n.

[mirth]

'

[mirth]

oops wrong thread

[BridgeTea]

Yes, we have a 3.75% rate on a 15 yr. fixed available to us right now, through our credit union. Closing costs would total $2415.00. (We actually are going to pass on it, though, as it doesn't make sense for our particular situation.)

[Dana]

Whimper.

 

We did a refi in May to pull out cash and get a car. We did have closing costs and we got a fixed 4.25% for 15 years.

 

Still owe less than the house would sell for (given sales in the neighborhood), so I'm going to try not to whine too much about rates continuing to drop. It's tough to time it.

 

And when we bought the house, my mom said that our fixed 7% was really great. The house they bought in the late 70s had a 12% rate, I believe.

[Dee22]

We are in the process... locked in a rate of 3.75% for 15 years last week. I'm not sure of the closing costs, I think my dh said about $2,000.

[Tap]

We had a reputable offer of 3.5% on a 15yr fixed. We turned it down because we are at 4.75% for only 5 more years until pay off. It wouldn't have helped us enough to justify the closing costs.

[KrissiK]

We locked Friday on a 15 year 3.875% and our closing is about 3,000. I am so happy! We will be saving about $100,000 in interest.