Journey Posted December 20, 2014 Share Posted December 20, 2014 Anything about elder care type stuff? We live with and take care of my elderly parents in their home. Everything is in my dad's name (my mom's name came off the house 4 years ago). Dad is in the hospital and might not come home/live. (Prayers are welcome especially for his salvation) my question is if my dad doesn't make it, can we put my mom in a nursing home and not lose the house? There is no way I can care for her without my dad's help. Does anyone know about this? I know I have to talk to a lawyer and i will but I can't until Monday and I was thinking about it now. Quote Link to comment Share on other sites More sharing options...
Twigs Posted December 20, 2014 Share Posted December 20, 2014 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
Journey Posted December 20, 2014 Author Share Posted December 20, 2014 TY twigs Quote Link to comment Share on other sites More sharing options...
Storygirl Posted December 20, 2014 Share Posted December 20, 2014 Do you know what your father has indicated in his will? Who will inherit the house? Do you have power of attorney for your parents, so that you are legally able to make decisions for them? Figuring out the answers to some of these questions would be the place to start, I think. My mother is in a nursing home. In order to get her care covered under Medicaid, dad had to submit to the government extensive financial information, going back five years. He rents and does not own his home, so that was not a factor for him. I do know that the individual is required to use up all of his/her own assets before the government will pay. Which is fair, really, though it often does not seem so to the family. They look back five years to make sure that no assets are being hidden (for example, have been transferred to family members to disguise ownership). I would guess that if your mother will own the house after his death, it may need to be sold to cover her care, but you will need to consult with experts to figure this out. I think what actually happens is that Medicaid will determine the amount that your mother will need to pay, and it would be your choice how to come up with the money. They would not tell you to sell the house, but some people do need to sell in order to come up with the funds. I'm not sure how helpful my response is. These things really vary according to each family's situation. Right now I'd focus on getting your parents the care they need and gathering as many legal and financial documents together that you can. I know it's hard. I'm sorry. Quote Link to comment Share on other sites More sharing options...
jelbe5 Posted December 20, 2014 Share Posted December 20, 2014 I'm not sure but you might be able to speak with the hospital social worker for some quick information until you can speak with an attorney. I'm sorry that you have to deal with this stress while caring for your ill parents . . . Quote Link to comment Share on other sites More sharing options...
momto10blessings Posted December 20, 2014 Share Posted December 20, 2014 So sorry :( My mom has had a really hard time with getting things put in her name after my dad died. All their vehicles were in his name and I'm not sure if she ever got it all straightened out. Sorry I can't be more help. Quote Link to comment Share on other sites More sharing options...
Journey Posted December 20, 2014 Author Share Posted December 20, 2014 My mom.has dementia so nothing is in her name anymore as far as I know. I do have power of attorney. This is so overwhelming and I'm just trying to find a little bit of light at the end of the tunnel. Quote Link to comment Share on other sites More sharing options...
Journey Posted December 20, 2014 Author Share Posted December 20, 2014 Oh and I will inherit the house. Quote Link to comment Share on other sites More sharing options...
Melissa in Australia Posted December 20, 2014 Share Posted December 20, 2014 :grouphug: :grouphug: nursing homes are very expensive Quote Link to comment Share on other sites More sharing options...
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