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Appealing an insurance decision


Daria
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This summer my sixteen year old had a neuropsych evaluation done.  He hadn't had one in 9 years, and we needed one done to help advocate with the school, and for the college admissions process. The neuropsych had lots of super helpful information and strategies, it was excellent and really captured my complex kid, but none of the diagnoses in it were new.  However, the psychologist noted some lapses in attention that were not typical for a kid with ADHD and referred him to a neurologist to rule out seizures.  The neurologist found that he had sleep apnea, so now one of his diagnoses has changed from ADHD - PI to Attentional Issues caused by medical problems.  

 

My insurance company, which covers neuropsychs, has rejected the claim saying that it didn't lead to either "diagnosis" or "treatment".  My understanding is that it's because his diagnoses didn't change due to the testing, although they have changed since.  I'd like to appeal, and I'm thinking of appealing on the grounds that the testing lead to the neurologist, which was essential for diagnosis, and that having "pre-testing" was important if we're going to be able to monitor the impact of treatment for the sleep apnea.  

 

My question is, my insurance company allows us to simply resubmit to see if we get a different decision, and also to appeal by phone, as well as sending in more detailed info.  I'm not sure which is best?  I need to resubmit within the next few days, for complicated billing reasons, so I'd love to hear people's thoughts on how best to approach this.

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