Gamom3 Posted March 31, 2008 Share Posted March 31, 2008 We have been with the same company for 12 yrs and are looking at changing since ds will be getting a car Wednesday. He just needs liability, but we would love to get full coverage..since it is a nice car. Our current company wants $1800 every 6months!:svengo: We called Progressive and they quoted higher than Allstate..our current company. Quote Link to comment Share on other sites More sharing options...
Janet in WA Posted March 31, 2008 Share Posted March 31, 2008 USAA Quote Link to comment Share on other sites More sharing options...
Alenee Posted March 31, 2008 Share Posted March 31, 2008 We used Progressive for 10 years but when we moved, we found out we could get a discount through Farmers if both our auto and home were with them. We also get other discounts that have greatly lowered our insurance. The make of the car has a lot to do with insurance. For instance, Toyotas will cost more than Fords because their parts are more expensive. The number of miles you drive per day also affects the coverage fees, as well as age, accidents, and number of airbags. There are many others that make a difference. Through Farmers, we get lower rates for automatic debit from our checking each month. That one was 10% off. Couldn't refuse that! Good luck finding something cheaper! Quote Link to comment Share on other sites More sharing options...
Karen in CO Posted March 31, 2008 Share Posted March 31, 2008 When my ds started driving we had the same problem. I called tons of places and Esurance was about half of what many others asked. We haven't had a claim yet, so I can't tell you about the service or quality just that the price was what we needed. Quote Link to comment Share on other sites More sharing options...
Deidre in GA Posted March 31, 2008 Share Posted March 31, 2008 i've had GEICO for almost 25 years. if you qualify for USAA, i've heard great things about them. Quote Link to comment Share on other sites More sharing options...
Claire Posted March 31, 2008 Share Posted March 31, 2008 We have had State Farm for 20 years or so, and they gave us very reasonable quotes for when we add our teen dd to our policies. Some of that is because we have been with them so long, I think. However, they mentioned a good-driver discount that will apply as long as she doesn't get a traffic ticket, discount for her GPA, etc. Quote Link to comment Share on other sites More sharing options...
asher Posted March 31, 2008 Share Posted March 31, 2008 USAA :iagree: Quote Link to comment Share on other sites More sharing options...
LizzyBee Posted March 31, 2008 Share Posted March 31, 2008 Erie Insurance Group I hope we never move to a state where they're not available, because they are wonderful. Before Erie, I had Nationwide and then Allstate. Nationwide's rates went up every six months, and the service was horrible when I had a claim. I didn't have any complaints about Allstate, but I switched to Erie because I'd heard good things about them and they were cheaper. I've now been with Erie for more than 15 years. We've had several claims on our auto policy and one on homeowners. The service is outstanding, and our rates are still about the same as we were paying 15 years ago. They don't increase rates until your 2nd at-fault claim (we've had none). Most recently, we got hit by a teenager who ran a red light and our car was totaled. The girl claimed to have a green light and none of the witnesses stuck around, so our insurance company paid for our damages and her insurance company paid for her damages. We didn't know it until after the wreck, but we had replacement value coverage. So even though our car was 6 years old, we got a check equal to the price of a brand new car, including the tax and reg. fees. In contrast, most of our friends who have totaled their cars had to argue and negotiate with their insurance companies to get what their cars were worth. Quote Link to comment Share on other sites More sharing options...
JFSinIL Posted March 31, 2008 Share Posted March 31, 2008 Car, house - they cover it all for us. My folks and in-laws use them, too (different offices, though). I do love the Geeko, Geico, Geicko, whatever commercials, though. Quote Link to comment Share on other sites More sharing options...
1bassoon Posted March 31, 2008 Share Posted March 31, 2008 USAA :iagree: Us, too - can't beat 'em! Quote Link to comment Share on other sites More sharing options...
Lorna in the boonies Posted March 31, 2008 Share Posted March 31, 2008 Another happy USAA member (though we do use Farm Bureau for our house). Quote Link to comment Share on other sites More sharing options...
Rachel Posted March 31, 2008 Share Posted March 31, 2008 we are with Liberty Mutual and have been very happy with them. They are also one of only three insurance companies that offer a 20% discount on your teen's insurance if they take the adeptdriver.com course at home. The course is $100 but you'll save that in a month with 20% off. Quote Link to comment Share on other sites More sharing options...
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