Pegasus
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Posts posted by Pegasus
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are we sure these are percentages and not raw scores (out of 150 or something like that?)
This was my question, too! If what is posted is a reflection of points out of a larger total, DD says it doesn't indicate the total number of possible points.
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I read the book many years ago. Loved it but was certainly very scared by it. I was creeped out even walking into a room that had any kind of drain.
I saw the movie and thought it was ok. Not really very scary and certainly not freaked afterwards.
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We haven't tried all the varieties listed on this thread but we've tried a lot. . .we always come back to Tidy Cat.
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So, a couple weeks back, DD sent me some high-energy texts about being blown away by the university exam she just took. She said that some of the problems did not resemble anything they had covered in class, the textbook, or the homework She left two problems completely blank.
The instructor discussed some of the exam problems during the next class and the students were blunt about being unhappy with the exam content. When the grades were finally posted online, DD refused to even look for several days. She finally looked yesterday and texted that she was even more confused. Her score was posted as 108.
The class distribution showed the lowest score as 12 and the highest as 120.
They do not get the actual exam back so she has NO idea how he scored it. I'm confused myself. Even if he curved the grades, Wouldn't the highest score be capped at 100?
I suggested she ask but she said no way. Ha!
So, does the hive have any ideas? Even if the instructor wanted to adjust the raw scores to make an extremely tough exam "fair", how would you have someone's score at 120 and still have someone at 12?!?
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DD's community college doesn't charge for credit cards, so I pay it by credit card and get the points. Then I go home and pay the credit card bill. The deadline is a full month before classes start, which seems long to me.
DS's college doesn't charge for an echeck, but charges 5% for credit/debit cards. I pay his with an echeck. Their deadline is a week before classes start for echeck and debit/credit card. If you pay by paper check, it's two weeks before.
Very similar situation here:
CC - I pay by credit card for the cash back, no extra fee tacked on
University - pay by e-check which doesn't have an extra fee, sometimes use the payment plan which adds a small flat fee (not percentage) depending on our cash flow situation; they do have an extra fee to pay be credit card because they use an outside processor and the fee goes to the outside entity, the university stresses that they do not get any extra in this transaction
Other expenses, including textbooks, supplies, and parking pass are all charged to credit card for the cash back.
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it seems much lower than it should. Has anyone else had this happen?
Be sure parent income and assets are listed for the parents and not for the student. This is a common error and would greatly effect the EFC/Pell grant amounts. Be sure retirement accounts are not included in the investment total. Primary residence value is also not included.
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That would be great!
Upon further research, I think our eligibility will disappear once I make corrections to the FAFSA we just submitted. I have provided a rough guess on one of our "investments" because it is a complicated situation (real estate passed down through generations and jointly owned by several people . . .in the middle of nowhere with no clear comparable sales to estimate value, not residential and not farmed). It never really mattered since we weren't eligible for aid.
Now, though, I absolutely do not want to accept aid we are not eligible for so will need to determine and add in a value that would be defensible and accurate. Fun times.
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We had to amend our 2016 taxes. (Adopted a child we had been fostering but didn’t get his ss# until after taxes were filed so we couldn’t claim him originally) When you use the data retrieval you can’t see the numbers, right?
I’m leaning towards not using it because I’m nervous they won’t upload the revised one.
It should still be easy, right? I just input the numbers myself off our tax forms?
Also, the “Number of people in your householdâ€- is that for the 2016 tax year or currently? We’ve had a child pass away since those taxes were filed.
Thanks
It will take a little longer but if you have your tax forms, not difficult. The other option is to use the import and then review it all later after it processes.
The household number would be for the coming school year. Here's the FAFSA guidance:
To determine your parents’ household size, include:
- yourself;
- your parents;
- the number of other children (other than yourself and even if they do not live with your parents) who will receive more than half of their support from your parents between July 1, 2018 and June 30, 2019; and
- the number of people who are not your parents’ children but who live with your parents and receive more than half of their support from your parents, and will continue to receive more than half of their support from your parents between July 1, 2018 and June 30, 2019.
