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Seasider

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Posts posted by Seasider

  1. How would *I* handle it?

     

    I would rejoin fb and that fb group for the remainder of my son's time in that activity. You can refuse friend requests and block all sorts of nonsense, set up notifications fornthat group so you only have to look at fb when you get a notification. Whatever it takes to prevent your child from being humiliated in front of his peers because he's not able to keep up with the activities of a group that elected him to a leadership position.

     

    I have no love for fb. One day I will sign out for good. But right now, there are a few groups vital to my family's activities, so there I stay.

    • Like 17
  2. When I was a kid, we used to visit my aunt and uncle who lived 100% off grid. They got their water from a pipe coming out of a hillside that ran from a natural spring. We used the communal tin cup hanging from the tree branch to drink the fresh, clear, cold water.

     

    (We also used the outhouse, showered under an outdoor barrel of rain water, and used fire for evening lighting.)

    Oh, we (my grandmere) also had a tin cup hanging from the spring-fed spicket!!! Good times.

  3. You would think so but really there is not. Idk, I need something interesting/exciting. I already volunteer part-time but I would never say that that is for me.

    Do you have any sort of organizing/organizing merchandise stores in your area that would be a good place to find a part time job? Something like California Closets that might also give you an opportunity to help clients design organized spaces?

    • Like 2
  4. I would advise her not to move from her current location. There are a bajillion unforeseen costs that arise in a move. Keep that property as an uncomplicated asset that can be sold when she is no longer able to live in it (which may never happen).

     

    If the rents are rising with home improvements in the rental neighborhood, she might should consider raising the rent at the end of the current lease and maybe doing whatever updates necessary to warrant a larger rental fee.

    • Like 8
  5. FYI—this isn’t about making money as much as it is about having *something* I do. I don’t need extra income, it would just be nice.

     

    Also, I though I made it clear that I wouldn’t shake down my friends and family as that is the part that disgusts me.

    Seems like there are a million other options that don't involve the part that disgusts you.

    • Like 2
  6. Even if you like the product, you will still be preying on unsuspecting friends and family, right?

     

    If that’s your big reason for disliking MLMs, I’m not sure why the product would make a difference. Theoretically, you would still be uncomfortable approaching friends and family.

    Yep, you're still hawking a product and likely have a sales quota to meet.

    • Like 4
  7. Well the reverse mortgage may be a nightmare for those left behind but maybe that is what the bil deserve. I suggest she gets a reverse mortgage and you decline to be an executor.

     

    Eta. I won't be rushing to help my father but since he just at 69 had his 8th child and his partner is younger than me that doesn't seem unreasonable.

    It's not just hard on those left behind. A person may need to move out of a reverse-mortgaged house (physical issues, dementia) before death. While the value of the home may be liquidated, or owed to the mortgage company, the elderly person's name remains on the deed as property owner. It counts as an asset when applying for Medicaid. That can be a big problem and barrier to an elder receiving needed care (i.e. Nursing home acceptance/fees). I was told by a number of administrators in various states that nursing homes (or rather the corporations that run them) will not accept applicants who have a reverse mortgage included in the financial portion of their applications because it is very difficult to trace what happened to the mortgage proceeds over the Medicaid required 60 month lookback period.

     

    It's really complicated. That's why I harp on Plan Ahead.

    • Like 3
  8. This is the first year we've had an artificial tree ( because dd15 is allergic to real.) Dd17 and I are both miserable and we're joking that we're allergic to the artificial tree. :lol:

    Those artificial limbs and bristles provide a lot of surface area for collecting dust.

    • Like 2
  9. I kept one outfit - a casual yoga pants, t-shirt and sweatshirt in the big size. It's still hanging on a hanger in the back of my closet.

     

    I figured - worst case - I would have something to wear that was comfortable.

     

    Everything else went to the donation center.

    I'd keep two outfits. One casual, comfy for shopping in, and a second nice dark one for an unexpected need (i.e. attending a funeral). Clothes kept too long go out of style anyway.

    • Like 5
  10. Thanks for your perspective. I was hoping you would flesh out the 'nightmare' details for me. It sounds good on the surface, so it's very good to hear the cautionary tales.

    The major flaws -

     

    Low appraisal value to begin with

    Ghastly closing costs

    exorbitant monthly mortgage insurance premium charges

    Limited options for parting with the property when owner moves out

    Basically, the only feasible option became foreclosure to the mortgage company, a process which took almost a year to accomplish, during which time it impacted eligibility for other sources of financial assistance.

     

    Again, others' experience may vary, but IME it was quite sad. But the person who took it out got exactly what he wanted in the moment: a pile of cash and no wise plan for spending it (perilously bad spending habits, in fact).

    • Like 4
  11. I know people who prefer their inlaws to their blood relatives.

