pitterpatter
-
Posts
3,326 -
Joined
-
Last visited
Content Type
Profiles
Forums
Events
Blogs
Classifieds
Store
Posts posted by pitterpatter
-
-
I still have part of my sticker collection in a Garfield stationary box up on my closet. It has whole sheets of unused scratch and sniffs in it. The taco-scented ones are my favorite. I bought DD some of the TREND stickers you're referring too. My vintage ones smell more! I would think about taking a pic of some of them, but I'm laid up in bed with a toothache. 😩
-
3
-
-
Life simply has not turned out as I'd hoped/expected. These past several years have been extremely challenging for me. I am stretched to my max both mentally and emotionally. My mental load is extreme. My "free time" is limited. Little of this relates to homeschooling, except that homeschooling keeps me tied in place and restricts my ability to improve certain other facets of life. DD has been fabulous in stepping up and taking a more-independent role in her studies. She's doing some dual credit. Her first ACT scores were good. But, I feel as those I am failing her overall. I really need some kind of homeschooler's checklist to help me get through the next year and half. She's finishing up her junior year, and I fear missing important upcoming deadlines. (I already missed some summer opportunities but found different ones last minute.) Any suggestions?
-
I still miss her. She was wise and so helpful to me. I've wondered how her son has fared without her over the years.
19 hours ago, Carol in Cal. said:Kathy, an original WTM mom with one son, attended the 10 year anniversary conference in Williamsburg and then found out she had breast cancer and passed away.
-
1
-
-
Our DMV gives out yellow and black "Permit Driver" signs to tape to your back window.
-
2 hours ago, saraha said:
My awesome Uber driver drove me the route to the school from my hotel before dropping me off and was like “Honey, you walk it. Experience the French quarter!!!”
Yes. We walked all over that place all times of day this time last year. You probably feel a bit leery sometimes, but I do think you'll be okay.
See whether you can catch an early Mardi Gras walking parade while you're there.
-
1
-
-
This is interesting. I believe I received a letter in the mail telling me about the change in the program. When I talked to Nurtec OneSource on the phone, I asked whether it was just me (or people with my particular insurance) getting kicked off or everyone. They said everyone. Maybe that wasn't true. Hopefully, you'll get to stay. According to that phone call, I might be able to get another script or two filled this year. They said from January 1st on, anyone using the program in the future, would only get a maximum of two scripts filled.
I'm going to try to get my script filled early next week since that's when I should be eligible again. Then, I'm going to turn around and have my doctor prescribe whatever off-label one he wants and try to make do, I guess. Maybe I could squeeze that second script out of Nurtec at some point.
I remember talking on the phone to Nurtec OnceSource the first couple of times I got it for free. I asked them how long I would continue to get it for free. They said indefinitely, as long as I had insurance. I remembering thinking, yeah right. All good things always end, but it was quite a bit sooner than I had hoped. I thought maybe they had had success with the insurance companies, though. Not really, it seems.
51 minutes ago, crazyforlatin said:So far I’m using the free Nurtec program, and I didn’t know it changed until you posted. So I’m going to be in the same position as you. I like Nurtec a lot. Up until the first week of January, I used to get the 8-pill packet every 21 days and used as needed.
Due to switching insurance and then PCP I won’t be able to even see a doctor until March. I have some leftover pills but they will not last if I’m supposed to take 3 alternatives. If I were in your shoes I would quickly start the alternatives and let the doctor know the alternative doesn’t work. For me I’m not sure if I would even bother taking the alternative due to side effects. I don’t have any side effects with Nurtec.
I still have one week to switch back to my original insurance so that I can go back to my old doctor in February.
It was too good to last this long. I started in August 2023 when in received a free sample.
-
1
-
2
-
-
Nope.
24 minutes ago, Scarlett said:Did they include tag and tax in your settlement offer?
It is fairly difficult. They provided two comps. One was generous, the other was not. Both were used. And, the mileage for both were between 1,000 and 1,600 miles. I have found a couple of new-car comps where the mileage is closer to ours. One is 381 miles. The mileage of our Mazda was 399. The trick I think is going to be finding two comps close enough to what we paid to average better. Their high-low thing is annoying and undoubtedly by design. If we present just one comp that is nearly exact to our totaled car, they may kick out their "generous" comp and then the total with out on-point comp would average lower with their low-ball comp. But, maybe they can't legally change the offer down.
23 minutes ago, Scarlett said:Also it is super difficult to find comps for a new vehicle with 400 miles on it.
I would argue a bit. It won’t hurt to haggle some.
Ours, which is why I don't understand why they would use the low-ball comp.
22 minutes ago, Scarlett said:Also is thus your insurance or Geico making this offer?
