Question about credit reports

[Greta]

I know you're supposed to check your credit report regularly, but I'm just doing it for the first time in my life!  I've gotten two out of the three so far.  My understanding is that debts or lines of credit, etc. stay on your credit report for 7-10 years.  Both of my reports are accurate in this regard.  Nothing unexpected there.

 

But what's weird is that one of them shows me as having had an address that I never had.  Should I get them to correct that?  And the other one is accurate in terms of the addresses that it lists, but it goes all the way back to an apartment that I had for one year in 94/95.  That's some pretty old information!  Is that still supposed to be on there?  It's not that I have an objection to the information being there, just that I was surprised by it.  

[QueenCat]

My residences are on one of them from the late 1980s. What comes off is certain financial info, but not necessarily personal history. And each of the reporting agencies is different.

[Guest]

If the address is far enough back I would ignore it. If it's newer I would call. It's difficult enough to get them to address a real problem though, so unless it's more recent on the address I wouldn't worry.

[Greta]

If the address is far enough back I would ignore it. If it's newer I would call. It's difficult enough to get them to address a real problem though, so unless it's more recent on the address I wouldn't worry.

 

 

That's the funny thing.  On the accurate addresses, it lists a date that the address was reported.  But on the address that I've never had, it doesn't list a date.  So I have no idea if it got (mistakenly? fraudulently?) reported recently or a long time ago.

[Greta]

My residences are on one of them from the late 1980s. What comes off is certain financial info, but not necessarily personal history. And each of the reporting agencies is different.

 

Thanks!