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creekland
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This thread is for fun - sort of spinning off other threads recently.  The only requirement is your answers have to be true.

 

Now that I'm older I'm spending more of my money on _____ and less on _____ compared to my youth.

 

Feel free to interpret older and youth as you see fit.

 

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For me...

 

More:  Ibuprofen

 

Less:  Model Horses

 

I saved up pretty much all of my money for horse stuff, books, or model horses when I was young.  I still buy horse stuff and books, but have sold some of my model horses and would sell more if I ever got around to listing them on sites.  It amazes me that I bought (and was gifted) so many.

 

Ibuprofen used to get out of date in our house.  Now we have it on both floors and in our "set to go" travel bags and don't have to worry a bit about any of it getting too old!

 

 

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More on discretionary spending, less on retirement.

 

Sounds risky when I write that, and we are still pretty conservative, but I've realized that this is the *living* time with my little family. Going out to lunch on occasion because it makes things easier? Ok! Taking a trip now, instead of waiting until my kids are (vaguely) older? Ok!

Edited by SusanC
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Hard to answer, because there really is no standard for comparison.

 

The obvious thing is taxes, but let's just pretend taxes don't exist for the moment.  :P

 

Up to age 16, I spent most of my money on junk food.  Of course it wasn't much money to speak of.  I quit eating junk food at age 22.

From 16-32, I spent most money on education (either in real time or paying off student l loans).

From 32-40 I paid off my house mortgage, helped family, and saved a bunch.

At age 40 I spent most on adoption fees.

From 41 to present I spent most money on my kids.

 

Also for at least the past 20 years, I've donated more to charity than I've spent on myself.  I've also spent money on travel, but not as much as on the other stuff listed here.

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This thread is for fun - sort of spinning off other threads recently. The only requirement is your answers have to be true.

 

Now that I'm older I'm spending more of my money on _____ and less on _____ compared to my youth.

 

Feel free to interpret older and youth as you see fit.

 

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Now that I am older I spend more of my money on food and less on clothes and makeup.

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More on discretionary spending, less on retirement.

 

Sounds risky when I write that, and we are still pretty conservative, but I've realized that this is the *living* time with my little family. Going out to lunch on occasion because it makes things easier? Ok! Taking a trip now, instead of waiting until my kids are (vaguely) older? Ok!

Similar here.

 

My parents believed in using available resources to live life in the present, not just stash away for the future. I'm grateful for all the experiences they gave me and am trying to do the same for my kids.

 

Of course there has to be balance, we do have money going into retirement accounts (my parents did as well) but we're less aggressive with saving than we might be.

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More on discretionary spending, less on retirement.

 

Sounds risky when I write that, and we are still pretty conservative, but I've realized that this is the *living* time with my little family. Going out to lunch on occasion because it makes things easier? Ok! Taking a trip now, instead of waiting until my kids are (vaguely) older? Ok!

 

We are/were right there with you and have absolutely no regrets at all.  You simply can't get time or youth back.

 

My (now grown) kids have literally told us how thankful they are and have told us they're willing to help us in our retirement if we end up not having enough because of it.  I think we're ok, but I believe them - esp since they've made it a point to discuss with serious girlfriends (help for parents on both sides).

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One thing I'm afraid to put because it sounds bad but it's true is less on books. I used to buy a lot of books just to have them, to collect them - old books, signed books, weird books, for the heck of it books. I don't do that anymore. I use the library, I buy what I read or what the kids read. No more. We did a book purge awhile back and gave away probably a thousand books. We still have an insane amount of books, but it's slightly more curated.

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Less on home décor, home furnishings.  Less on kids, now that I'm out of that stage of life, except for the college tuition and launching part.

 

More on experiences. More on travel to see my kids.

 

Lord willing, there will be a lot more travel and of paying for experiences as we approach retirement and then retire.

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