mirth Posted September 7, 2010 Share Posted September 7, 2010 ' Quote Link to comment Share on other sites More sharing options...
mirth Posted September 7, 2010 Author Share Posted September 7, 2010 oops wrong thread Quote Link to comment Share on other sites More sharing options...
BridgeTea Posted September 7, 2010 Share Posted September 7, 2010 Yes, we have a 3.75% rate on a 15 yr. fixed available to us right now, through our credit union. Closing costs would total $2415.00. (We actually are going to pass on it, though, as it doesn't make sense for our particular situation.) Quote Link to comment Share on other sites More sharing options...
Dana Posted September 7, 2010 Share Posted September 7, 2010 Whimper. We did a refi in May to pull out cash and get a car. We did have closing costs and we got a fixed 4.25% for 15 years. Still owe less than the house would sell for (given sales in the neighborhood), so I'm going to try not to whine too much about rates continuing to drop. It's tough to time it. And when we bought the house, my mom said that our fixed 7% was really great. The house they bought in the late 70s had a 12% rate, I believe. Quote Link to comment Share on other sites More sharing options...
Dee22 Posted September 7, 2010 Share Posted September 7, 2010 We are in the process... locked in a rate of 3.75% for 15 years last week. I'm not sure of the closing costs, I think my dh said about $2,000. Quote Link to comment Share on other sites More sharing options...
Tap Posted September 7, 2010 Share Posted September 7, 2010 We had a reputable offer of 3.5% on a 15yr fixed. We turned it down because we are at 4.75% for only 5 more years until pay off. It wouldn't have helped us enough to justify the closing costs. Quote Link to comment Share on other sites More sharing options...
KrissiK Posted September 7, 2010 Share Posted September 7, 2010 We locked Friday on a 15 year 3.875% and our closing is about 3,000. I am so happy! We will be saving about $100,000 in interest. Quote Link to comment Share on other sites More sharing options...
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