-
Insurance is offering us $38,700. Sticker price on the car was $40,500. Total amount with financing and fees was $42,005.60. I got a payoff quote from Mazda, if we pay it off by the end of the month, which I don't know will happen, we will only have to pay $56 of the $1,445.60 in finances charges. We have gap insurance, but we are not upside on the loan, so we are essentially being penalized for putting so much down as a down payment. We will lose $1,915.87 of what we paid on the car, if we accept the offer. Is this a fair, or at least typical, offer?
-
I wonder what the person thinks when they never get a thank you. I always thank my well wishers.
5 minutes ago, cintinative said:Make that six years. Sigh. I am with you all--I would have told the person the first time. I thought maybe I was old fashioned or something because everyone on FB seems to think it is as funny as he does. I don't know what i would think if I was the sender and I found out six years later that none of my texts had gone through.
-
3
-
-
I would definitely tell them they have the wrong number. As a matter of fact, I always do. Spam aside, of course.
-
8
-
-
Yes! I have chronic migraine. I can't use a medication that "treats" them because they are so frequent. I never know where one ends and the next one begins. They can last days. I need a medicine that prevents them. Off-label stuff does not prevent, so I don't even understand why I have to "try" them.
10 minutes ago, Lady Florida. said:Yes, I'd do it. You already know what works. Your doctor already knows what works. Tick the boxes and get on with approval for what works.
I've had frustrated doctors tell me they wish insurance companies would let them practice medicine and do what's best for their patients.
-
2
-
-
Good Rx in a no go. Still $1,030 for the 8-pill dosage. I need the 16-pill dosage too, which I'm not sure my insurance will cover even with prior authorization. The 8-pill dosage is all that shows up in their database.
43 minutes ago, Heartstrings said:Have you seen if GoodRx will cover the prescription you want? If it’s new they may not but it’s worth a shot.
-
4
-
-
I know nothing about bunions, but I do love my Altra Timp trail runners for hiking. I recently found a pair of Altras at Ross that are a different model that I wear as an everyday shoe. I bought my first pair of Altras after breaking my foot. I needed something to protect it when stepping on rocks, etc. while hiking. I also needed better traction to help keep me from falling while on the trail. (I also use poles.) Lone Peak and Timp were constantly recommended by hikers online. Since then, I bought Lone Peak for my husband and daughter. My husband loves them and wants more Altra shoes. My daughter likes to be contrary about them because she claims she doesn't like hiking. Lol. (She actually just doesn't like hiking with my husband because he's too hard core for her.)
-
1
-
-
One thing that I've considered is taking whatever med is prescribed for about a week. If the migraines come back, or I can't handle the side effects, then I would switch back over to my remaining Nurtec pills until the 30 days are up for the new med. Then, I'd try whatever is next and do the same. I'm not sure it's safe to switch back and forth like this, though. I also don't know how to lie to my doctor. (I'm a sucky lier and generally don't believe in it.) I really like him. If we were to have a face-to-face discussion, I think I would just ask him whether I could pretend to take them. He would laugh, I think, and possibly help me figure out the lesser of the evils to just get through the process. But, I don't know for sure.
39 minutes ago, Heartstrings said:Yes. I would absolutely do that. My ethics do not require me to sacrifice myself to the profits of an insurance company. Tick those boxes however you need.
Have you seen if GoodRx will cover the prescription you want? If it’s new they may not but it’s worth a shot.
-
4
-
-
I've technically only taken one. The vitamin regimen and diet thing doesn't count. I did that for months. I quit the amitriptyline after a month or two because it was worse than taking nothing. I also developed heart palpitations while taking it.
5 minutes ago, MercyA said:It sounds like you've already tried the three medications the insurance company wants you to try, or have tried similar ones? If that's the case, I'd just have the doctor write the scripts for you, go ahead and fill them, and keep taking Nurtec. I hope you can get authorization after that.
I think I'd do it with no guilt.
-
We always print paper boarding passes. You never know when your cell phone will poop out. Sometimes we use them, sometimes we don't. I like being able to shove them in my pocket and not have to get my cell phone out while going through TSA and boarding. We have had zero issues with them. Just print him out the confirmation info too. Also, take a screenshot of the boarding pass on your phone and send it to his phone. We always have screenshots in case cell reception is slow.
ETA: I take paper copies of everything when we travel...hotel reservations, car rental confirmations, entertainment tickets, etc.
-
2
-
-
I didn't realize that about the tapering. My hairdresser is taking it. She had migraine so badly that she went to Mayo, and they did brain surgery on her. She still has migraine. She doesn't like Topamax, but that's what she's on. I have not wanted to go on it because the side effects are the same as having migraine! I'm also not keen on taking off-label anti-depressant and anti-seizure drugs. I actually don't like taking any drugs at all. That's how I ended up with Nurtec. I expressed my noninterest in the others with my doctor.
10 minutes ago, Katy said:I would probably try them just to make sure. But I don’t see how you could take topamax for only one month unless they pretty drastically changed the protocol. When I was on it (18ish years ago), the taper was more slow than prednisone and the medication alone was completely debilitating. That’s the one I’d skip, but then again I tried it before for more than 6 months.
