Eating my words--Health sharing, again

[Moxie]

So, DH is not so keen on my "eff you, insurance company!!" plan of not having insurance this year (just a little history, self-employed, $1500/month crap coverage is the best we can get) so I'm looking at health shares despite kind of disliking them.

 

I think I've ruled out Samaritan because I don't want to send or receive checks from individuals.

 

If you are in one, please share what you like and dislike and how much you pay if that is info you are willing to share.

 

I miss my cheap catastrophic plan!!!

[goldberry]

We are using Liberty, but haven't had to use it yet.  Their requirements to join were general enough to suit me.  It was that or nothing!

[Liz CA]

I have been researching for a few weeks. Here are some websites with various info:

 

http://www.medicalcostshare.com/comparison-of-major-healthcare-sharing-ministries.html

 

http://selfpaypatient.com/2013/11/27/health-care-sharing-ministry-members-share-their-experiences/

 

http://www.thesimpledollar.com/what-is-a-health-care-sharing-ministry/

Edited December 8, 2016 by Liz CA

[goldberry]

Also, we previously had a catastrophic plan which I was used to.  So I wasn't even planning on filing for smaller things like doctor visits.  Liberty covers some preventative stuff up front though, so we will be taking advantage of that.

[Guest]

CHM was my favorite since I didn't want to do the personal check thing either. I've already detailed the good and of so good in some ofher recent posts which a search of the topic should yield, but overall it has been great for us. We did finally get the check for this childbirth last week to reimburse the current expenses and pay the remainder, so that claim took just under three months which is typical for our regional office, and now we are all paid up and everything is covered for the first time since 2007 for us - that was the last baby we had maternity fully covered and even that that was with a deductible.

[Sharpie]

Will send you a PM.