If you own your own business website; question re: accepting credit cards

[lamarley]

My dh is about to start a website for his business, he'll be offering a Paypal option, but we're unclear how to accept credit card charges.

 

Is there a particular company that offers this that you can recommend?

 

Would dh be billed monthly, or does a percentage come from every charge (or both)?

 

Thanks for any help you can give!

[LaissezFaire]

You can also try ProPay. I actually liked ProPay better and it seemed more secure. I am not 100% sure how to set it up but I believe it is similar to PayPal. It has a yearly fee though.

[Gooblink]

We use Authorizenet as our payment gateway and Costco business services as our merchant account processor. If you Google 'payment gateway services' or 'merchant account' you can probably find a lot of options and directions for setting them up. We don't do a whole lot of CC transactions - probably less than 20 per month. We have a handful of electronic check (eCheck) transactions, as well.

 

It's been awhile, now, but I think we got all the applications for accounts right off the web.

[DarcyB]

I just use Paypal - the professional version, and it takes nothing to set it up. They take out a percentage from each transaction. It's not cheap, but my credit card transactions are few and far between (most everyone uses regular paypal), so I don't mind, and I'm not paying out the excess monthly fees to gateway services.

 

But if you're transactions are going to be primarily credit card, etc., I'd definitely use a good service- I've heard good things about Authorizenet.

[K&Rs Mom]

Take a look at Solvaris - they handle the whole thing (catalog/cart/payment), or can help with parts of it, and focus on small businesses.

 

I know PayPal charges a percent per transaction, but it may be worth it just because it's easy to use.

Edited November 10, 2010 by K&Rs Mom

[Rhonda in TX]

We accepted credit cards through Paypal. DH handled it, so I don't know the specifics, but I thought I'd mention it.

[ColoradoMom]

Just FYI - you can accept credit/debit cards through regular PayPal (free version - only takes a % of your sale) too - but it is not as efficient a checkout process as Paypal Pro ($30 a month and a % of sale). I like PayPal because all the security is done on their end - you don't have to worry about a SSL or anything like that. And depending on what kind of website you have (like I use joomla) you can get extensions to make PayPal ever more efficient and professional.