-
Yes, the doctor is trying. He put in a script for Aimovig to try, but insurance won't allow it either. He's actually great and really tries. I think he has migraine too...just a lot less frequently.
6 minutes ago, almondbutterandjelly said:Have you tried sic'ing your doctor and husband on the insurance company? Sometimes if they get a lot of pushback, they fold.
-
Yes. We would like to get the same kind. There is zero-percent financing through the end of the month, which is better than the 1.9 percent we got in December. We are really anxious to go buy one since DH really needs this settled for work, but we can't afford two $500-$600 car payments, if we aren't going to get a payout soon.
18 minutes ago, Scarlett said:That is great news! These type of claims do move VERY slowly IMO. Especially because it happened during the holidays.
Have you been looking at new cars yet? -
I have chronic migraine, which is diagnosed when a person has at least 15 migraine days a month. I had them just about daily before receiving treatment. They are extremely debilitating. I am pretty much nonfunctional when I have them. I get about 2-3 hours of life a day.
I originally tried the vitamin regimen that is recommended for migraine sufferers. I also did the migraine diet (in earnest). That didn't help. I then tried amitriptyline. That didn't help and just made me extremely tired during my few non-migraine hours each day, so it was actually worse than taking nothing.
Then, the new especially-for-migraine medicines came out. I was able to get Nurtec for free from the manufacturer for over a year. The for-treatment dosage didn't work, but the preventative dose did! It changed my life.
Well, Nurtec changed their free goods/insurance bridge program at the beginning of the year. I will no longer get free Nurtec. My insurance won't provide prior authorization for Nurtec unless I try three cheap off-label meds for 30 days apiece. I have zero desire to go back to zombie land. None of the meds, except maybe Topamax, will prevent migraine, which is what I need.
I have 1 and 3/4 boxes of Nurtec left, and I may be able to get one more fill from Nurtec for free (maybe). I have been halving the pills to make them last. It kind of works. It's not as good as taking the full dose, but I'm making it through for the most part.
I am thinking about having my doctor write scripts for whatever and not take them just to get them on my record so I can get prior authorization for Nurtec. I would keep taking the Nurtec for as long as I have it. This isn't something I thought I'd ever consider, as this kind of thing isn't in my nature. However, my mental health crumbles at the thought of returning to zombie land. I have so many stresses and responsibilities in my life right now, that I cannot afford be nonfunctional.
What would you do?
-
2
-
-
A small update. The body shop was able to get the car up on a rack yesterday. They found quite a bit more damage and have now declared the car a total loss. Hopefully, this will get things moving a bit.
-
6
-
-
I want to thank everyone for their insights and advice. I called my claims agent first-thing yesterday morning. She actually answered her phone, and we talked for about 40 minutes. We were able to have a fruitful conversation because of what I learned here. It's probably going to be a somewhat lengthy ordeal. Geico hasn't claimed liability for the lady who caused the accident yet. She won't answer American Family's calls. The other motorist she hit got a lawyer, so American Family can't talk to him. Both insurance companies are still waiting on the police report from Lexis-Nexis. We read through the copy I gave her and she doesn't see how Geico could claim anything but 100 percent liability. She said they would fight them on anything less.
Yesterday afternoon, my husband and I met with the auto body guy. The car is so new that the total loss threshold doesn't even show up in his computer program. And, he had to call Mazda for all the part prices, etc. They weren't in his program either. He found a note from American Family while he was in his computer system yesterday that said not to go over $23,000+. The car was already sitting at $22,000 in repairs, not including some parts he was unable to find prices on, and he hasn't even put it up on a rack yet. He seemed confident that he would find enough additional damage for it to be a total loss. We are crossing our fingers. That would get us moving toward obtaining a new car in a timely manner. He said it would be months before they would be able to get the parts in and get it fixed.
-
3
-
-
13 minutes ago, Soror said:
Fwiw I live in MO.
FIL had a similar issue twice. Once was a wreck by dh when young and another when someone hit their new car. Both times, many years apart with different insurance companies, he had to wait them out to get them to bring the valuation up and to be reimbursed for depreciation. It was years to get them to pay up. Hopefully you have better luck.
Ugh. And, what are we supposed to do in the mean time? Pay two new car payments? DH has to have this car for work. It is required. We can't afford that even. DD is a junior and will be leaving for college before long.
-
1
-
-
Ours. I don't think she is an adjustor but a claims rep. I don't think they use "adjustors" anymore. They go by what the body shop estimates. Maybe that's the same thing. But, American Family doesn't have an employee who goes and accesses the damage in this case. It is based on what the auto body finds.
20 minutes ago, Scarlett said:Possibly. But once in a while you get someone who will reply off hours. Is this the Geico adjuster or your ins adjuster?
Either way you will know more once they determine if it totaled.
Look what just got dropped off for the butterfly library!!
in The Chat Board
Posted
Nice!