Jump to content


xpost from HS board: FAFSA EFC vs. CSS EFC

Recommended Posts

I'm asking this for a friend.  I have never filled out the CSS (thank goodness!).  I understand it is more intrusive than the FAFSA.


Friend's FAFSA EFC is $19,000.  CSS EFC is $10,000.


Friend is surprised at the large difference and we both would have expected CSS > FAFSA.  Friend thinks they filled something out incorrectly on FAFSA but has no clue what that might be. 


Any thoughts?



Link to comment
Share on other sites

The CSS uses a different formula, considering more things than the FAFSA. What all is asked for depends on the school. There is more personalized information, and I would assume that the purpose is to create a more accurate picture of the family's actual financial situation.

So they calculated a different EFC based on their data and formula. (Not sure whether the formula itself is school specific, or just the data gathered.)


I don't see any reason why the CSS number should automatically be greater than the FAFSA - it asks about the value of the house, how much you own, and your medical cost, and you can list extenuating circumstances like parents in a nursing home. Lots more data to be considered, compared with the FAFSA/


If the CSS would always come to the same result as the FAFSA, the CSS would be unnecessary.

Edited by regentrude
Link to comment
Share on other sites

Join the conversation

You can post now and register later. If you have an account, sign in now to post with your account.

Reply to this topic...

×   Pasted as rich text.   Paste as plain text instead

  Only 75 emoji are allowed.

×   Your link has been automatically embedded.   Display as a link instead

×   Your previous content has been restored.   Clear editor

×   You cannot paste images directly. Upload or insert images from URL.


  • Create New...