Sunny
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Posts posted by Sunny
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We have loads of legos. I tried to sort them in tackle boxes for all the smaller specialty pieces. The boys loved it, because it was fast and easy to assemble, but they never put them back in there when dismantling the creation. I gave up, and all the special pieces go in a "smaller" drawer, while all the bulk pieces go in the bigger bins.
As to the instruction guides, I have a LARGE 3 ring binder with all the instructions in plastic sheet protectors. That way they can find one if they want it, but they typically like to make their own creations. Still, it's nice to have the original on hand. This makes it easy to find too.
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try searching the board for this topic, there has been several threads in the last few months.
We use Samaritan. Haven't had any complaints, and we've been with them for many years. Had a claim just last month and we've gotten all the checks from subscribers just as planned. Its affordable and a great way to share needs with other Christians.
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Do you put dry stuff in too? You need leaves or such.
We got rats because we put food in the pile, but never mosquitos. We just ignored them, they would run away when we opened the lid. Do you have worms? We had lots of worms eating up the stuff, and it really heated up and deteriorated nicely.. We also added in horse manure. It was a heating factor. We didn't water it though.
Don't give up!
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ME! I need 14 points for my second square!
:)
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Yes, Samaritan is a share program where Christians pay directly to those who have a direct "need". It is not insurance in the way that a middle man holds the money, or that they cover some of the same "issues".
Example: Samaratin covers accidents and illnesses. They do not cover mental health issues, Rx's, drug abuse problems, dietary problems, chiro, natural health, etc...
THey do cover AIDS, HIV or other STD's when they are contracted by innocent means. They cannot be because of lack of monogamous marriage, etc..
This is why there is so low of payouts because people sign statments that they are Christians, and will abide by actions believed to be fundamental Christian behavior.
It isn't for everyone, but for those who live by these ways and are not at risks, don't have any problem with joining a group like this because we don't have to pay for expensive procedures that are questionable for Christians anyway.
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I've looked in my membership book. it says that they do not cover for pre-existing conditions unless you have not been treated for the last 12 months and have doctor's written proof if cause does come up that you were previously considered "cured". The only exception for this rule is Cancer, Diabetes and heart conditions. These needs will not be published even if it has been 12 months without symtpoms or treatment.
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We have Samaritan and self-employed. We are covered to 1 million not just 100,000. THey have a supplemental coverage if you opt in for it. It has worked very well as far as I can tell.
We previously used a high deductible plan, and it was still much more expensive than Samaratin.
Even if you have a pre-existing condition, I'm sure Samaratin covers you, just not for that condition. I've seen submissions for people where they have asked for special consideration and it if for pre-existing. Therefore, you won't be denied, you just can't expect them to ask everyone to pay for the expense. If you haven't had any problems with those conditions, you would have to decide whether or not it would be a reasonable risk to exlude those conditions from coverage so that you could be covered otherwise for other situations.
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We use Samaritan. Under these rules, pre-existing conditions are still not covered, so I'm not sure that this is a viable option if that is the issue. They usually have an 800 number that you can call and ask questions. They would be able to tell you exactly what they offer under your circumstances.
We've been with them for many years and it works out great for us.
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My dh is a paint contractor, so not exactly the same, but similar.
It sounds as if this contractor should act as a general and have other contractors working for him so that he has some time to continue to support any other business that may come along. (as opposed to doing most of the work himself).
A contract even among family is necessary.
Pay for a general is usually a percentage of the bids from all the other sub contractors, or a total of the cost of the house. I think our General Contractor averages about 15% when we built. It really depends on location, job, and what that contractor is doing.
I can't imagine that there would be terrible risk. Sounds like the wealthy family could get the construction loan themselves and that way there isn't any great financial risk to the contractor as far as being stuck with an expensive house (or two). he just needs to arrange a payment schedule, which would probably be based upon when trades are finished. ie.. framing gets paid, contractor gets paid. roof done and paid, contractor paid. etc..
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Wow, great news. So glad to hear your encouraging praise.
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Actually, I think you mean if you have only 80% loan, not that you paid down 80%.
It never applies to those who had 20% down and financed only 80. But you're right, you can ask for them to remove it, if there isn't a qualifier about the time issue.
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No, Kerry Ann is the administrator/owner of the NT site linked above for menu mailer. I just learned of her from that post, and it looks like a terrific web site!
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If you want to do something really low key, you could also find a homeopath. I found one, and she helped tremendously with depression issues. It wasn't something I could talk myself out of, it was a state of body and apparantly there was some type of healing needed. What ever it was, it's gone and wasn't difficult to deal with as far as what to tell people, I was able to use email to follow up and she would mail me the natural remedies for it.
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I agree, Craigs list is easy. You post free, and people come get the stuff!
Way better than a garage sale. Easier than Ebay.
Good job on working on the E-Fund.
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Our GP died a few years ago after being outside eating grass. We think she got bite by a spider or something. GP are so sweet, but they don't have much tolerance. I'm glad there are still a couple others that will make it, the dc would have been devastated if it had been all of them.
:grouphug:
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usually it is activities that are active, because if we dont' have kids hanging us back, we like to play!
Tennis and mountain biking are the first on the list. A nice long ride is exhilirating.
If it is a cold evening, we like the Border's book store where we can hang out and look through books or music and sit and listen to music and drink some refreshing/soothing drink.
If we had money, we would go out to eat and maybe some time of concert/show, but usually that only happens when we have gift cards, or dh wins the show off the radio give aways! He's won plenty!
