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AppleID and iCloud

Night Elf

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I got an email saying my AppleID had been used to sign into my iCloud in the wee hours of this morning. I have never signed into iCloud. I went to the AppleID account and changed my password and security questions. I signed onto iCloud for the first time. What on earth can someone hacking into iCloud do? I have a credit card attached to my AppleID account so I'm wondering if they used it it. There are no charges on my card but that's not unusual. Doesn't it usually take a couple of days for a charge to show up on a credit card account? I just can't figure out what someone could have possibly done in iCloud. Any ideas?

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