Does anyone else see what I see in this little snippet? When referring to objects, though, the rule for using “that†and “which†correctly is simple: THAT should be used to introduce a restrictive clause. WHICH should be used to introduce a non-restrictive or parenthetical clause. If that leaves you more confused than when you began this article, read on… A restrictive clause is one which is essential to the meaning of a sentence – if it’s removed, the meaning of the sentence will change.

Just found an article that states that our metropolitan area is the "most affordable" in the nation. Translates to: Your house is not worth selling at this point... :glare: It goes on to state that the average house price is still 37% below the peak.

They are also found in a lot of foods - sauerkraut, yogurt, some pickles. Have you tried ginger root or papaya root supplements? Both of those aid in digestion. I can't eat certain foods without waking up with nausea in the middle of the night, and ginger root taken before such foods allows me to be able to eat them.

We actually have an opportunity to build a home for about $65/sq foot, which is a really great deal. Around here, anything under $100/sq foot - even for used homes (unless you count short sales) - is great. And honestly, our payment will probably be around what we would be spending for rent. That was us, too. We purchased in 2004 and my husband lost his job in 2006. It was only for about six months, though, and we're still here. :)

I kind of skimmed the responses, and saw a couple people mention Victoria's Secret. Take her there. All young girls like the pink store! She would probably really appreciate you taking the time to take her there. Of course, she might not show it... And I don't think you're weird!

We're about to that point, too. It's not necessarily "unsafe," but it's not getting any better. And we live near an unsafe city that seems to be getting closer and closer to us.

Oh... duh! :glare:

What is "COL?"

I'm thoroughly confused - Maybe I should choose another chemistry program to use next year! :laugh:

Yes, that is exactly what I mean--after taxes, medical, etc. Dave Ramsay suggests you don't go above 25%, BUT... he also suggests you take out a 15-year mortgage. I'm not so sure many people actually do that. Our mortgage would include property taxes and insurance. We were looking into a place that would have been 34% of our take-home pay, but then decided against it. Looking at payment amounts and our current budget, I think we could reasonably afford 28% and still have plenty of breathing room for "extras."

I like the look of that app. However, I've become quite fond of having all the extra change to put into savings. It really adds up quick if you use cash for all of your shopping. If the money gets to be too much, I'm totally going to get that app!

Do you currently have renters? If you relocated, I'm assuming you have a rental company handling everything, right? I ask, because we are going to be moving and renting out our current home while we wait for the market to return.

Do you still own your 1st home?

I was rereading through my somewhat controversial thread on mortgages and was wondering something. It's clear that 35% or take-home pay is more than a lot of people are willing to spend. However, what ARE people comfortable with? Do most of you try to stick to the 25% that Dave Ramsay suggests? We are currently at around 14% with our current mortgage, but I know at one point almost an entire paycheck was going for the mortgage and the other paycheck was going toward everything else. It was rough, but we made it work. Also, how many renters are out there in TWTM world? Do you rent because you have to, or do you just not want to have a mortgage?

Wow! That is really good! I agree with nansk that the only thing I found wrong was her misuse of "me," but I disagree that it's a "basic mistake." I am surrounded by people who misuse that in speech all the time. I'm sure she'll correct that on her own as she learns more grammar.

:iagree: The last sentence is confusing, but overall, I think she did a great job for a first paragraph!

Good news! I went through everything my girls are going to be using in the next year (hopefully!), and it came out to $575! That leaves the extra $225 for science supplies, art supplies, etc.

I will keep that in mind. I'm sure our co-op fees will increase, as well. For now, I think I can do it for this, but I can always change it in the years to come. And I can work extra to cover further expenses.

Busted! My current budget has me putting $50/month aside for school curricula and supplies, while $35 is put aside for our co-op. The $1200 is actually more than I currently have "budgeted," and for some reason I got that $600 stuck in my head. I really do mean $800! But that has to cover EVERYTHING: books, art supplies, printer ink, paper, science experiment items, etc. Based on everyone's responses, though, it does seem like this should be doable. I just have to sit down and figure out how many Moving Beyond the Page literature units I will need, as that will be a tad bit pricey.

How long did a book last you? We do science just 2 days a week.

They do still offer the first so many weeks free.

That is a good idea. I could put everything I plan to use, and if we change course, I'll just have to try to stay within the budget. Honestly, I'm surprised I haven't already done this. I'm usually a list/spreadsheet gal!

X

I'm going to borrow this for another thread. :) It's stated quite well. :D ETA: Nevermind... I did not borrow this for the other thread. :)

I don't want to be one of them! That's why we're moving! :p Seriously, though, I did not read any malicious intent into anything you've said on this thread at all. In fact, I value your opinion and appreciate your honesty.