homework either.

I think she means a year-long class, accommodating anything from K-5th graders, at various ability levels, to just practice and improve their Spanish. Different weeks can have different topics, but she doesn't really care. So long as they get better at Spanish. This, fwiw, is not going to be very useful/effective, but anyway... kind of like the thing listed on page 27/28 in this brochure (which is more of an afterschool program): https://issuu.com/ktufsd/docs/file121117fallwintercommunityed Boeja!

Wait, you're claiming to be more than one person?

FWIW, some percentage (I have no idea what percentage) is going to be flowers sent by stalkers, or by husbands trying to apologize for cheating, etc, so not all of it is going to get a happy reception.

Happy Birthday Krissi! :party:

No, they learned the Greek alphabet. If my reading comprehension is okay though, your kid is (going to be) learning Russian, and I was saying that the Russian alphabet isn't that hard, just that in a bunch of words that ge thing is pronounced 'v' instead of the usual 'g'. Pretty common in words ending in ego or ogo to be pronounced evo or ovo (though there are some words in which it's actually pronounced ogo as written, because why not have exceptions to your exceptions?).

DW is reading a 6 page book Broccoli wrote, and is having trouble figuring out what part of it says: "How many hours?". Broccoli: "Oh, I accidentally wrote that in Roman numerals".

It's called a ge. It used to be called a glagol (4th letter): https://en.wikipedia.org/wiki/Russian_alphabet ETA: this thing: Г