when does Paypal charge fees?? (credit card vs. bank account)

[Johanna]

if i pay for something via paypal and am using my bank account # (as opposed to having funds in paypal account), will that make a fee get charged to the person i am sending it to?? Or is just when you use a cc #????

thanks

[Amy in Orlando]

If you pay without using a credit card, there will be no fee.

[Amy in NH]

It depends on what type of account the seller (accepter of payment) has.

You can basically have two different types of accounts with Paypal:

 

1. Accepts payments from account transfers only. No fees are charged to the seller for accepting a payment

2. Accepts payments from credit cards as well as account transfers. Fees are charged to the seller for *every* payment received.

 

Some people get around this by having different Paypal accounts to accept different types of payments. But I think you'd have to have different email addresses, and maybe even different bank account/user name/etc. I'm not completely sure what is required to do this.

 

But Paypal doesn't charge the buyer/payment sender for sending any type of payment.