I get it as I care for my elderly father. Can you see if the helper can stay later that day with pay (of course) or a little extra bonus? Might be worth it for you not to have to get her and take her home.

My dad has accounts at 5-6 banks/credit union accounts (long time member). Even though several of them used to do it, only one of them now redeems bonds. It is not so common here anymore and we live in No. VA near DC. My husband had to send in some Series HH bonds for redemption. My dad could have redeemed his Series EE bonds at his credit union if he were able to get there and sign them. I have just a few of my own Series I bonds that I think I might just move into a Treasury Direct Account. Same with my boys. They don't mature until sometime in the 2030's.

There is now only one bank/credit union in my area that will redeem savings bonds. If I could get my dad to one of his credit unions, they would do it, but they will not let me do it as POA and secondary trustee. I have to mail them all in - PITA. You mail them into Treasury Direct.

Not really the case. I posted IRS Pub 550 above.

You won’t get a 1099 until you redeem them.

We do have one close by.

https://www.irs.gov/pub/irs-pdf/p550.pdf (Page 10) Reporting options for cash method taxpayers. If you use the cash method of reporting income, you can report the interest on Series EE, Series E, and Series I bonds in either of the following ways. 1. Method 1. Postpone reporting the interest until the earlier of the year you cash or dispose of the bonds or the year in which they mature. (However, see Savings bonds traded, later.) Note. Series EE bonds issued in 1993 matured in 2023. If you have used method 1, you generally must report the interest on these bonds on your 2023 return. 2. Method 2. Choose to report the increase in redemption value as interest each year. You must use the same method for all Series EE and Series I bonds you own. If you do not choose method 2 by reporting the increase in redemption value as interest each year, you must use method 1. This says the earlier of the year you cash the bonds or the year in which they mature. I am just going to do the amendments and be done with it. It was only 2020-2023 that are an issue for us and I can do 2023's correctly. I shouldn't have to amend state taxes since interest from savings bonds is exempt at the state level, but I will double check that too.

I will let you know when I know for sure!

Yea, the concern is with the actual taxes. I am wondering if the IRS link posted is assuming the bond was redeemed before they matured. Many articles say to include as interest income in the year matured and to amend returns if that didn’t happen. But then what happens if I do that and then the 1099 shows that they were all redeemed in 2024. This is such a headache. I just want to do it correctly and be done with it at this point. It is a lot of bonds!

That is talking about if you redeemed the bonds. He has not redeemed matured bonds since 2020. You are to report the interest on matured bonds in the year they mature, even if you don’t redeem them during that year.

If you or your parents have matured savings bonds that haven't been cashed in, please know you/they should have been including the interest on federal taxes in the year they matured - not the year they are actually cashed in. I wish I had know this in 2020, 2021, and 2022 for my dad's taxes. Was totally not on my radar. And he had quite a few that matured in 2022 that haven't been cashed in so that is 😬😔. I am doing that now with my POA and it is a pain because they have to be sent in and all kinds of fun stuff. Anyway, learn from my mistakes if y'all have any old savings bonds sitting somewhere. I made a ton of extra work (and big headaches) for myself. Please don't quote as I will probably delete this in a few days.

We are adding them as we see them. Think we are caught up at the moment.

Yes, definitely check! Both of my son's schools do offer on-line options, but both have had all their classes in-person their first 2 semesters.

Are you asking whether the trees will be green and lush in April? Or what in particular do you want to see? My son goes to school right there. If I don’t have an answer for you, there are a lot of local parents on the college FB page I can ask. I know it is beautiful in the fall when the leaves change.

I agree this is one of the more worthwhile ones. I believe this is usually offered to juniors/seniors?