EthiopianFood Posted October 22, 2012 Share Posted October 22, 2012 If I want to pay several interest-accruing debts off within a certain time frame, how do I figure out how much I need to make a month? I know I can use an online payoff calculator for each debt, but I'm not sure how take into account paying off certain debts before others, and how those payments would then roll into the remaining debt. I'm wanting to pay off two small to moderate credit cards, along with my student loans, in five years. If there is an easy way to figure this out, I'm too tired to see it, sorry. :tongue_smilie: Quote Link to comment Share on other sites More sharing options...
Chris in VA Posted October 22, 2012 Share Posted October 22, 2012 (edited) Will this help? [ETA--sorry, that was the wrong one--) Try this--and there are easier ones, too... Edited October 22, 2012 by Chris in VA Quote Link to comment Share on other sites More sharing options...
EthiopianFood Posted October 22, 2012 Author Share Posted October 22, 2012 Will this help? [ETA--sorry, that was the wrong one--) Try this--and there are easier ones, too... I don't have Excel, etc. :( If you know for sure it lets me choose based on timeframe, not just according to interest rate, I can go on a much, much, MUCH slower computer to figure it out. If it is a fast process, and someone is very, very bored, I am willing to just quickly give you the numbers (three debts) and someone can tell me the results. I'm not asking anyone to do that though, just if you're really bored, can't sleep, are feeling nosy, whatever. :lol: Quote Link to comment Share on other sites More sharing options...
dansamy Posted October 22, 2012 Share Posted October 22, 2012 I just downloaded the Vertex42 one and entered our revolving debt only. I didn't add our car loans. Two years. It'll take 2 years to pay off what we have accumulated right now. I have to stop spending so freely. :( Quote Link to comment Share on other sites More sharing options...
plain jane Posted October 22, 2012 Share Posted October 22, 2012 I don't have Excel, etc. :( If you know for sure it lets me choose based on timeframe, not just according to interest rate, I can go on a much, much, MUCH slower computer to figure it out. If it is a fast process, and someone is very, very bored, I am willing to just quickly give you the numbers (three debts) and someone can tell me the results. I'm not asking anyone to do that though, just if you're really bored, can't sleep, are feeling nosy, whatever. :lol: If you don't have Excel you can download Open Office for free and it has a spreadsheet very similar to Excel. :) Quote Link to comment Share on other sites More sharing options...
dansamy Posted October 22, 2012 Share Posted October 22, 2012 If you don't have Excel you can download Open Office for free and it has a spreadsheet very similar to Excel. :) Yup the Vertex42 sheet download had several templates. One was for Open Office, which is what I use. Quote Link to comment Share on other sites More sharing options...
EthiopianFood Posted October 22, 2012 Author Share Posted October 22, 2012 Yup the Vertex42 sheet download had several templates. One was for Open Office, which is what I use. We downloaded that once, but it didn't work. I'm on a notebook, so there is also very little memory. Quote Link to comment Share on other sites More sharing options...
dansamy Posted October 22, 2012 Share Posted October 22, 2012 Download it only from Cnet or OpenOffice.org. No other source. Open Office is not very resource heavy. Microsoft Windows Windows XP, Windows 2003, Windows Vista, Windows 7 256 Mbytes RAM (512 MB RAM recommended) At least 650 Mbytes available disk space for a default install (including a JRE) via download. After installation and deletion of temporary installation files, Apache OpenOffice will use approximately 440 Mbytes disk space. 1024 x 768 or higher resolution with at least 256 colours Quote Link to comment Share on other sites More sharing options...
Lily_Grace Posted October 22, 2012 Share Posted October 22, 2012 Try GoogleDocs- http://www.google.com/google-d-s/templates_finance.html You only need a sign-in, no downloading required. Quote Link to comment Share on other sites More sharing options...
Carrie12345 Posted October 22, 2012 Share Posted October 22, 2012 http://www.powerpay.org It's web-based and easy to use. I futz with it constantly! Quote Link to comment Share on other sites More sharing options...
EthiopianFood Posted October 23, 2012 Author Share Posted October 23, 2012 Thanks everyone!! My Google-foo is really bad, obviously. :tongue_smilie: Quote Link to comment Share on other sites More sharing options...
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