UncleEJ Posted October 14, 2015 Share Posted October 14, 2015 Sigh. DH stepped off the deck today and sprained his ankle. Which, doesn't sound like that big of a deal, except he very severely sprained his other ankle about two years ago. And by severely, I mean he completely torn all three main ligaments on the outside of his ankle and partially tore the inner ligaments. He was out of work for three months. He was in more pain than I have ever seen a person. While today's sprain is no where near as bad, it is hard to not let my thoughts go back there. Last week DH was laid off work. He works in the oil industry and it is very fickle. We are in the middle of building a house. We spent nearly all of savings on the down payment. He needs a job. Yesterday, I was diagnosed with severe obstructive sleep apnea. So now I need a CPAP. And my insurance runs out with DH's old company at the end of the month. I also have Crohn's disease and am on Humira and methotrexate. My disease is finally under control but the meds are prohibitively expensive without insurance. And then there is the matter of getting insurance ASAP because of the preexisting condition issue. Sigh. When it rains, it pours. Sorry, to whine, but I needed to get it out. 😒 Quote Link to comment Share on other sites More sharing options...
Tap Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
unsinkable Posted October 14, 2015 Share Posted October 14, 2015 (((Hugs, Melissa))) It's not whining when horrible stuff happens. I'm sorry. Quote Link to comment Share on other sites More sharing options...
Annie G Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: Quote Link to comment Share on other sites More sharing options...
trulycrabby Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
MeghansMom Posted October 14, 2015 Share Posted October 14, 2015 I am so sorry to hear of your troubles. It is really pouring for you and your family. Prayers for the sun to shine on you and lots of hugs. Quote Link to comment Share on other sites More sharing options...
fraidycat Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
Tsuga Posted October 14, 2015 Share Posted October 14, 2015 What a nightmare. I am sorry. Quote Link to comment Share on other sites More sharing options...
Guest locknutore Posted October 14, 2015 Share Posted October 14, 2015 It is really pouring for you and your family. Quote Link to comment Share on other sites More sharing options...
displace Posted October 14, 2015 Share Posted October 14, 2015 :(. Can you qualify for Medicaid or other benefits while your DH is out of work? Sorry to hear about all the events. I'd be stressed out. Quote Link to comment Share on other sites More sharing options...
Melissa in Australia Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
Ottakee Posted October 14, 2015 Share Posted October 14, 2015 I would contact your local social services or try the health insurance marketplace for insurance. Quote Link to comment Share on other sites More sharing options...
Scarlett Posted October 14, 2015 Share Posted October 14, 2015 Pre existing doesn't matter any more. You should qualify for some help if your husband is out of work. But I know how stressful it is. I am sorry. 1 Quote Link to comment Share on other sites More sharing options...
Cinder Posted October 14, 2015 Share Posted October 14, 2015 :grouphug: :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
UncleEJ Posted October 14, 2015 Author Share Posted October 14, 2015 Pre existing doesn't matter any more. You should qualify for some help if your husband is out of work. But I know how stressful it is. I am sorry. I thought this was the case, but I am not 100% sure. My dear step-mom works in accounting for a hospital and she warned me not not let it lapse. So I am conflicted, and with having Crohn's disease I want to be SURE! I have done a bit of googling but everything I have found was sort of hard to understand. Quote Link to comment Share on other sites More sharing options...
Scarlett Posted October 14, 2015 Share Posted October 14, 2015 I thought this was the case, but I am not 100% sure. My dear step-mom works in accounting for a hospital and she warned me not not let it lapse. So I am conflicted, and with having Crohn's disease I want to be SURE! I have done a bit of googling but everything I have found was sort of hard to understand. I thought your dh was losing his job and thus losing coverage? How can you not let it lapse? I am linking to the Healthcare.gov site which tells about pre-existing conditions. If your dh loses his job and coverage you don't even have to wait for open enrollment to apply for a new policy...but it just so happens open enrollment is going to start right when you lose coverage. https://www.healthcare.gov/health-care-law-protections/pre-existing-conditions/ 1 Quote Link to comment Share on other sites More sharing options...
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