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To clarify, DD had to accept the scholarship, not commit to attending the school. She still has until May 1 for that decision. They only ask if she decides not to attend that school, that she notify them so they can release the scholarship to someone else. It's strange, really, to require the scholarship acceptance before she knows where she will attend.
Edit to add: I just re-read my opening post and it does sound like I was saying that DD had to accept admission to the school. Sorry about that. I'll try to re-word it a bit for clarity.
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I thought we were well outside the income limits for Pell eligibility. In fact, the only reason we've filled out FAFSA the last 3 years for our older DD is for the state lottery scholarship (merit based but requires the FAFSA).
I just filled out the FAFSA for next year, the first in which we will have 2 in college. Stunned to see that younger DD may be eligible for a small amount of Pell. I plan to scrutinize the FAFSA carefully line by line once it processes to be sure everything is accurate. I imported data from the IRS so couldn't view all the entries before I submitted.
Still thinking something is wrong.
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It doesn't hurt anything to have schools listed on FAFSA that the student doesn't end up applying to. You can also add schools on later.
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DD only applied to 3 schools, all instate publics. She recently received a scholarship offer from one but they only gave her a few days to accept the scholarship by filling out and signing a form and either faxing or mailing it back. Online and email were not offered options.
We had to scramble to get it returned in time. I think it would be EASY to miss such a tight deadline, especially the students who apply to several schools and are juggling multiple due dates, etc.
What I find especially strange is that this scholarship can be applied for through December 15. . .why require such a quick response in early October?!?
Edited for clarity
UPDATE: I thought I would come back and update with new information. We attended a university preview day for this school and I specifically asked about it. I was "reassured" that a student would not lose this scholarship even if the school did not receive the acceptance response. So, I'm even more annoyed. :glare:
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Party!
Can be a bit more formal than a hootenanny.
Loving the responses! Our discussion launched from the meaning of shindig and quickly started making comparisons/contrasts with hootenanny and hoe down!
Looks like most folks agree with my DH and DDs in that a shindig is a casual party. They even thought it had connotations of southern and/or country as well. Definitely music, dancing optional, and probably beer. What *I* would call a hootenanny. Meanwhile, a hoe down MUST have country music and dancing.
If *I* call something a shindig, it means I have to dress nicer than everyday office wear. So, a reception with clients and hors d'oeuvres with the men wearing suits and ties and women dressed equivalently.
Maybe it depends on the qualifier: "small shindig" versus "fancy shindig".
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and where do you live (general region)?
Had a lively discussion over dinner and the connotations I have with "shindig" are different than the rest of the family.
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My guess as a pharmacy tech.
The reason you werent charged a copay...because they probably used a manufacturer coupon for your copay. Since it dropped the copay to zero, they mailed it to you.
Maybe not illegal, but definitely sketchy to mail a script without patient permission.
Ah, thank you. You are a genius. I hadn't thought about the possibility of a manufacturer's coupon. We've had those for very expensive name brand medications in the past.
The mystery is slowly resolving. My thanks to everyone for their input. That's the main reason I come to these forums. Between everyone who is active posting here, we know everything.
:hurray:
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When checking prices, be sure you are choosing the same strength and quantity.
:iagree: I was looking it up wrong.
I was typing the exact name of the medication but the internet information that was returning was the GENERIC. DH received the brand name and, yes, it apparently retails for over $2100. Yikes! He never would have accepted receipt of it, knowing the cost. The doctor visit and prescription was in early March, seven months ago.
So, I guess now I'm surprised the pharmacy hasn't been billing us. Still seems wrong that they can just mail it to you without you agreeing to the cost. I don't know how the pharmacy had our insurance information unless the doctor office shared it with them. This was a local pharmacy across town so I'm sure we've never used them before.
