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I want to cry...


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My heart goes out to you.

 

I was hospitalized 1 1/2 years ago and we have insurance, but hadn't met the deductible. Our bill was over $3,000 for just one day in the hospital. We called and negotiated down a bit if we paid in cash. We took all our savings and paid it. It was a hardship.

 

It just feels so awful when you're paying upwards of $900 a month in insurance and you get a bill like that. Hopefully, you can negotiate with them. Explain the situation, explain what you can pay monthly, even if it's $20. Many, many people are in your boat so it won't be like they've never received a call like that before.

 

I also seem to remember in some states medical bills don't go on your credit rating report?

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