BakersDozen Posted July 9, 2013 Share Posted July 9, 2013 I do the finances. Dh tried it for a week one time and wow, things got bad very quickly. His overall attitude was, "It's a decimal, big deal." We recently decided it would be good to use an on-line account with a bit higher rate than a traditional account. Given what I was going through physically/mentally/emotionally I asked dh to please set the account up. Not difficult to do: sign up, transfer exactly THIS amount of money. That's all. Just got several notices that our account is overdrawn. This is our week for automatic payments for utilities, mortgage, etc. I just placed several hundred dollars' worth of orders for school stuff. Credit cards are being automatically paid this week. So what happened? Dh transferred the money I wrote down. Twice. Emptied our account plus some. Money won't be put back for 24 hours during which time I have no idea how many businesses/sellers will find out there are no funds for their payment. Which means the hours and hours I spent ordering stuff is for nothing. Never, never, never again will I ask dh to do a single thing with money. Never. Oh, and his reaction to this? "What's the big deal?" grrrrrrrrrrrrrrr Quote Link to comment Share on other sites More sharing options...
TammyinTN Posted July 9, 2013 Share Posted July 9, 2013 Oh noooooo! Hopefully nothing will post before the money is put back. Quote Link to comment Share on other sites More sharing options...
elegantlion Posted July 9, 2013 Share Posted July 9, 2013 :grouphug: :grouphug: Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted July 9, 2013 Share Posted July 9, 2013 Tally up all the over draft fees and show him what the big deal is. Quote Link to comment Share on other sites More sharing options...
Jean in Newcastle Posted July 9, 2013 Share Posted July 9, 2013 Tally up all the over draft fees and show him what the big deal is. Quote Link to comment Share on other sites More sharing options...
Mrs Mungo Posted July 9, 2013 Share Posted July 9, 2013 Tally up all the over draft fees and show him what the big deal is. Agreed. Plus, make him deal with re-ordering everything and any hate mail/calls. Quote Link to comment Share on other sites More sharing options...
Hunter's Moon Posted July 9, 2013 Share Posted July 9, 2013 That sounds incredibly frustrating! (((Hugs))) Quote Link to comment Share on other sites More sharing options...
charcat13 Posted July 9, 2013 Share Posted July 9, 2013 I'm sorry you're dealing with that. It's a pain to clean up those kinds of messes. Quote Link to comment Share on other sites More sharing options...
BakersDozen Posted July 9, 2013 Author Share Posted July 9, 2013 Dh just called the bank and was told they might cover up to 3 overcharges at a cost of $34 each. He's paying that out of his own "fun" money. I am so stinking angry. Quote Link to comment Share on other sites More sharing options...
Mrs Mungo Posted July 9, 2013 Share Posted July 9, 2013 Dh just called the bank and was told they might cover up to 3 overcharges at a cost of $34 each. He's paying that out of his own "fun" money. I am so stinking angry. Gah! They will only cover 3? How many do you think you will have? What happens then? Quote Link to comment Share on other sites More sharing options...
happyhomemaker Posted July 9, 2013 Share Posted July 9, 2013 I feel your pain. Dh does not do anything with our finances for similar reasons. When you have to count every penny, "I think I know about how much money we have" is NOT the same thing as balancing the checkbook! Quote Link to comment Share on other sites More sharing options...
Hot Lava Mama Posted July 9, 2013 Share Posted July 9, 2013 Hmm. Beat this. My hubby is a CPA and before we got married, he never balanced his check book! REALLY! I took over the fiances when we got married. I asked him how he ever knew how much he had. He said he just never spent more than the last check he deposited! Needless to say, I took over! :) (Oh, I'm a CPA, too, so that helps!) Quote Link to comment Share on other sites More sharing options...
BakersDozen Posted July 9, 2013 Author Share Posted July 9, 2013 "Gah! They will only cover 3? How many do you think you will have? What happens then?" Then the payment request is denied and I get some emails from sellers asking what is going on. Perhaps my order is canceled. I don't know. If credit card payments don't go through this could affect the credit I have worked for over 17 years establishing/maintaining. But hey, this is no big deal, right? > :( Quote Link to comment Share on other sites More sharing options...
goldberry Posted July 9, 2013 Share Posted July 9, 2013 :grouphug: I have one of those too. He has a fun-money account that never has more than about $200 in it. He has overdrawn it several times. :confused1: "There was supposed to be $2.78 left in there!" I have nothing to say. I love the man dearly, but he can't handle money. Period. At least your DH offered to pony up some of the cash. Quote Link to comment Share on other sites More sharing options...
zoobie Posted July 9, 2013 Share Posted July 9, 2013 We have an overdraft line of credit in case one of us is stoopid. I'm sorry. I'd be frustrated too. I take it your DH isn't an accountant. ;) Quote Link to comment Share on other sites More sharing options...
gardenmom5 Posted July 9, 2013 Share Posted July 9, 2013 Tally up all the over draft fees and show him what the big deal is. :iagree: . and then, since he doesn't understand this isn't monopoly money - translate it into language he can understand. that is ___ tanks of gas. ___ weeks of groceries. or better yet, what does he spend personal money on and let him know just how many ____, lattes, lunches out, or pizzas that is. (that he can now forgo because the money to cover those overdrafts has to come from somewhere.) hopefully, he's teachable. my mil isn't. :grouphug: Quote Link to comment Share on other sites More sharing options...
fraidycat Posted July 10, 2013 Share Posted July 10, 2013 :grouphug: Quote Link to comment Share on other sites More sharing options...
Rosie_0801 Posted July 10, 2013 Share Posted July 10, 2013 Dude, it matters because it affects my credit rating and makes me feel like you've just wiped your shoes on my honour. (Not that I recommend saying that. It didn't work for me.) Quote Link to comment Share on other sites More sharing options...
Audrey Posted July 10, 2013 Share Posted July 10, 2013 No big deal? Wow. I'm sorry you have to deal with that kind of crap. Quote Link to comment Share on other sites More sharing options...
BakersDozen Posted July 10, 2013 Author Share Posted July 10, 2013 It just got even better. Dh told me on the phone money would be posted tomorrow - 24 hours. Just now he said, "Or up to 3 days." I think I'll say what Rosie posted but with a bit more to it. Just a bit, mind you. And yeah, my credit rating means a ton to me. Dh doesn't understand money, never has, probably never will. He takes money and what I do to manage it for granted. Quote Link to comment Share on other sites More sharing options...
Sandragood1 Posted July 10, 2013 Share Posted July 10, 2013 By any chance, did your husband come from a family that was "very comfortable" financially? I have noticed this sort of thing in friends with that background. Quote Link to comment Share on other sites More sharing options...
Truscifi Posted July 10, 2013 Share Posted July 10, 2013 :huh: I would not handle that calmly I think. I hope you are able to resolve it without too many overdrafts. And I totally agree the money to cover them should come from him. And he should handle the reorders. Quote Link to comment Share on other sites More sharing options...
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