Meadowlark Posted May 12, 2020 Share Posted May 12, 2020 Hi, It's been awhile since I've sold anything on Paypal, and I have a question. I just sold a few things, and got an email that the buyer paid. However, the money is listed in my account as "pending" even though it's been several days. It has a button to "verify" or decline the payment, which I don't ever remember doing in the past. I do have a credit card linked and I usually just keep the money I make in my Paypal account, which is what I want to do this time. But my account says I have a zero balance, even though 2 people have paid. What am I missing? Did the money get transferred to my credit card? (I can't look because I don't have online access). How can I get those monies to be in my PP account? I do NOT want to link bank information, which is what they're asking me to do to verify. Thanks so much. 1 Quote Link to comment Share on other sites More sharing options...
alisoncooks Posted May 12, 2020 Share Posted May 12, 2020 PayPal has changed in the last year or so. The money is no longer held there and accessible. You have to accept it and have it transferred elsewhere (like a bank account). It's slightly annoying, though I've gotten used to it. 2 Quote Link to comment Share on other sites More sharing options...
Suzanne in ABQ Posted May 12, 2020 Share Posted May 12, 2020 I feel the same way about linking my main bank account to my PayPal account. I got around it by opening a second checking account that I use only for PayPal. That way, I can get my money, and PayPal doesn't have any access to my other bank accounts. I keep the money in that account so that I have it when I wish to make a PayPal purchase, though I can easily transfer it to one of my other bank accounts if I need it. 4 Quote Link to comment Share on other sites More sharing options...
alisoncooks Posted May 12, 2020 Share Posted May 12, 2020 (edited) 46 minutes ago, WendyAndMilo said: What do you mean? Is it different for business accounts, which I have? I keep money in my PayPal account and then use my PayPal debit card to use it, just like I would normally use my checking account/bank card. Well, I don't have a business account so I can't speak to that. I don't have a PayPal debit card, either. But previously, money I'd made from selling an item would be waiting in my PayPal account, and when I paid for something via PayPal, it would automatically be pulled from that amount. Now, when I sell something, I have to do something to get that money (accept it, transfer it to my bank, etc). ETA: found this PayPal article: https://www.paypal.com/us/smarthelp/article/policy-updates-and-user-agreement-changes-to-personal-paypal-accounts-faq3996 Edited May 12, 2020 by alisoncooks 1 Quote Link to comment Share on other sites More sharing options...
J-rap Posted May 13, 2020 Share Posted May 13, 2020 (edited) 18 hours ago, alisoncooks said: Well, I don't have a business account so I can't speak to that. I don't have a PayPal debit card, either. But previously, money I'd made from selling an item would be waiting in my PayPal account, and when I paid for something via PayPal, it would automatically be pulled from that amount. Now, when I sell something, I have to do something to get that money (accept it, transfer it to my bank, etc). ETA: found this PayPal article: https://www.paypal.com/us/smarthelp/article/policy-updates-and-user-agreement-changes-to-personal-paypal-accounts-faq3996 I'm confused about this... I use PayPal maybe a dozen times a year. I sold something on eBay a couple weeks ago, and the money went directly to my PayPal account and just sat there. I used some of it to pay for something yesterday. The rest is still sitting in my PayPal account which I plan to transfer to my bank account eventually, but I haven't yet. ETA: Actually, I just read your link, and I must have already linked my PayPal account to a personal account. I remember following some steps to do something (!) some months back. Edited May 13, 2020 by J-rap 1 Quote Link to comment Share on other sites More sharing options...
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