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Goodness Gracious.


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Yesterday, I decided to sit down to figure out how to pay off dh's bills too and I figured out that he could be debt free too by July/August 2010 if he were willing to live as we have been until then.

 

If the minimum payments were made, he'd have this debt for 4-5 years and there are more medical bills on the way...

 

I was excited that we could both be debt free but decided that I needed to ask him what HE wanted...more money per month or to be debt free by 2010. I wrote out all the bills and how they could be paid off by doubling and tripling payments as each of them are paid off smallest to largest. I also figured out how long it would take at the minimum payments to pay the bills off, one is 46 months!

 

He chose...more money each month instead of being debt-free. He choose more money to spend and waste. I feel so sad. Our finances are separate right now, I'm working on my bills (bills in my name, not entirely all my debt) with my own income and we use his income to pay the household bills. I manage everything. I've been trying to get him on a budget for 6 months now.

 

I'm sad for him. In a way I was giving him a gift- managing his finances and taking care of him so that he didn't have debt when we finally split which will be in 2010. He would have a clean slate to start over with but he doesn't want it. He knows I'm leaving, I told him I want a separation which has been followed with empty promises of counseling and devotion on his part.

 

Sharing probably more than I should...

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