Our insurance covers 30% of name brand drugs so the ratio of paid/owed seems about right. :crying:
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So, several months ago, DH's doctor gave him some samples and electronically submitted a prescription. DH had planned to see if the samples helped before picking up the script but the medicine arrived in the mail a few days later from a pharmacy across town (one we have never used).
I thought it was a little odd at the time but didn't give it much consideration.
Well, we just now got an EOB from the prescription portion of our health insurance that shows that the insurance paid almost $700 of the cost and that our cost would be over $1400.
My jaw dropped. I showed DH and he yelped. I did a quick google search on pharmacy prices and it looks like this medicine routinely retails for around $200.
Any ideas? We have never gotten a balance due bill from the pharmacy so I'm picturing them gleefully collecting the $700 insurance money for a $200 prescription.
I did go onto our drug insurance website and did a search on their drug database and they have the drug listed as around $2100. That is very out of sync with the general pharmacy prices I can find online.
What would you do at this point? I really don't expect to be billed but I'm annoyed that our insurance way overpaid for a medication that DH may not have bothered to even have filled if it hadn't just been automatically mailed to us.
Also kind of concerned that the prescribing doctor may be involved in some sort of kick-back. Otherwise, why would he have sent the script to a local pharmacy across town and why would they have mailed it instead of letting us pick it up? My own doctors always ask what pharmacy I want to use and it has never been mailed unless I specifically used the 90-day mail order program through the insurance plan.
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Thanks everyone. I appreciate your responses. Helps to know that I'm not missing something obvious.
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He can no longer make legal decisions for himself but has isolated himself for many years and has no one designated that can make legal/financial decisions for him via a power of attorney or living will. He is not able to answer basic questions.
The hospital case worker has been calling repeatedly wanting information on past health history, possible insurance, financial information, etc., which we do not have. I have no idea where to go from here. The case worker has indicated that he will remain in the hospital until he is placed in a nursing home. The nursing home won't take him until he is approved for the state insurance for the indigent. The state won't accept him for the program until they get financial documentation to verify his need. We have no legal authority to access his financial accounts (if he even has any!) to gather information and no desire to spend our own financial resources pursuing a court ordered power of attorney.
Any ideas?
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In isolation, this wouldn't concern me at all. As a pattern of similar events, it would.
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In honor of "Speak Like a Pirate Day":
[The gender based door signs are] "more what you'd call guidelines than actual rules."
I used more than a few men's rooms and wouldn't hesitate to do it again. DH and I have traded enough stories about the cleanliness or lack thereof in public restrooms, no one wins. Yuck.
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If you've already checked out the typical guidance sites, here's my tips:
Only stock up on what you are willing to eat and are eating NOW.
Do not buy more than you will eat before it expires if there is NOT a disaster.
Rotate, meaning the newest box/can/package goes in the back and you are eating the oldest package today.
So, no cases of freeze dried foodstuffs that are not part of your current diet.
You can survive weeks without food so these are really just comfort measures in all but the more dire long-term emergencies. Water is more important and can quickly become urgent. I'd focus there first.
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Ya'll are awesome! Thanks so much.
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Ok. Thanks for the tips. Is this closer?
Odds you baked on a particular day: 12/30 or 40%
Odds your sister baked on a particular day: 12/30 or 40%
Odds you both baked on a particular day: 40% x 40% = 16%
Odds that you did NOT both bake on a particular day: 84%
How do I then account for the fact that there was 30 days that you had a 84% probability that you didn't both bake? Is this correct:
84%^30=0.535% This extremely small percentage chance that you didn't both bake on the same day during the month.
So, 100%-0.535% = 99.465% would be the probability that you did bake on the same day in those 30 days.
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When to apply for FASA?
in The College Board
Posted
This is a common sentiment but is usually not very accurate. The fact is, family income has a much larger effect on eligibility for financial aid than assets. Someone who earns big but spends big will NOT be getting financial aid while a family with more modest income and hard earned savings miss out.
I highly recommend looking closely at the FAFSA calculation to see exactly what it includes and how it the EFC is calculated.