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FAFSA dependency - I'm doing something wrong


BlsdMama
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6 minutes ago, BlsdMama said:

I'm updating his FAFSA for next year. FAFSA is telling me DS is a dependant,  What am I doing wrong? He's currently 22, and will be 23 before next year. He is 100% self supporting.  I thought at 22 they could be independent??

It's actually 24 (turning 24):

https://studentaid.gov/apply-for-aid/fafsa/filling-out/dependency

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SMH.  This sucks.  

Our income is non representative.  We did a Covid withdrawal (Household family member had Covid allowing a 401k withdrawal which we used for ALS expenses which have been high.  But it gets claimed on income.) DS is truly 100% self supporting and there is NO way we can help him with school for his last year.  As a dependent, working as much as he does, his income looks like "extra," when he is not a dependent.  

Because of my incredibly high medical needs, is there anything we can do?

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4 minutes ago, BlsdMama said:

SMH.  This sucks.  

Our income is non representative.  We did a Covid withdrawal (Household family member had Covid allowing a 401k withdrawal which we used for ALS expenses which have been high.  But it gets claimed on income.) DS is truly 100% self supporting and there is NO way we can help him with school for his last year.  As a dependent, working as much as he does, his income looks like "extra," when he is not a dependent.  

Because of my incredibly high medical needs, is there anything we can do?

You probably can't do much on the FAFSA, but since it's his last year, I would definitely talk to the school's financial aid office.

My parents got laid off during my junior year of college, and the college chipped in a bit more money during my senior year as well as upping my work study options since the previous year's income was not representative. 

Edit: RootAnn said it much more succinctly than me.

Edited by historically accurate
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53 minutes ago, BlsdMama said:

Thanks.  I'm so frustrated.  We had about $60k in expenses this past year with handicap accessibility changes to the house, medical bills, etc.  The withdrawal we took from 401k now looks like income. SMH.

 

What year did you withdraw the 401k funds?

The 2021-22 fafsa should be based on 2019 income, and 2022-23 on 2020 income.

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You should definitely contact the college financial aid office and ask for professional judgement based on higher than normal medical costs.

Use the professional judgement tip sheets here to prepare for the type of information that will support your request. https://professionals.collegeboard.org/higher-ed/financial-aid/im/tips

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On 10/5/2021 at 6:23 PM, Sebastian (a lady) said:

You should definitely contact the college financial aid office and ask for professional judgement based on higher than normal medical costs.

Use the professional judgement tip sheets here to prepare for the type of information that will support your request. https://professionals.collegeboard.org/higher-ed/financial-aid/im/tips

Thank you. I will do so - three different schools next year, lol. 
 

We will have four in college next year and two in high school. Funny how we never did this math earlier. 😉

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