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thank you to those who shared! I got a big boost in number of rep points. I guess it takes a whole lot to get the 2nd square. Some of you must really count lots of points. I've had 20 sale transactions, and got a whopping 20 points. Now, it has doubled this morning! Thanks!
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did 5 minutes warm up on the treadmill, then 20 interval minutes on step machine and back to warm down on the treadmill. Just over 1.6 miles on the step. I only do aerobic on T, TH to warm up the sore muscles from MWF doing strength training.
Feels Good!
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Yeah, I've heard others say this on his forum. It's some type of withdrawl. Caffeine isn't the only thing that does that.
If you can stand it, and keep going, great. If not, he has a slower phase in program for those of us that need more adjustment time.
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Do you have love to spread?? I've been at one square for ever! I usually only get rep from shipping curriculum :(
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If I were to compare this to the Eat for Health diet, you don't have nearly enough veggies/fruit and there is alot of fat here.
You have natural fats, granted. They aren't from all those unnatural sources, however, Fat is highly caloric, and even if you go with the "zone" type of idea, 30% fat IN CALORIES is way less than the fat you ate yesterday.
I bet you need to cut more fat than the carbs.
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It really isn't any harder than that. The problem is the emotional stuff inbetween!
Seriously, I've lost weight all ways, and I'm sure that is why all diets work to some extent if you stick to them.
I've lost weight by simply cutting my calories. I used Weight Down. I definatley lost alot of weight, however, after about 2 years, my metabolism was so slow, I could hardly eat anything more than a bird's token without gaining weight. I did not exercise. I simply ate less than my body needed to do regular day's work. The reason some lose weight with cutting fats or carbs is because both are highly caloric. Cut either and you'll lose weight (or slow/stop gaining).
I've lost weight by eating the same, and exercising a lot more. That is also a slow move in the right direction. It takes patience and willpower to continue to work without seeing a whole lot of change. I've worked out for 3 months and only seen a 12 lb. change. I'm looking for 40.
I think it really depends on your goal. WHY do you want to lose weight?
For me, I decided that I didn't just want to lose weight. My goals range from wanting to be able to do more things with my family, which requires alot more stamina, physical endurance, and energy. I also want to have a better tone than just be thinner. Finally, I really want to be healthier, which means that I need to be feeding myself better than I have been. We don't have insurance, and I really need to keep myself free from disease.
Therefore, the plan I've been working on lately is a regular workout routine plus a healthy diet. Healthy to me means more nutrients (vitamins, minerals) rather than carbs and fats which are empty calories. It just makes sense to get good calories rather than non nutritious calories. I look at the "nutrition" log of my workout partners and see things like "rice cakes", low fat pudding, blah blah. Why eat those things just to fill up with "nothing"?
I've been reading Eat for Health by Dr. Fuhrman. He is really good about educating to what is "healthy". He also has much experience in getting people to lose weight and get healthy at the same time. This particular book has 4 phases in working toward an ideal healthy diet. I'm only in phase 1 because I know that I need to work my way towards it, I'm not ready to jump in fully and stick with it for life.
So, in this phase, I'm working out 5 days a week, adding in fruit to my oats for breakfast and adding in a LARGE salad for dinner. I'm learning to blend more fruits and veggies just so I can get in the quantity.
Dieting is so personal because the reasons one is over weight is always personal. The math is the same, they are eating too much for their activity level, and the results are the same.. they put on weight, but everyone has a "reason" for doing so. THerefore, one must come up with their own reasons for getting well and losing weight.
One thing that has helped me in this long journey is something I'm reading along side Eat for Health.
The 7 Habits of Highly Effective Families by S. Covey. In the first habit, he talks about being able to "pause" after a stimulus before giving a response. We have that ability. I realized I can apply this to eating.
Hmmm... I'm hungry, what's in the pantry to snack on".... pause... what is my goal for losing weight? Do I really need to eat? If so, then lets do it right... where is that pear. If not, well go get busy with something else and forget about snacking.:001_smile:
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The web site says for dogs and cats. I didn't realize people cut cat's claws, but there isn't any reason why it wouldn't work. You just have a bigger challenge in holding the cat still without being clawed to death!
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I didn't see their suggestions. I used treats for my dog. She was really afraid the first time. I had one kid feeding treats while grinding on each nail. The next time the kids still had to wrestle her down and feed treats each nail. By the third time though, it only took 1 kid to hold her and one to feed every 2 nails. several months later, we are now to the point where she does not sit nearby while 2nd dog is getting nails done first, but she sits on lap and gets treats when all done. It just takes time and patience in making sure the dog gets something out of it and knows it is supposed to be a good thing. Just be sure you aren't trying to trim too much nail at once because it gets hot. If it hurts, they will never get calm.
Where does your dog live?
in General Education Discussion Board
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I voted that they have free range of house, however, that is only when we allow them!
They are crated in the garage at night for bedtime. They are crated also when we leave the house for more than 30 minutes, otherwise they stay in the yard when we make a quick trip to the neighbors or are not inside with them. They do not go to the bedrooms when we are downstairs. They RARELY are upstairs at all, although have access there. They pretty much stay by us in the schoolroom/family room/ kitchen area.
I know some people put baby gates at the staircase so the dog cannot have access to other rooms. This works for smaller dogs. Mine would agily jump right over if they wanted to.
Crates are much safer for dogs when left alone. Because they were raised this way from puppyhood, they much prefer this place to sleep too. We've tried to put a dog in the boys' rooms at night, and they pace and keep the kids up. They actually prefer their crates to sleep soundly, and it sure helps with cleanliness, accidents, and all around happy family/dogs.