If your CC has a lower interest rate then I would transfer all of it to the CC. The reason that I would do this is because the other company may continue (probably will) to charge interest on the remaining $1500. I don't know how well you know your local banks, or if you have already checked into this, but you might want to check into a short-term loan for all remaining CC balances to be paid off when your house sells. :grouphug: to you and I hope your house sells soon!

If the splatters are dime to nickel sized, then I would take and lay an old cloth or towel over the splatters and gently go over with a WARM iron and see if that will loosen the wax enough to peel it up. Hope that helps you out! When you get finished with your deep cleaning you can come over to my house;)

Southern Friend here and proud of it!:)

:iagree: Thank you.

This is the kind of group that I would like to have. A statement of faith and some type of family code of behavior/conduct just so everyone knows where the leadership stands on religion and how children (and parents!!) are expected to behave in the "classroom" environment.

This is awesome! And right on target! Thank you for all of this information....I truly appreciate it and will be sharing it with some like-minded local folks! Thanks again!!:grouphug:

:iagree: I agree and thanks for looking into a chat-type option.

:lol:We have several favorites that are "crank up" CDs....two of which are Big & Rich :lol: We listen loudly on long drives and occasionally around town.

:lol::lol::lol: This is good. I have a goat. I can feed my goat, but he really needs a larger pen and some goat friends. Can we add my goat to your ponypal account?:lol: Oh, and we don't want to forget the dog!! You know how he gets when he gets left out!

My kidlets are 10 & 14 and we have an above ground pool. They are allowed in the pool without me being in the pool or the back yard. I can see/hear them from the kitchen & den which I make sure I am in those rooms if I'm not in the pool with them. My kidlets both swim well and are on a swim team. That said - no one else is allowed in the pool without an adult, me or DH, the backyard/pool with them. If friends are over - even swim team friends, mom or dad is right there....because all kids get silly and most forget safety when playing with their friends.

:lol::lol::lol: I wish I had the guts to do this exactly as you have written!!!:lol::lol::lol:

Thank you Doran, I had not thought of the discrimination aspect. That just might help the others who are too afraid to start a separate group. I would really like group with varying worldviews. I think that there are too many "flavors" of Christianity for a large group to function well - you get a couple or three of the same "flavor" running things and before you know it you find that your Pralines & Cream Ice cream cone is now all Cream - someone has picked all the Pralines out because one person doesn't like the nuts. I would definitely be a nut!!

:iagree::iagree:

You know how small towns can be I'm sure....that's what I have here. Select few families are the ones that are really running things. They have gone out of their way to be where a group of moms were walking to confront them about how they were starting a separate group. The other moms were just walking together and this group took action. Since they have a history of behaving this way, I have no doubt that they would cancel or delay co-op to "deal" with us....maybe attack was too strong of a word.

I don't need a formal group. The kids enjoy meeting with the other kids. Unfortunately, the only kids the age of my kids are the kids of the board members that I want to avoid. One of the other moms and I do get our kids together once a week and we are planning several fieldtrips for the fall. Our main concern is the connection to our DHs employer.

If only that were the case here. These folks think the Lord only leads the direction they walk.:lol: They can't/won't/don't accept that the Lord leads others in other directions and even other paths.

There are a few. The problems is that most of our spouses work for the same employer. So far, any problems in the group have NOT effected the employment of the spouses. I think that we're all a little apprehensive. One of the other moms is the one whose private emails were submitted as minutes of a meeting that never took place. The co-op meets on Fridays and we are thinking of having our meeting on Fridays, but we know that word will get out. This is the kind of group that would cancel co-op to "attack" a new group. Thanks for the ideas. I have said to a few select individuals that the regular group day & time will not work for us this year and we won't be around much.

I'm sorry that you have the same problem....it really stinks! Here's a :grouphug:.

Our local homeschool group will be having their Fall Kick-Off meeting next month. I am having issues with how the board & alumni members run this group and have already decided to limit our involvement. My small problem is that I am having difficulty with how to approach our limited involvement. One of the alumni members is the sister in law to my DHs boss and that makes things a little sticky. I need to be tactful, but I have real concerns with how it seems that if you don't agree with their flavor of Chrisitianity, they will limit your (and your children's) involvement with the group. These are some of the problems that I have with this group: A statement of faith must be signed each year or you cannot join. We are Christians, so I don't have a problem with the statement of faith, I have a problem that it is a requirement for participation. You must regularly (by their definition) attend church or you cannot participate in Co-Op. And your pastor must give his approval that you are a good Christian. You must submit your church and your pastor must give his approval that you are a good Christian before you can serve on the board (this homeschool group has incorporated as a non-profit association). This group does not post their meeting times for board meetings and/or general meetings so that other members may attend. This board saves private emails and will submit them without your knowledge as minutes to meetings that are not made public. These are just a few of the problems that I have with this group. I have already been very vocal on how I disagree with their requirements and have told them that I will not give them our church information on principle...assuming that we find a local church that we can live with...and that will be another thread entirely!;) As I said before, we will be limiting our involvement. I would like to start another group, a very laid back group, no requirements necessary for participation. This board has managed to put an end to any groups that have attempted to start in this area. Any ideas how to do this without hurting DHs employment? Or am I stuck with either participate or don't? Thanks for any advice you can give!

This sounds a lot like me! Get one for DH and have a few sips. Gradually work up to a whole one! Cheers Heather on your cabinets!:cheers2:

Depends on what you are cooking. You can try Cream of Celery, Cream of Chicken with herbs is a good one or Cream of Onion. For most recipes, I would probably sub the Cream of Onion or Cream of Celery. Like Green Bean Casserole would be just fine with Cream of Onion soup. Or that recipe with the Chicken, rice and Cream of Mushroom soup....sub either Cream of Chicken or Cream of Onion. If it calls for both Cream of Mushroom & Cream of _____, then just double-up on the other flavor. Hope this helps!

This is hysterical!! :lol: I love your thread. I think we are all in our own way very opinionated about the things we love and hate. That's what makes this forum so much fun! What curriculum is it? We're all dying to know!!!

:grouphug::grouphug::grouphug::grouphug: There are no words...just hugs.

Most of my favorites have been listed. This is the only one that wasn't. My kids want me to go to PraireAir's list. They really like Pour Some Sugar on Me!!