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Calm37

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Posts posted by Calm37

  1. I took my oldest to her pediatrician for one years ago. It was in her armpit, and we were anticipating her wanting to shave. He tied it tight with suture material, but said tooth floss at home would work just as well with any others that popped up. I tried the tooth floss on my own a few years later. Just hurts for a moment as you tie it tight, then leave it. It will fall off, but, oh, dear, can't remember how long, maybe a week or two?

  2. Thanks for mentioning the GTD system. I didn't know anything about this. Todoist didn't work well for me, but I have been using Trello daily for several years.  Now I see there are GTD principles for Trello, too. I don't have a big need for a calendar, but have lots of projects going on. Trello forces me to manually set everything up and move it around, rather than set and forget. For some reason that just clicks with me. It has been a good dumping ground for all my crazy details. I'm looking forward to learning more about GTD.

     

  3. I watched the first episode last night. This series should come with a trigger warning for older homeschool moms! I lived through a lot of that stuff, including gathering the family to watch the show. My kids thought it was funny/weird, at the time. We knew a few large families that were similar in appearance, though not belief.

    I am old enough to remember Bill Gothard being a big deal for EVERYBODY in the Chicago area for a year or two. Those big crowds you see him speaking to are some pretty normal people caught up in a "latest, greatest thing." Our large Chicago-area church had many hundreds of people attend the basic seminar. I remember my dad having the binders. I asked him about it a few years before he died. He said it was weird, legalism, not helpful, didn't last. 

    I read the Pearls and received their newsletters. They were like roadkill in a lot of ways. I actually bought her marriage book! It had a lot of "do this or your husband will be a pervert" sort of advice. I rarely put a book in the paper recycling, but, yeah.

    Anyone remember Above Rubies? That still comes in the mail every once in a while. Not weird, but still a sign of that time of life to me. 

    Oh gosh........... 

     

    • Like 7
  4. The worst troublemakers/complainers are usually offended about something. Getting to the root of that can help. It's not always easy, but if they keep talking about something that happened awhile ago as if it happened recently, then that's it. Bitter people (I've been one) are very good at keeping offenses current, even hurts from many years ago. 

    Heb 12:15  See to it that no one fails to obtain the grace of God; that no "root of bitterness" springs up and causes trouble, and by it many become defiled; 
     

  5. 4 minutes ago, Scarlett said:

    Surly there is a limit though based upon value? This car was only worth $12k. But either way I am not involved in that whole desk. I heard him telling his dad about the gap policy and then heard he still owed on it. 

    A gap policy covers the difference between the loan balance and the insurance payout. That's all it's for. I'm sorry, sounds like something is off, and I know you are not in the details of all this. 

    • Like 1
  6. 10 hours ago, Scarlett said:

    Has he ever heard of a difference of 6k on the loan? 

    6K is a very small difference in the car business. Pickups are selling for 100K plus. If he needs a copy of his gap policy, he could contact the dealership where he purchased it. 

  7. Gap insurance is supposed to cover the difference between the value of the car and the amount owed. It is a separate insurance policy and a separate claim. My husband sells cars and has never heard of a gap policy that doesn't cover the whole difference. 

    • Like 2
  8. I really believe that your energy/confidence level will be more important than your hair color. I am much older than you, but I do try not to act too "creaky." Best wishes. My daughter is loving her library job so much she is delaying her return to college! It was her customer service experience that got her the job. That surprised me. So sell your people skills!

    • Like 6
  9. It has been a while since we used it, but there should be samples of the student guide online. We did make a history notebook. The grade I used had a few questions about the books and some maps, too. We were keeping the timeline, too, so had the stickers for that. I found the student guide to be a timesaver for me, but necessary, no. I bought Sonlight specifically because I was experiencing burnout planning my own stuff and wanted a "do this" type of thing. We did the whole grade package for two middle school years.

    • Thanks 1
  10. 1 hour ago, Lady Florida. said:

    You have to sign up for part A, hospitalization but it's free. You don't need to sign up for the other parts if still working and covered by employer insurance. When you retire and apply for the rest of Medicare you need to prove you've had that other insurance since turning 65. There's a form the employer (usually HR) must sign. Without it you're forever financially penalized in the form of higher Medicare costs for life.

    Dh retired just over a year ago at age 68 so we went through this very recently - both when he turned 65 and when he retired. 

    Yes. this is right. My husband signed up for Medicare Part A at 65. He is covered with his employer's insurance and will apply for Part B when he drops that (we still have kids under 26). I just wanted to add that it makes a difference if the employer covers less than 20 people. This resource should answer your questions:

    https://www.medicare.gov/basics/get-started-with-medicare/medicare-basics/working-past-65

    • Like 5
    • Thanks 2
  11. 56 minutes ago, Mrs Tiggywinkle Again said:

    If it’s anything like the hospital or ambulance fee schedule, the reimbursement is well below the actual cost.  A private appointment at a good counseling place here is $200-250 an hour if you’re paying cash.  Medicare’s reimbursement is half that according to this chart.  Most of the people I know on Medicare are on fixed incomes and couldn’t afford to come up with the rest of that themselves.

    https://www.apaservices.org/practice/medicare/medicare-news/2022-fee-schedule

    I have a Medicare Advantage plan, and it just requires a $35 copay.

    • Like 1
  12. I am responding to your "having a ball" comment on photography. I have watched my son grow in this over the last few years. This takes work! His editing skills have grown from the "make that blue bluer" stage to some big blown up photos on my kitchen walls of my daughter's mission field. It takes time to grow in this field and to learn the software (he uses lightroom a lot is all I know and has invested in some expensive lenses). I say, with all your travels coming up, put your time there. 🙂 Blessings!

    • Like 1
  13. I use it during a cold, but only in ONE nostril. I try to switch sides after a day or two. I find that I need to use it more frequently as days go by. I am surprised that by two weeks he is only needing it once a day! When my cold symptoms subside, I go through "withdrawal" during the daytime. This is 4-6 hours of stuffiness. So, anyway, he should only use it on one side and get the other side to clear up first.

  14. 25 minutes ago, hjffkj said:

    In this current market are you certain she needs to make the repairs in order to sell the house. I'd start by talking to a realtor in the area where that house is. 

    Yes, a home down the street sold "as is" just this week. It had been torn apart inside for a never completed remodel-no kitchen, no flooring, and the foundation was buckling in one corner with cracks down both sides!. I'm thinking it likely sold for $50-60K under market price.

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