Gingersnap
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Posts posted by Gingersnap
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I have had good luck with the download at this site: http://www.cleansoftware.org/office/
Hope this helps :)
Thank you, I'll try it. :)
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I bookmarked this site a few years ago:
and obviously didn't use it, but I think it allows you to create your transcript online using their programming. The final product is in PDF format; you may want to take a look.
Just so others know in case they use this.... I had everything listed and found out at the end that you have to upgrade to their $20 a year program to list more than 24 courses for the high school years. We have more than 24 courses and so this did not work for us. Just want to let others know in case you do like me and get to the end and get cut off asking you to upgrade.
Off to the library.....
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I bookmarked this site a few years ago:
and obviously didn't use it, but I think it allows you to create your transcript online using their programming. The final product is in PDF format; you may want to take a look.
Wow! Thank you so much. That will be so helpful.
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My daughter graduates in June. I want to have her senior pictures done before then to put into the graduation announcements. Any suggestions on where to have this done that is
reasonably priced? Would WalMart be too cheapy looking? lol (We're on a VERY tight budget.)
TIA
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Head to the library or borrow someone's computer? As a last resort, purchase Microsoft Office and install in on your computer. Your instincts are correct; a handwritten transcript isn't professional and wouldn't be well received. I think a printed transcript is a non-negotiable.
Barb
Thank you for your help. My husband suggested the library also. If that doesn't work, I'll just have to purchase Microsoft Word and install it on my PC.
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How do you make a transcript if you don't have a program such as Microsoft Word to create one? Is a handwritten one okay or unprofessional?
My daughter will need one for Vo-Tech next Fall. She graduates this June from our homeschool.
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No way :D
Somehow.. I knew you would say that. LOL
Can't blame me for trying!
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YES.
Thank you.
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I did a google check but couldn't find the answer.
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Gingersnap - I pay my CPA $59 and it's e-filed or something that has it back to us in under 2 weeks. There are many ways to work the numbers and you have to know what you are doing. My best friend was on the phone helping me help my neighbor and she said my neighbor was eligible to do this one thing on the form that we had no clue about - neighbor got back A LOT more money because of it.
I have sent all my friends to this man - they get more money back and continue to use his services year after year.
I would LOVE to find someone that would only charge $59! They all charge much more than that around here.
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One other possibilty is that your dh's work is withholding incorrectly. Not all payroll people are good at tax issues. :)
This could be true also.
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I think it also depends on income. We don't have a large income and we have our withholdings at 15 and there is almost 0 federal taken out of DH's check, but we qualify 8 of our children for the tax credits. We end up getting a large check.
Can I have a couple of your kids for my taxes? lol
I'm glad you are getting a nice check back. Happy spending! :)
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If you wanted to claim an exemption for not working outside the home then it would be 1 for each of the 4 of you, and one extra for the child tax credit, and one extra for you not working. That would make 6, not 7.
I must be messing up on the line that says to take 2 additional out for any child that gets the child tax credit. I give the 4 then the 1 for me not working then 2 additional for the child tax credit. I bet that's where I've messed up. I guess it's only
supposed
to be 1 additional for the child rather than 2 like it reads on the W4 form.
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Oh! I meant you aren't having enough *payroll taxes* taken out. I think you are thinking about the exemptions wrong! Have you ever seen a payroll tax table?
The more exemptions you claim, the *less* withholding taxes are taken out of your dh's check each week. So if you claim 7 exemptions, they are taking out very little taxes each week to go toward your yearly tax liability. And if you claim Married 7 exemptions on your W-4, you will have a lot less taken out than if you claimed Single 7. To have the maximum amount on the payroll tax table taken out, you would claim Single 0, and then you can elect to have even more payroll taxes taken out each week in a specific dollar amount.
I don't know if that helps you at all...
Yes, I understand all that. I know its apparent we need more taken out or we would not owe every year. We knocked the exemptions down to 6 now instead of the 7 we had hoping that will help. Thanks for your help.
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I haven't looked at a W-4 for a long time, but I think you're figuring it wrong.
I could understand 1 for each of you, plus 1 extra for the child tax credit. That would make 5, right?
Then *maybe* you won't end up paying next year.
It also says to claim 1 for me as I don't work outside the home. That makes 7 and we end up owing.
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You know what would be nice? If the W4 form could be worked and actually turn out accurate. It is not accurate or we could claim 7 like it comes up to and break even. But, we ended up owing at 7. We did change it to 6 a couple of weeks ago. Hopefully, next year... we will be okay.... thanks everyone.
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You aren't taking enough out, plain and simple. Only one child under 17 does not make 7 or 9 exemptions.
I know many people disagree with what we do, but here it is. My dh claims Single-0 on his W-4 so we have the maximum taken out. It is like a forced savings account for us. We use our tax refund to buy new (used) vehicles or make improvements on our home, plus purchase curriculum. If we had access to this money throughout the year in dh's paycheck, or even in our own savings account, it would get eaten up by the budget.
