August frugalistas 2020

[mommyoffive]

How is everyone doing?

 

[JustEm]

we're doing pretty good. still not spending much at all. Socking away a lot of money which is great since at the beginning of the year dh had just started a new job and we were expecting to be playing catch up on underemployment for the whole year.  

We're refinancing the house. Locked in 2.875%, which will lower our mortgage almost $300/month!! Originally, I intended to just keep paying the same amount in order to pay down the mortgage faster but with the rate that low investing it is a no brainer.  

Dh got a temporary promotion tonight, not sure if it comes with a pay raise, we'll see. 

His company has been paying 

[mommyoffive]

4 minutes ago, hjffkj said:

we're doing pretty good. still not spending much at all. Socking away a lot of money which is great since at the beginning of the year dh had just started a new job and we were expecting to be playing catch up on underemployment for the whole year.  

We're refinancing the house. Locked in 2.875%, which will lower our mortgage almost $300/month!! Originally, I intended to just keep paying the same amount in order to pay down the mortgage faster but with the rate that low investing it is a no brainer.  

Dh got a temporary promotion tonight, not sure if it comes with a pay raise, we'll see. 

His company has been paying 

Tons of great news!  Congratulations on your husband's promotion. 

[mommyoffive]

Vacuum died this morning.   We had a new one we picked up on clearance a few months ago, so no extra money spent on another one.  🙂

[JustEm]

1 hour ago, mommyoffive said:

Vacuum died this morning.   We had a new one we picked up on clearance a few months ago, so no extra money spent on another one.  🙂

ugh

[mommyoffive]

The 1 ish year old dishwasher is leaking.   Bought a new seal for it.  Our old dishwasher was a cheaper model and it didn't have problems.   But the people who installed it didn't do it well.

Bought some of the kids new mountain bikes.  Spendy, but a good bike makes the 2 or 3 hour rides they go on better.  Plus some of them needed bigger sized ones.  I will list some bikes on craigslist tonight. 

Was so close to booking a little vacation,  but I just couldn't do it.  Still a bit to freaked out by covid to do it.  

[prairiewindmomma]

I've been using camelcamelcamel to scoop some things off of amazon. Prices are volatile right now, and I'm using that to my advantage.  Latest scoop was boardgames for Christmas (saved about $60 over 3 games), but also saved $30 on a 12pk of my favorite organic cotton tampons.