    I get along better with a sil than my own sister, or brother.

    I have an acquaintance - whose EX-MIL treated her new baby with her new husband - as though she were her own grandchild. (so - she was treated exactly like the other kids.) I witnessed it firsthand. amazing woman, and a real example of what makes a GOOD mil.

     

     

    I would also call senior services org and see what is available.

    or a neighbor/kid. I like the idea of taking cookies around. . . .

    it could also be it is time for the inlaws to realize - if they can't do basic maintenance/pay for it - they need to move to senior housing. (which can still be quite nice, depending upon their finances.)

     

     

     

    this.

    not to mention - how often on this board have we heard from people who wanted to distance themselves from their parents (for whatever reason), even when the parent can't care for themselves?

    so - no one here can say they don't understand the concept that there are some parents out there whose kids dont' want to be around them.

    To be fair, the finer point is often that people want to not have to take on financial responsibility for parents who were capable, but refused to use their funds wisely, with the result that the financial and caretaking demands means the adult children have to step away from caring for their families and jobs. Where the need is real, compassion should and often does run deep. When the need is a result of willfully neglected planning... well, that's all kinds of painful.

    • Like 8
  12. Nightmare!!!!

    Ok, that term gives me the heebie-jeebies after settling an elder's estate with one of those in place. It was arranged years ago against my advice. The examination of the final documents once I became the person handing financial matters - well, if there's such a crime as rape of finances, that was it. All perfectly legal and government backed.

     

    I understand that some of you may have positive experiences with reverse mortgages and that makes me very happy for you. But I would recommend an alternate course of action. First, detailed preparation of a true budget. Then, instead of a reverse mortgage, a home equity loan or refinance. Individual situations will vary but you have to be diligent to count the cost.

     

    Sorry for the knee jerk reaction up thread, but a reverse mortgage is not a great solution for preserving assets. Personally, I also feel that a person's real estate is often the largest asset and should only be liquidated in conjunction with a Very Wise Plan.

    • Like 8
  13. I love cabbage rolls. I do not love the work. So I now make what is jokingly referred to as Deconstructed Cabbage Rolls. I sauté the meat and onion and spices. Add in the cabbage sliced thin and sauté that with it. Add in a can of petite diced tomatoes. Let it all simmer until the cabbage is wilty. Serve over rice. All the flavors, 1/2 the work.

    I do this with lamb cuts. A motherly Croatian friend taught me years ago. It's been a long time since I made it, thanks for the reminder.

  14. Mine is without tomato sauce. I use the microwave trick and then remove the large veins and make mine all finger sized (so larger leaves may be cut into 2 or 3 pieces)

    Filling: calrose rice, ground beef or lamb, 7 spices (not the Chinese one, the middle eastern version) I eyeball the ratio. We like them meatier than some.

    Fill and roll.

    Line bottom of stockpot with some peeled, sliced potatoes (these are yummy as they absorb the flavors)

    Layer the cabbage rolls adding in peeled garlic cloves between layers (some smash the garlic for more garlicky flavor). Cover with an upside down glass or ceramic plate. Then mix lemon juice with water and pour over till you can just see the liquid level even with the top layer of rolls. Cover pot and put on low heat for several hours. You can check them and add more water/lemon juice if it is getting low. Be generous with the lemon juice as the lemon and garlic combined make the dish.

    Wow, what a perfectly satisfying winter meal! Sounds scrumptious.

  15. I am sorry your sibs-in-law are not helpful. Cooperating, compassionate siblings are vital in practical eldercare matters. So there I totally AWY. Sadly, though your dh may have some pointed conversations with his brothers, the only real effective solution is to adjust your own expectations.

     

    Aside, this circumstance may be a catalyst for getting the ILs to really look ahead to what their future needs may be, and a good opening for discussing how their lifestyle may need to adapt. Perhaps y'all have that all worked out, but if not, it may be a good time to start looking ahead. Things like the snow removal issue are small glimpses of what may lie down the road. I am not trying to discourage you, but rather to encourage you (and especially your dh) to think about ways to be proactive in helping the elders live as they prefer for as long as reasonably possible.

     

    Hugs to you. It is a challenging season of life, but that's exactly what it is: a natural part of life.

    • Like 1
  16. I've always had them with some rice inside (usually mixed with some ground meat), and tomato sauce on the outside. I grew up in "Edmonchuk" AB and my relatives are from Dauphin, MB, so thick Ukrainian and Polish blood. Sadly, I can't make them, but I gobble up baba's.

    Yes, with rice. But now I'm wondering how riced cauliflower would do.

  17. Were you able to try them on at the store?

    No, my husband actually put them in my Christmas stocking years ago. He got them at BBB. I didn't think about there being various sizes. I keep in the drawer in their original reclisable container... so maybe they're accessible for try before you buy?

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