Plus we have four children under 17, and although we are just barely over the income level to get the Earned Income Credit, we do get the Additional Child Tax Credit. Since I am a student, we also get the Tuition Credit. And this year we put some insulation in our house and changed out an entry door, so we were able to get the Residential Energy Credit. We also take the Standard Deduction - we don't have enough deductions to itemize.
We Free File our taxes through the IRS website and it really is free. The free file vendors walk you through the steps, so it's not like you have to know what you're doing (even though I did used to work for H&R Block). But, of course, that won't help you take more out of each paycheck. You'll have to change your dh's W-4 if you don't want to end up paying at tax time.
We did change it to 6 and hoping we will break even next year. We had 7 and ended up owing.
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Why are you putting 2 for each child? That would only be if you are getting the child tax credit for them, so that would only be for one child.
You're right. I never noticed that. So, we would get 4 for the 4 of us, 1 additional for me as I don't work, and 2 for the child we have under 17, right? A total of 7? But, we still owe at 7 exemptions so that can't be right either.
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Are you saying that you get a tax credit for 1 child only? If this is the case you should change your exemptions. You are taking too many exemptions and so not enough taxes are taken out during the year.
Do you not own your home? Usually mortgage interest will help to itemize and take more than the standard deduction.
Anyway, you need to change your exemptions until you find the number that will come out as close to even as possible.
We have 2 dc and my dh claims 5 on his W-4. We end up with a refund on our federal taxes. We sometimes have to pay into state, it depends on how much I spend on hs'ing supplies (our state allows a deduction/credit for school expenses).
Do you use a tax software or use the paper forms? Using a tax software may help you get all the deductions you should be taking and won't cost as much as going to H&R Block or some other place.
Well, we did lower our exemptions from 9 to 7 for last year hoping that would make the difference but we still ended up owing this year. We went back in a couple of weeks ago and lowered it to 6 this time hoping that next year we might break even. Our state does not allow a deduction for homeschooling supplies. That would be so nice though if they did. Yes, I use an online tax software off the IRS website. We just barely qualified for ours to be done free. Yes, we own our home but it's never enough to claim in interest.
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What are the rules on receipts these days? I thought you only needed a receipt when the individual gift was over a certain amount.
And our mortgage interest isn't enough, by itself, either. But combined with our charitable giving and our medical expenses, this year, for the first time ever, our itemized deduction is just an ooch over the standard deduction.
It was my understanding that we had to have receipts for all giving. I have none. My mortgage interest was $3000 so not enough. I did have alot of medical I paid for this year but the deductible of over $1000 is not allowed to be claimed so that knocks off over $1000 of what I paid out leaving me still with not enough.
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We use Turbo Tax. Our goal is to not get anything back and to not owe anything. This year we owe a little because my dh did side work and didn't pull the taxes out at the time. If I get a bunch of $$ back it just means that I have been allowing the govt. to hang on to my money and gain interest on it for months. no thanks.
I don't really want a bunch back but I would like to NOT owe for once. It's frustrating to constantly owe every year even thought we brought our exemptions down on his check. We still ended up owing $500.
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I've used the H&R Block on line and it figures everything for you. I love it. It only costs $50 for Fed/state combined and that includes E-filing.
It even walked me through the steps to see if we were required to pay that stupid AMT....I had heard it was pretty complicated so for some strange reason I figured it myself off of the IRS website and got the same answer that H&R Block got. (except that it took me 4 times as long and then I had a headache. :))
How many kids do you have? 7 exemptions seems like a lot. We always get lots of money back. Mostly due to dh's bonus which is taxed at a high rate initially (when the check is issued).
We have 2 children, only 1 of which is under 17. The W4 says we should have 9 exemptions on dh's check. 1 for each of us, 1 extra for me because I don't work and 2 for each of the children. That's 9. We only claimed 7 on his check and still ended up owing.
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We have it so we end up owing a bit on state taxes and get some back on Federal (but not a lot). Our big deductions are charitable giving and interest on our mortgage and student loans.
You might try filling your taxes out at Tax Act Online - they don't charge you to use the site, only when you actually file the taxes (I file my taxes through them). But it might be helpful to see if you're missing anything that might cut down on the taxes you're having to pay.
We have no student loans. I did do my taxes for free thru the IRS website that they listed. I just can't help but think I'm doing something wrong somewhere.
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I think it is called Pro-tax or Tax-pro or something like that. You just fill in the blanks. We almost always do better when we itemize deductions. Are you claiming yourselves as exemptions? How much is being withheld from your paycheck? We have a lot withheld, so that we don't end up paying since dh works on the side and none of that is withheld.
We had 7 exemptions on dh's paycheck but claimed only 4 on our taxes. As there are only 4 of us. I did do the taxes thru the free tax site online. We qualified just barely for free taxes.
Senior pictures....
in High School and Self-Education Board
Posted
I wonder where I could find some of these students?? Hmm.. sounds like it might work.