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Creative funding. Adult returning to finish degree.


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It has been awhile since I thought about college and expenses. If an adult wanted to go back and finish a BA, what are some creative ways to cover costs? How do you go about finding Grants and Scholarships?

 

Also, do you know of a good book that would help with this line of thinking?

 

 

 

I have a friend who is in a tight place. They have a ministry job and love their church, but there is a need to diversify and offer their young family stability that they do not feel with not having a Bachelors or further.

 

Thanks in advance!:D

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Google "Individual Development Account" for their state. It's a fund matching program that helps with education, starting a business, or buying a home. They would save a certain amount and have that matched by the program.

 

Also, check with the financial aid office at the school they want to attend. If they're over 25 (I think that's the age) they might be able to get the Osher scholarship.

 

Definitely fill out the FAFSA for a Pell Grant, too.

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There is some organization that gives grants to older women to return to school, but I can't think of what it is.

 

I would go to the library and search the internet. I've heard of HS kids who attacked getting funding almost like a part-time job and they were able to cobble together most of the money they needed for school.

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Some schools give credit for life experience which would cut out lots of classes that need to be taken. This is what Liberty University does and that's where I am getting my degree from. I also qualified for Pell Grant, FSEOG, and loans. Getting outside scholarships are very hard to get, I have tried.

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In the grand scheme of things, this is a very small suggestion, but purchasing my books through Amazon saved me hundreds the last few semesters. I am upset at myself that I didn't figure this sooner, as I know it would have saved me even more. I had been paying nearly twice the price at the college bookstore, times 3 years, that savings would have really added up. Every little bit helps!

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Check out Thomas Edison State College in NJ too. It's just for this sort of situation.

 

Also, they might want to look at CLEP through CollegePlus! They could continue to work and getting at least part if not all of their courses through CollegePlus! would be a lot cheaper.

 

My dd18 is currently using CollegePlus! because of the cost factor.

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I'm curious about the same thing, but for graduate school. Anyone have suggestions for that? Dh and I have a combination of student loans to pay off already for current and previous college, but if I could find another way to finance a master's degree, I'd go for it.

 

Blessings,

Lucinda

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bump.

 

Just thought the op might like more responses.

 

:D

 

Lucinda

 

Sorry, no suggestions here. I am finishing up my master's degree and there was really nothing out there for me. I am having to use student loans for the whole thing. I am willing to do that though to be able to get my degree.

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Some schools utilize a program called Typewell (there are several others but I don't know the names). This is a transcripting job where you take do live transcription (computer based) for a hearing impaired student. This allows the student to participate during the class rather than reading the notes after. The transcriber gets paid to attend the class. Our community college does this (different company).

 

It would depend on computer typing ability and dependability to be at every class hour.

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Liberty University has a whole list of scholarships:

http://www.liberty.edu/index.cfm?PID=298

 

Most people can't use any of those unless they are going into their seminary college. And for those of us needing online it is not beneficial because most of their scholarships are for resident students. I looked into all of their scholarships before beginning there in 2006 and could not qualify for any of them at all.

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